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Author do you ppl insure all of your mods?
c-sport
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Registered: 16th Feb 06
Location: Leighton Buzzard
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22nd Jul 06 at 14:56   View User's Profile U2U Member Reply With Quote
do you insure your mods and how much extra does it cost, should i or shouldn't i?
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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22nd Jul 06 at 14:59   View Garage View User's Profile U2U Member Reply With Quote
of course you should. if you dont, your cover is invalid

you can probably get away with not insuring things like a gearknob, stuff like that, but anything major (wheels, suspension, exhaust, brakes, bodywork) you NEED to declare it.
mav
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Registered: 19th Jun 01
Location: Scotland
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22nd Jul 06 at 15:13   View User's Profile U2U Member Reply With Quote
declare it....end of...
Ry_B
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Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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22nd Jul 06 at 15:16   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by c-sport
do you insure your mods and how much extra does it cost, should i or shouldn't i?


You should.
Prowler
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Registered: 26th Jan 06
Location: Scotland,Paisley
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22nd Jul 06 at 15:25   View User's Profile U2U Member Reply With Quote
who will cover a 17 year old with mods?
Jules
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Registered: 26th Nov 04
Location: Ipswich, Suffolk Status: Happy
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22nd Jul 06 at 15:29   View User's Profile U2U Member Reply With Quote
Depends what mods - some place will allow body mods but no engine tuning etc.
Most place will add a bit extra for things like air filter, exhaust, lowering etc but they will insure you.
Dav
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Registered: 23rd Jul 02
Location: Falkirk, Scotland
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22nd Jul 06 at 16:16   View User's Profile U2U Member Reply With Quote
CIS insured me on my modified Corsa for no extra cost (non performance mods only... although they knew of the exhaust and induction kit )
Direct Line won't insure me until I'm 25 if I modify the Astra.

[Edited on 22-07-2006 by Dav]
JadeM
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Registered: 9th Feb 06
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22nd Jul 06 at 16:18   View Garage View User's Profile U2U Member Reply With Quote
That question is like asking 'should I wipe my arse after taking a crap' answer is its up to you but it could get very messy if you dont bother!!!
c-sport
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Registered: 16th Feb 06
Location: Leighton Buzzard
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22nd Jul 06 at 16:56   View User's Profile U2U Member Reply With Quote
i have not done any major mods yet but was wondering when i do as i am 17 if it will go up loads, i onli goin to lower it and put wheels as i allready have the induction kit exhaust and rear clusters
Liam
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Registered: 19th Jan 06
Location: Stafford
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22nd Jul 06 at 16:58   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
That question is like asking 'should I wipe my arse after taking a crap' answer is its up to you but it could get very messy if you dont bother!!!


Great way to put it
Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
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22nd Jul 06 at 17:12   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ry_B
quote:
Originally posted by c-sport
do you insure your mods and how much extra does it cost, should i or shouldn't i?


You should.


Agre, If Ryan should. we all should!
Ry_B
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Location: Solihull, W Mids Drives: 45BHP beast!
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22nd Jul 06 at 17:13   View User's Profile U2U Member Reply With Quote
I don't do it as I don't have any mods to declare....
Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
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22nd Jul 06 at 17:15   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ry_B
I don't do it as I don't have any mods to declare....


im pulling ya leg, IMO get on msn!

[Edited on 22-07-2006 by CorsaCF]
Ry_B
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22nd Jul 06 at 17:20   View User's Profile U2U Member Reply With Quote
I know mate
Ry_B
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Location: Solihull, W Mids Drives: 45BHP beast!
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22nd Jul 06 at 17:20   View User's Profile U2U Member Reply With Quote
And nah I'm gettin ready to go out, speak to ya tomorrow
Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
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22nd Jul 06 at 17:22   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ry_B
And nah I'm gettin ready to go out, speak to ya tomorrow


ok mate, dont forget the stud
corb
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Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
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22nd Jul 06 at 17:25   View User's Profile U2U Member Reply With Quote
Ive declared all my mods. I reckon I'd pay about £800 less if it was standard, that would also be fully comp instead of fire and theft.

yes, you should declare everything.
Ste L
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Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
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22nd Jul 06 at 19:12   View User's Profile U2U Member Reply With Quote
declare....

280 to insure standard...

850 - fully declared
ed
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Registered: 10th Sep 03
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22nd Jul 06 at 19:15   View User's Profile U2U Member Reply With Quote
I don't even insure my car....
ed
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Registered: 10th Sep 03
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22nd Jul 06 at 19:16   View User's Profile U2U Member Reply With Quote
... mainly because it's been on bricks for the past 3 months

 
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