corsaaa_16v
Member
Registered: 8th Feb 06
User status: Offline
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Sorry if this is a re-post!!
This is a link to a thread posted on the Rotary owners club site, it has caused some major up roar and has affected many many car owner clubs across the country, if you are insured with adrain flux, the likely hood is that your insured through an underwriter called Highway insurance, its this company which is causing the problem,
http://www.mazdarotaryclub.com/forums/showthread.php?t=28074
Gist of story, club goes to a meet at a drag strip, a convoy pulls into a slip road on the M25, owners car bursts into flames as a result of a loose fuel pipe, insurance company won't pay, the rest you can find out for your selves, but i am NEVER getting insured with Highway again, this is totally unacceptable!
*note - pay attention to the copy of the letter, towards the bottom it states that they have searched him down on the internet and tracked him to various clubs including the one mentioned along with his posts and user name 
think twice before you post anything.... no wonder they want to know the club/forums details when you sign up!!
[Edited on 28-07-2006 by corsaaa_16v]
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Brentacre go through Highway as well 
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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But anyway, I bet there is more to the story than this.
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Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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What have his posts got to do with anything? At the end of the day...he's still paid for insurance regardless of wether or not he speeds or takes drugs or whatever?
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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tbh monkeys play with other monkeys
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Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
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quote:
Originally posted by Ry_B
What have his posts got to do with anything? At the end of the day...he's still paid for insurance regardless of wether or not he speeds or takes drugs or whatever?
on you policy i'm sure its says the car is to be used for private, social travel.
if they track his posts and see he been doing anything outside this they dont have to pay...
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Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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quote:
Originally posted by Siberia
quote:
Originally posted by Ry_B
What have his posts got to do with anything? At the end of the day...he's still paid for insurance regardless of wether or not he speeds or takes drugs or whatever?
on you policy i'm sure its says the car is to be used for private, social travel.
if they track his posts and see he been doing anything outside this they dont have to pay...
Really...so you're not allowed to go on track days unless you notify your insurance? (I mean obviously most people would get seperate track day insurance)
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westsidecorsa
Member
Registered: 4th Sep 02
User status: Offline
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I am insured through Highway :- (
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Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
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quote:
Originally posted by Ry_B
quote:
Originally posted by Siberia
quote:
Originally posted by Ry_B
What have his posts got to do with anything? At the end of the day...he's still paid for insurance regardless of wether or not he speeds or takes drugs or whatever?
on you policy i'm sure its says the car is to be used for private, social travel.
if they track his posts and see he been doing anything outside this they dont have to pay...
Really...so you're not allowed to go on track days unless you notify your insurance? (I mean obviously most people would get seperate track day insurance)
i think if you did notify most of them they would probably want to cancel your policy
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DaNnY_LaD
Member
Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
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Yeah Highway are crap the way they delt with me was shocking.....Once my policys up im moving trust me
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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I think this comment is the bit you all need to worry about
"Just spoke to Hyperformance who have insured me with highway, They say that highway are backed by lloyds so most insurance companies are the same.
Bloke on the phone could not understand why i would want to move my policy! he was just reading from his sheet in front of him,
I said am i covered if im driving up the road and my car bursts into flames,
Well err no, not if it wasnt vandalism or robbery.
But this is total rubbish cos i have seen countless lorrys and cars on fire on the M25 and never heard of them not paying out.
I think this case needs to be made an example of like the police do to us.
They cant be let to get away with it, Other wise why do we need insurance!!!!
Oh i forgot, to pay for all those fraudsters claiming whiplash"
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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dealt with highway with that bint who tried to claim against me, they were excellent 
i havent read thst post on rotary tho
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chr15barn3s
Member
Registered: 5th Oct 03
Location: Farnborough
User status: Offline
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Read it last night. They sound like a shower of shit imo
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Like I said Jambo, there is probably a lot more to it than meets the eye.
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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not read it yet but I am with highway through Flux
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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for those who havnt read it
remember the rx7 that caught fire not so long back
well insurance arnt paying out because of mechanical failure
then they added a load of other bits in like they think he had nos fitted and he was going to race it on a track even though he said he wasnt on the phone.
they took proof from an internet forum
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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surely what somebody writes on a forum can not be used against you as most folk write pish anyway that they will never do 
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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they just used that to back up
like i said the reason for not paying is mechanical failure
thats why i quoted the above comment
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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quote:
Originally posted by Ojc
But anyway, I bet there is more to the story than this.
As in car bursts into flames ON the strip, gets pushed out onto the road and claim is made from there?
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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just shows you though....there is always somebody watching you.
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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quote:
Originally posted by CorsAsh
quote:
Originally posted by Ojc
But anyway, I bet there is more to the story than this.
As in car bursts into flames ON the strip, gets pushed out onto the road and claim is made from there?
it was on the m25
long push
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stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
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Hiyway were appauling when I as crashed into
No with churchill, and before that was elephant
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I'm quite sure they couldn't refuse a claim unless there were reasonable grounds to do so, which in this case sounds like there's a load of policy crap in the small print.
I've said for long enough - cheap insurance is exactly that - there are numerous examples of people being messed about by 'specialist' insurers as they're the only people who take boy racer stuff on, and therefore have to scrimp and save wherever they can to pay out for legitimate claims in which people crash in to expensive stuff and the driver of the expensive stuff has good legal representation, and they wouldn't dare dishonour a claim. If you're some guy with a modified car which catches fire, you're clearly out of luck.
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Grey M@a
Member
Registered: 5th Jul 06
Location: Newcastle
User status: Offline
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Just thanking my lucky stars Choice Direct insure me through Axa. Was well chuffed when I asked if I could take the car on the track at croft, their reply "Have fun sir and dont worry, you're covered" certainly made my day. Only cost me £20 for the track day to be covered, bargin.
[Edited on 28-07-2006 by Grey M@a]
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