Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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What happens if you go over the mileage you declare not to exceed in the year? What will they say if come the time you ring up and tell them you are going to, or have exceeded it.
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JayCarr
Member
Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
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I did this. They make you pay extra. I had to pay about £300 for going over mine.
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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How did they find out?
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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Man thats bollocks.
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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quote:
Originally posted by fro-dizzle
How did they find out?
They don't...unless your far to honest for your own good. I don't go over the mileage for the Nova which is 3000 a year, I don't do over 300 a year so no problem there.
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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quote:
Originally posted by fro-dizzle
How did they find out?
as above 
think am limited to 8k or somethin when i first went with them, did 22k in that year 
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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icy i wouldnt admit to shit like that 
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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If you go over the limit your excess goes up if you have an accident.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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When I insured my corsa, they asked for the milage., Ive just insured the beeza properly and they didnt ask what the milage was
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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300! Eeek. They would only find out if you make a claim and they check the clocks. You have to declare the current mileage and sign a form to say you wont be exceeding the mileage you stated when you take out the policy. I said 3000 miles as I dont expect to be using this car all that much when im at uni, but worry in case it happened.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by johnhara1
If you go over the limit your excess goes up if you have an accident.
When I had an accident they didn't ask my mileage.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Everyone is referring to flux yes?
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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quote:
Originally posted by Dean_W
quote:
Originally posted by johnhara1
If you go over the limit your excess goes up if you have an accident.
When I had an accident they didn't ask my mileage.
Im just quoting what the documents said when i filled them in.
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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quote:
Originally posted by Butler
Everyone is referring to flux yes?
I am.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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I havent read the small print, maybe I should!
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JayCarr
Member
Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
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I signed a declaration saying i wouldn't go over 10k. next year renewal came through, wanted me to sign a mileage declaration form for the new year. I signed it and wrote the mileage without thinking. Got a letter a few weeks later saying i owe them £300 or so fo going over the mileage. Doh.
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by johnhara1
quote:
Originally posted by Dean_W
quote:
Originally posted by johnhara1
If you go over the limit your excess goes up if you have an accident.
When I had an accident they didn't ask my mileage.
Im just quoting what the documents said when i filled them in.
I didn't fill any documents in either.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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£300 seems really excessive, how much did you exceed the mileage you declared?
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JayCarr
Member
Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
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about 5-6000
It says in the terms that if you go over, your excess will go up by x amount. So i didn't think anything of it.
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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There is no way for them to know what you've done unless you tell them?. Unless your MOT documents are ever used with the mileage on in the event of an accident claim which I very much doubt.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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So, if you'r car is brand new (or less than 3yrs old) you could have a low mileage policy and nobody would ever know
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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quote:
Originally posted by JayCarr
about 5-6000
It says in the terms that if you go over, your excess will go up by x amount. So i didn't think anything of it.
You paid 300 though when you didnt even claim, thats not excess?
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JayCarr
Member
Registered: 19th Dec 02
Location: Cambs Drives:M3 & X3
User status: Offline
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Yeah i know. Apparently they can charge you aswell though at the end of the year. Although i never read that anywhere. I think the screwed me over tbh.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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ive done 18k in the paxo since i got it in february 10k would be hard to stick to :S
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by loafofbrett
So, if you'r car is brand new (or less than 3yrs old) you could have a low mileage policy and nobody would ever know
Maybe
The question is normally estimated.
I estimate correctly, if I go over that it's not my fault.
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