corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » Off Day » How can they get away with this?


New Topic
New Poll 		  <<  1    2  >> Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author How can they get away with this?
Steve
Premium Member

Avatar

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
15th Nov 06 at 07:12   View Garage View User's Profile U2U Member Reply With Quote
Just heard on the news that banks want to charge anyone that doesn't earn £1500 a month, or have £1500 in their account a month £15 ! wtf how can they justify that? cantvsee that ever being agreed too
chris-sri
Member
Registered: 3rd Apr 05
User status: Offline
15th Nov 06 at 07:38   View User's Profile U2U Member Reply With Quote
They're skint don't you know - they only made the £12 billion last year
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
15th Nov 06 at 07:47   View Garage View User's Profile U2U Member Reply With Quote
Clydesdale Bank charges £20 if your savings account falls below £50 in any month, which mines often does
PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
15th Nov 06 at 07:51   View User's Profile U2U Member Reply With Quote
only first direct customers at present, but i bet it wont be long before other banks follow suite...

i might jib banks off all together & just buy a safe
Steve
Premium Member

Avatar

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
15th Nov 06 at 07:54   View Garage View User's Profile U2U Member Reply With Quote
not a bad idea paul, this needs to happen on a mass scale to oust banks
GTS-T Rob
Member
Registered: 20th Jul 05
Location: Cambridgeshire Drives: Skyline
User status: Offline
15th Nov 06 at 09:07   View User's Profile U2U Member Reply With Quote
i dont even earn half of that!
RyanSxi
Member
Registered: 26th Jul 06
User status: Offline
15th Nov 06 at 09:18   View User's Profile U2U Member Reply With Quote
heard this on radio a few mins ago. can't believe they are charging when we are doing them a favour by saving our money with them. they make enough from loans and credit cards etc robbing b******s
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
15th Nov 06 at 09:40   View User's Profile U2U Member Reply With Quote
seems fair to me really for the services they provide
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
15th Nov 06 at 09:55   View User's Profile U2U Member Reply With Quote
What a load of cock, they won't do this they couldn't get away with it. Think of all the Uni Students that would be struggling for money anyway.
Jules S
Premium Member

Avatar

Registered: 24th Dec 03
User status: Offline
15th Nov 06 at 09:59   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by muppetsport
seems fair to me really for the services they provide


Too right

http://www.thisismoney.co.uk/news/article.html?in_article_id=411239&in_page_id=2
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
15th Nov 06 at 10:01   View User's Profile U2U Member Reply With Quote
I can't see this happening to be honest.

It's like the charges you get when you go overdrawn. You can actually claim these back on the grounds that the charges are too high and don't properly reflect the amount of extra work/effort a bank has to go to when you go overdrawn (ie none). It's an unfair charge.
Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
15th Nov 06 at 10:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Steve
Just heard on the news that banks want to charge anyone that doesn't earn £1500 a month, or have £1500 in their account a month £15 ! wtf how can they justify that? cantvsee that ever being agreed too


Surely that would create a rich get richer and the poor get poorer scenario.

Although I think what they are trying to do is encourage people to save money.
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
15th Nov 06 at 10:04   View User's Profile U2U Member Reply With Quote
Its First Direct that are going to do this, and most of their customers are rich cunts anyway so shouldn't be any problems in the near future for most of us.
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
15th Nov 06 at 10:05   View User's Profile U2U Member Reply With Quote
Won't happen, the whole thing about harges being too much etc, they are so fucking greedy why do they need to keep earning money on such a large scale they aren't exactly short ffs and even if interest rates change they're not exactly in danger ffs.
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
15th Nov 06 at 10:05   View User's Profile U2U Member Reply With Quote
I'm constantly in my overdraft each month. It's manageable though. Getting a safe isn't an option
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
15th Nov 06 at 10:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by muppetsport
im maybe wrong, but i dont see


you should really get yourself to the doctor if that's the case.
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
15th Nov 06 at 10:18   View User's Profile U2U Member Reply With Quote
i meant to type something but half way through i completely forgot what i was going on about, and it would have ended up a post like what steve normally types on something i have no knowledge about so i tried to delete it yet accidentally pressed post reply, etc etc
PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
15th Nov 06 at 10:21   View User's Profile U2U Member Reply With Quote
hang on

will this just affect first direct customers, or all those who are with hsbc??

I have a HSBC current account, afaik its not FirstDirect...
Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
15th Nov 06 at 10:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jules S
quote:
Originally posted by muppetsport
seems fair to me really for the services they provide


Too right

http://www.thisismoney.co.uk/news/article.html?in_article_id=411239&in_page_id=2


Reading that, the charges that are mentioned are fair. Going overdrawn etc.

Also the figure thats mentioned with regards to credit cards again, fair.

If you dont pay off your credit card bill or you withdraw more money than you actually have then yes, you should be charged IMO.

As for being charged even when you have money in your account, thats totally wrong. Not many people have £1500 they can leave in their account and not touch.

TBH current accounts generally offer very little interest anyway so being charged will render having one completely pointless.

My Dad just said the banks tried something like this before and it didnt last long.
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
15th Nov 06 at 10:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by muppetsport
i meant to type something but half way through i completely forgot what i was going on about, and it would have ended up a post like what steve normally types on something i have no knowledge about so i tried to delete it yet accidentally pressed post reply, etc etc
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
15th Nov 06 at 10:26   View User's Profile U2U Member Reply With Quote
see dave, i admit it, thats where me and steve differ
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
15th Nov 06 at 10:26   View User's Profile U2U Member Reply With Quote
Won't affect HSBC customers, if it did then HSBC would be loosing lots of customers today.
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
15th Nov 06 at 10:27   View User's Profile U2U Member Reply With Quote
I already pay £10 a month for an upgraded account so I get discount on a load of other stuff (free travel insurance for me and my gf being the main one)
PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
15th Nov 06 at 10:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ojc
Won't affect HSBC customers, if it did then HSBC would be loosing lots of customers today.


not yet anyway...

http://news.bbc.co.uk/1/hi/business/6148776.stm

quote:
Maybe First Direct is a sacrificial lamb, put out there to see what's going to happen
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
15th Nov 06 at 10:32   View User's Profile U2U Member Reply With Quote
I wonder if those claiming benefits will have to pay the charge if it comes into effect. I suspect not.

  <<  1    2  >>
New Topic
New Poll

Corsa Sport » Message Board » Off Day » How can they get away with this? 23 database queries in 0.0223200 seconds