Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
going down the road last night and bang this polo smacks the drivers rear door... looks like its just taken the laquer off and a minor dent... me and the mrs fine...
not sure weather to go through insurance or just get a few quid off the woman....?
opions please?
the mrs was driving!
|
Fee
Member
Registered: 16th Nov 05
Location: With AK
User status: Offline
|
If you've got her details and she's willing to pay up...may as well just get it from her
if she wants to go through insurance its her choice really....if it's her insurance that will be paying out
|
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
|
Get the money off the woman, but if its not enough she offers then go through insurance.
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
how much is a quick blow over on the door and get a dent removed?
I was thinking £200? gonna go to a bodyshop to have a look....
TBH might just get the cash and not get it fixed as its a p reg and have a few scuffs anyways...
[Edited on 25-10-2006 by Twiggy]
|
Melville
Member
Registered: 4th Jun 03
Location: Newcastle upon Tyne
User status: Offline
|
Might be more damage than you can see. Get it checked out first and then assess
|
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
|
quote:
Originally posted by Twiggy
TBH might just get the cash and not get it fixed as its a p reg and have a few scuffs anyways...
I'd be tempted to do that if its an oldish car thats not worth much. Or depending on how bad the dent is see if one of those dent people can pop it out.
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
what were you saying about the weather 
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
quote:
Originally posted by Steve
what were you saying about the weather
its waz reely bad likes an we sckidded an everting!
 
|
Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
|
I'd avoid insurance at all costs.
They'll hike your premium even if it isn't your fault 
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
why do they need to no??? SHE hit us??
|
ed
Member
Registered: 10th Sep 03
User status: Offline
|
Just go through insurance. All these agreements not to go through insurance tend to go sour and fuck up.
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
quote:
Originally posted by ed
Just go through insurance. All these agreements not to go through insurance tend to go sour and fuck up.
quote:
Originally posted by Jules S
I'd avoid insurance at all costs.
They'll hike your premium even if it isn't your fault
Whats this all about like?
|
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
|
It'll go down on your insurance as a not at fault claim (they call it something like that anyway) they reckon it doesn't put your insurance up but it will
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
thats well bang out!
just been to a vauxhall dealer and they are sending the quote to fix in the post...
|
topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
|
thats bollocks, me and girlfriend with adrian flux, had accident each (not our faults) and my insurqance went down by £80 and hers by over £100. As long as your not with a cheapo insurance company you'll be fine
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
Insurance will not hike your premium if its not your fault, i dont understand where people get this, iv had several accidents not my fault, gone through insurance and my premium is unaffected, why should it be affected 
I dont know what two bit insurance you use if its affected, but im sure as hell if they hiked someones premium when it was the third partys fault it would fall to pieces if contested in court
|
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
|
My mate was involved in an accident when he wasn't at fault and it put his insurance up the next year! This is what I based it on.
I dont understand why they want to know if you have had any claims in the last 5 years regardless of fault. Surely they only need to know if you have had any claims that you were at fault for!
|
whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
|
Matty is bang on here its regardless of fault becuse admin charges and the time associated in rectifying the cliam all accounts to money
So your insurance will go up granted not as much as it would it had been your fault
|
Munchie
Member
Registered: 17th Jul 01
Location: I swap goats for mobile phones
User status: Offline
|
wats that in ure avatar twiggy?
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
thats well bad!
|
topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
|
nope, your missing the point, all charges/costs are taken out of the loosing parties policy, therefore if the insurance company decide its not your fault then the other party accepts the costs.
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
quote:
Originally posted by Munchie
wats that in ure avatar twiggy?
a "hairy" pork scratching!
|
topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
|
my insurance has never gone up. This includes 2 break ins and 1 accident that was not my fault. Adrian flux sorted it all at no cost to me
|
Twiggy
Member
Registered: 15th Oct 04
User status: Offline
|
now the bloody hand brake cable has snapped!!! any vauxhall websites for bits? i think there was one but cant remember...
|
Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
|
quote:
Originally posted by topshot_2k
thats bollocks, me and girlfriend with adrian flux, had accident each (not our faults) and my insurqance went down by £80 and hers by over £100. As long as your not with a cheapo insurance company you'll be fine
I based my initial comment on my experience with Norwich union 
|
