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Author insurnace!!!
Matt L
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Registered: 17th Apr 06
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   16th Oct 06 at 16:57   View User's Profile U2U Member Reply With Quote

just started ringing around to get some quotes so i know how much im looking to pay. so far rang adrian flux who wont even touch me and then got put through to a call center who just put me through to aload of different companies and the price range goes from 1500 to 4000 thats with mods declared and these are companies that are supposed to be cheaper for moddified car owners. but RAC qouted me 1137 who i thought would of been more expensive seen as they arent aimed at young drivers. its just annoying that some companies want to charge me 4 times what the car is worth. i just dont understand where they can get there prices from.
all the qoutes were for fully comp.
sorry for the rant
matt
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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16th Oct 06 at 16:59   View Garage View User's Profile U2U Member Reply With Quote

mate, 1500 quid is cheap fully comp for an 18 year old.
Matt L
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16th Oct 06 at 17:02   View User's Profile U2U Member Reply With Quote

yeah i know that wasnt with mods declared though cause i put the phone down cause he said he wouldnt be able match it. not complaining but why do RAC charge me 1137 fully comp all declared and they arent aimed at young drivers with moddified cars.
Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
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16th Oct 06 at 17:12   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
yeah i know that wasnt with mods declared though cause i put the phone down cause he said he wouldnt be able match it. not complaining but why do RAC charge me 1137 fully comp all declared and they arent aimed at young drivers with moddified cars.


Count your self lucky then and take it. i gotta pay about 2K when i get a sport!!
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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16th Oct 06 at 17:14   View Garage View User's Profile U2U Member Reply With Quote

The reason some places can offer cheap prices for modified cars, is because they don't insure 'risky' drivers.

18 year olds are a risk, apparently . Thats not a dig at you, its just the way the Insurance business works
ShePs
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Registered: 5th Sep 06
Location: Newcastle
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16th Oct 06 at 17:14   View User's Profile U2U Member Reply With Quote

what car was it for mate?
All Torque
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Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
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16th Oct 06 at 17:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ShePs
what car was it for mate?


Corsa 1.2
ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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16th Oct 06 at 17:22   View User's Profile U2U Member Reply With Quote

whats insurnace?
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:23   View User's Profile U2U Member Reply With Quote

my corsa 1.2 8v in my garage. i think im gonna go with rac once i need to renew it.
before any one asks why im ringing up its so i know how much im looking to save roughly
All Torque
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Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
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16th Oct 06 at 17:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ShEp
whats insurnace?


Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:23   View User's Profile U2U Member Reply With Quote

i just feel sorry for the people that have to pay £4000 to insure a car thats probably not even worth 1000. its just annoying.
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ShEp
whats insurnace?


ShePs
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Location: Newcastle
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16th Oct 06 at 17:25   View User's Profile U2U Member Reply With Quote

try liverpool and victoria
i got quotes for a 1.2 sxi (am 19 btw) and they were the best. Offer was about 1200...everywhere else was 2000+ apart from elephant and tesco

Not sure what their like for mods tho
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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16th Oct 06 at 17:25   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
i just feel sorry for the people that have to pay £4000 to insure a car thats probably not even worth 1000. its just annoying.


I got quoted between 1493 and 10427 on a 2.2 SRi Astra yesterday (TPFT!!!).

I think it would be a bit silly to pay the expensive price, so why would people pay 4k ona 1.2 corsa when they had a quote of 1500 as well?
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:26   View User's Profile U2U Member Reply With Quote

ill try them 2moro now im too annoyed with insurance companies lol.
Rob H
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Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
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16th Oct 06 at 17:26   View User's Profile U2U Member Reply With Quote

Tried Vauxhall insurance (on their website)? They always seem good for me, been with them 3 years now
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:28   View User's Profile U2U Member Reply With Quote

no aint tried them yet. ill give them a try.
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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16th Oct 06 at 17:29   View Garage View User's Profile U2U Member Reply With Quote

Tesco? They were always pretty good for me on my Sport.
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:29   View User's Profile U2U Member Reply With Quote

rang them but because my renewal isnt for a 2 months they wont quote me.
craig8
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Registered: 31st Dec 04
Location: Glasgow
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16th Oct 06 at 17:30   View Garage View User's Profile U2U Member Reply With Quote

elephant seem to be decent too



E36 328
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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16th Oct 06 at 17:30   View Garage View User's Profile U2U Member Reply With Quote

lie to them, tell them its up for renewal in 2 days.

[Edited on 16-10-2006 by Robin]
Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
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16th Oct 06 at 17:31   View User's Profile U2U Member Reply With Quote

£1100 with RAC is'nt a bad price anyway. I bet there's people on here paying alot more. Still worth trying to beat though.
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:32   View User's Profile U2U Member Reply With Quote

well vauxhall site said 857 but thats without anything declared. they dont give you the option on websites.
Rob H
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Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
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16th Oct 06 at 17:33   View User's Profile U2U Member Reply With Quote

They were pretty reasonable with me when i declaired mods. Can only declair upto 4 though which is a bummer
Matt L
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Registered: 17th Apr 06
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16th Oct 06 at 17:37   View User's Profile U2U Member Reply With Quote

so what happens if you got more?

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