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Author How much will a TS10 affect my insurance?
daz_SRi
Member

Registered: 9th Apr 06
Location: Wolverhampton Drives: Astra 1.6
User status: Offline
24th Dec 06 at 12:40   View User's Profile U2U Member Reply With Quote

Got caught by a red light cam last night (was a should i/shouldnt i thing, went for it and got done)
Am i going to get shafted on renewel quotes now?

Current details are
20 years old
2 years expereince
1 years no claim
no claim accident costing 400
Paying 700 a year on 94 cora b 1.4 8v sri

Was thinking of changing the car in january to a 1.6 or 1.8 focus which was coming out at 900 a year before this conviction. Will it affect the price much?
pdwhelan
Member

Registered: 25th Sep 06
Location: Wigan
User status: Offline
24th Dec 06 at 12:43   View User's Profile U2U Member Reply With Quote

have you done quotes declaring the conviction?
daz_SRi
Member

Registered: 9th Apr 06
Location: Wolverhampton Drives: Astra 1.6
User status: Offline
24th Dec 06 at 12:52   View User's Profile U2U Member Reply With Quote

Yeh, but i find internet quotes to be inaccurate, quoted me over a grand on this policy, i phoned up, exactly the same details and was 300 quid less.

Plus i dont want to be phoning them up and letting them know ive got the conviction just in case on the off chance i get away with it (i wish!)
pdwhelan
Member

Registered: 25th Sep 06
Location: Wigan
User status: Offline
24th Dec 06 at 13:03   View User's Profile U2U Member Reply With Quote

hehe, just make up a name then and use a different address on your street, i dont think they actualy save those details though. and if you do get away with it.. its not a conviction
MarkM
Member

Registered: 11th Apr 01
Location: Liverpool
User status: Offline
24th Dec 06 at 16:27   View User's Profile U2U Member Reply With Quote

No matter what people say it will increase your insurance...

I have 3 points for a TS10...it increased mine but not by a massive amount...
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
24th Dec 06 at 16:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pdwhelan
hehe, just make up a name then and use a different address on your street, i dont think they actualy save those details though. and if you do get away with it.. its not a conviction

That won't work - read your small print. They all say the name and address on the insurance policy should match that on the V5 log book.
mattk
Member

Registered: 27th Feb 06
Location: St. Helens
User status: Offline
24th Dec 06 at 17:52   View User's Profile U2U Member Reply With Quote

I got flashed by one a couple of month ago. never heard anything of it. just dont worry about it.

If it gets you accept the points and the fine, cant see it going up that much TBH

If you hear nothing of it.... DONT do it again lol
Mike
Organiser: North West and North Wales
Premium Member


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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
24th Dec 06 at 20:23   View Garage View User's Profile U2U Member Reply With Quote

Don't go to flux they quoted me 850 for mine on the internet, I phoned up to confirm and they said they didn't know about my TS10 and put it upto 1350.

So I went to Norwich Union for 890.
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
24th Dec 06 at 20:28   View Garage View User's Profile U2U Member Reply With Quote

My housemates sis works for Direct Line, and i got done for going thru a red light and she said it only adds about 30quid

 
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