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Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:14

Basically I work for a fast food company and use my bosses car for delivering.

Now, hes only just took over the place, and he told me I WAS insured to drive his car for delivering. Me being trusting, I believed him.

Got pulled over a couple of weeks ago, and had to produce my documents.

So, I told him and he said 'hes checked and ur not insured' And then later said 'say u wasent drive so it puts the blame on me'. Now ive had a letter from the police saying im going to court if I dont hand the documents in, which i clearly havent got

What to do? get banned and loose my job? Any help appericiated.

jamied

Member

Registered: 27th Oct 03
Location: Marbella,Spain Drives: C63
User status: Offline

25th Oct 06 at 13:17

mmm i drive bosses car too and im sure he hasnt added me to insurance, is a tricky one but i would get boss to get involved and sort it

Melville

Member

Registered: 4th Jun 03
Location: Newcastle upon Tyne
User status: Offline

25th Oct 06 at 13:19

Fecked with a capital PH unfortunately.

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:20

Sweet. I have a car to pay off and kid to bring up too

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

25th Oct 06 at 13:20

You're not insured third party on other cars on your own policy?

If you weren't insured then you may need to just be honest and take it. Code is IN10, usually carries 6 points and £180.

Its not a ban and shouldn't mean losing your job.

[Edited on 25-10-2006 by Ian]

Mad Moe

Member

Registered: 14th Jun 01
Location: Northumberland
User status: Offline

25th Oct 06 at 13:22

Regardless of what you do I say you're likely to get banned from driving

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:22

quote:
Originally posted by Ian
You're not insured third party on other cars on your own policy?

If you weren't insured then you may need to just be honest and take it. Code is IN10, usually carries 6 points and £180.

Its not a ban and shouldn't mean losing your job.

[Edited on 25-10-2006 by Ian]

I'm not too sure. Im FC on my own poilcy, but don't u have to be 21 to be insured TPFT on any other car?

All Torque

Member

Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline

25th Oct 06 at 13:22

Could he take his boss to court over 'miss-leading advice' or 'using your car for deliveries'

All Torque

Member

Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline

25th Oct 06 at 13:23

quote:
Originally posted by Monster

quote:
Originally posted by Ian
You're not insured third party on other cars on your own policy?

If you weren't insured then you may need to just be honest and take it. Code is IN10, usually carries 6 points and £180.

Its not a ban and shouldn't mean losing your job.

[Edited on 25-10-2006 by Ian]

I'm not too sure. Im FC on my own poilcy, but don't u have to be 21 to be insured TPFT on any other car?

Nope. Mate does it and hes 19 on TPFT

Edit: Although I beleive he has a trader's policy

[Edited on 25-10-2006 by All Torque]

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:24

quote:
Originally posted by All Torque

quote:
Originally posted by Monster

quote:
Originally posted by Ian
You're not insured third party on other cars on your own policy?

If you weren't insured then you may need to just be honest and take it. Code is IN10, usually carries 6 points and £180.

Its not a ban and shouldn't mean losing your job.

[Edited on 25-10-2006 by Ian]

I'm not too sure. Im FC on my own poilcy, but don't u have to be 21 to be insured TPFT on any other car?

Nope. Mate does it and hes 19 on TPFT

There might be light at the end of the tunnel then. Just going to ring my insurance now..

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

25th Oct 06 at 13:27

quote:
Originally posted by All Torque
Could he take his boss to court over 'miss-leading advice' or 'using your car for deliveries'

It would be a civil claim for damages, but you wouldn't get off the conviction. Its the drivers job to ensure that they are insured at the time they drive.

All Torque

Member

Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline

25th Oct 06 at 13:27

Buggar.

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

25th Oct 06 at 13:27

quote:
Originally posted by Monster
don't u have to be 21 to be insured TPFT on any other car?

Depends on the insurer, some will give you it, others not.

All Torque

Member

Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline

25th Oct 06 at 13:29

Who are you with Monster?

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:29

I'm not

All Torque

Member

Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline

25th Oct 06 at 13:30

Double buggar

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:31

quote:
Originally posted by All Torque
Who are you with Monster?

Admiral

Fee

Member

Registered: 16th Nov 05
Location: With AK
User status: Offline

25th Oct 06 at 13:33

Its difficult....
if part of your job is to do deliveries you would expect your employer to have you insured on the car you're meant to drive.
Surely it's his negligence

nik

Member

Registered: 19th Jun 00
User status: Offline

25th Oct 06 at 13:34

What a shitter

Boss is a fucking twat, would have it out with him although you should check really

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:38

Yeh I should of TBH, but as I say im just too trusting. A lesson learnt to say the least.

Gavin_G

Member

Registered: 12th Apr 02
Location: Bucks
User status: Offline

25th Oct 06 at 13:39

Negligent misstatement or misrepresentation?

Scotty C

Member

Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline

25th Oct 06 at 13:48

eh?!

Jules S

Premium Member

Registered: 24th Dec 03
User status: Offline

25th Oct 06 at 13:50

quote:
Originally posted by Monster
Yeh I should of TBH, but as I say im just too trusting. A lesson learnt to say the least.

If it doesn't pan out any other way, go to court and plead your case.

They may be lenient given the circumstances

Marc

Member

Registered: 11th Aug 02
Location: York
User status: Offline

25th Oct 06 at 13:52

Some insurers won't cover you on other cars until you are 25. At the end of the day its your word against your bosses about the cover aswell.

Take the points and find a new job!

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Online

25th Oct 06 at 13:53

The case is fairly simple - you drove without insurance. I don't want to sound like a wise-ass here but I also don't want to cloud the two issues.

Whatever happens between you and the boss won't prejudice the case. If you want to sue him for putting you in that position then yes, give that a try. It is not however a defence in the motoring offence.

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