kz
Member
Registered: 9th Aug 02
Location: Southend, Essex Drives: Mini Cooper S
User status: Offline
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currently looking at a very cheap clio with... "Minor Dent on in(not visible) bootwel no other damage,Drives perfect very clean car inside/out (WILL NOT NEED PAINTING ETC OR VIC TEST)cat D hence so cheap"
http://pictures.autotrader.co.uk/ATD_web/servlet/media?id=556466062
what exactly does it mean? worth risking? dont think my mum will approve 
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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that is not a minor dent and would easily be seen, cant see that being poped out by a cold denter but if it needed to be painted only looking at around £200 anyway!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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That will be an expensive repair, my mate got his clio pranged in the same bit & the repair was £1200!!
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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quote:
Originally posted by Colin
That will be an expensive repair, my mate got his clio pranged in the same bit & the repair was £1200!!
 what the hell had happened t it?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Graeme
quote:
Originally posted by Colin
That will be an expensive repair, my mate got his clio pranged in the same bit & the repair was £1200!!
what the hell had happened t it?
Another mate reversed out a drive right into the side of it, the whole side needed put back straight & whole side was painted. Was done at an approved repair center so maybe why it was a bit more expensive, obviously if you can do bits yourself & have it pained cheap it would be less!!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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if its catd the insurance will want to see a vic
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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That must be some pretty old Clio if that was a write off. My car wasn't written off with the state it was in 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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they write cars off as low as 60% of there market value
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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The damage to my car was worth about £1800. My excess was £350, meaning the insurance company paid out about £1400. I was lucky.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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yes you were
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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quote:
Originally posted by Steve
if its catd the insurance will want to see a vic
No they dont! CAT D is so minor its not even put on the log book only CAT C and above.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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quote:
Originally posted by johnhara1
quote:
Originally posted by Steve
if its catd the insurance will want to see a vic
No they dont! CAT D is so minor its not even put on the log book only CAT C and above.
Yup, Cat D doesnt need a VIC check, and also Cat D's arent usually bad, cause they dont need checking for safety so they must be easy repairs.
My old Corsa was a Cat D, didnt bother me in the slightest.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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quote:
Originally posted by johnhara1
quote:
Originally posted by Steve
if its catd the insurance will want to see a vic
No they dont! CAT D is so minor its not even put on the log book only CAT C and above.
stfu you moron, any category write off the insurance WILL want to see a vic check otherwise they will probably void your insurance if you crash and they havent seen one.
i should know i have a cat d car
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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Steve has a cut and shut.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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yes i do, and when i told the insurance, they wanted to see an engineers report, im not saying the car needs a vic to be on the road, im saying most insurance companies will want to see one
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Dee
Banned
Registered: 19th Sep 01
User status: Offline
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Steve are you going to be able to shout at me on MSN later? I had to leave yesterday when we had only just got started.
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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quote:
Originally posted by Steve
yes i do, and when i told the insurance, they wanted to see an engineers report, im not saying the car needs a vic to be on the road, im saying most insurance companies will want to see one
the vic test is to check vin numbers match up to issue new log book it must be mot d before it can be done to show its road worthy .its not to check the repair work on the car and an insurance company wont ask for it even on cat c cars
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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rofl I think the point you're all missing is Steve is talking from experience.
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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quote:
Originally posted by deano87
rofl I think the point you're all missing is Steve is talking from experience.
ive had 3-4 cat c-d cars and never needed to tell insurance companys about vic test or provide engineers report
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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quote:
Originally posted by p4uls corsa
quote:
Originally posted by deano87
rofl I think the point you're all missing is Steve is talking from experience.
ive had 3-4 cat c-d cars and never needed to tell insurance companys about vic test or provide engineers report
Must be his insurance company then 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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p4ul did you tell them it was a cat write off at all?
'most' will ask to see an engineers report, certainly pretty much all main insurers, direct line included
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