Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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I'm thinking about selling my C and getting something else, but I need to keep my NCB building up. I have 6 months to go before the year is up, so if were to change my car on the policy, would Admiral still count the 6 months?
Anyone done it before?
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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surely they have to, its not as if u made a claim or cancelling, ur just amending ur policy
[Edited on 07-01-2007 by corsa-sxi]
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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that's what I'm thinking, just thought that they might be funny as I'd be changing cars, and they'll try anything
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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Yes they will treat it as a car change but will up the premium/monthly cost to suit the new car. I wouldn't say they will take the 6 months into account but you won't lose it. At the end of the next 6 months you will have the full year rather than only 6 months if you switched insurers.
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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Yeah, that's what I meant, I didn't word it very well.
As long as they transfer the 6 months I have to the amended policy, that's all that matters.
If they won't do it, I'll have to keep the Corsa longer I suppose.
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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They will do it, but they will have you over a barrel with regards to your new quote. They might not be as cheap as losing the 6 months and taking out a new policy with someone else. I have done this before with a bike and saved about £300 even with losing the 6 months.
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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Ah, ok.
I'll give them a ring on monday, see where I stand.
Cheers for the help 
[Edited on 07-01-2007 by Robin]
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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They just advise you of the increase to your policy & carry on where you were.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I changed from a BMW valued at about £500 to a impreza at £6k & they only upped it a few hundred.....wasnt put over a barrel at all
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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In theory, the new figure should be less, but I can't see them doing that.
Depends what I buy.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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less....what are you getting?? Fiat Panda?? 
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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No, my Corsa is actually really expensive to insure 
I think it's over a grand TPFT
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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whiiit
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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I have no NCB, and I'm 20, so I'm a 'high risk' 
I fancy a change now too, and it seems like a good idea to get something which I can insure for less
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drax
Member
Registered: 5th Feb 05
Location: Sittingbourne, Kent
User status: Offline
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im with then.... my spine hurts
im going to try MCE or a plan this year
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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I am. I was with Elephant before as well, who are part of the same company. I didn't lose any NCB when changing cars,
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