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Author Show Car Insurance?
ed
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Registered: 10th Sep 03
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8th Jul 06 at 20:00   View User's Profile U2U Member Reply With Quote

Is there such a thing? My 2.0 Corsa is due to be finished in the next few months. It really needs to be insured because of the value of it. However, most insurance companies expect you to drive the car and charge you accordingly...

I know you can get policies for motorcycles which are 'Pay as you Drive' and when you are not using the bike and it is in storage (i.e. over the winter) you pay a minimal ammount of money for Fire and Theft insurance. I was wondering if this kind of thing was available for cars, as I'm not going to be driving the car very often at all... Will probably come out 2 or 3 times a month over the summer at most and over the winter it will be stored away having more mods done
Daniel_Corsa
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Registered: 21st Apr 04
Location: Wigton, Cumbria
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8th Jul 06 at 20:02   View Garage View User's Profile U2U Member Reply With Quote

Limited mileage?

Agreed Valuation Fee's?

HIC will do both and cover all your modifications, never heard of a show car insurance as you described though ed


April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
ed
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Registered: 10th Sep 03
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8th Jul 06 at 20:04   View User's Profile U2U Member Reply With Quote

I know about agreed value and will be doing that, however, I have spoken to a few people about limited milage and they don't really want to know. I could risk speaking to those twats at Adrian Flux, however I'm reluctent to do so.
JadeM
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Registered: 9th Feb 06
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8th Jul 06 at 20:29   View Garage View User's Profile U2U Member Reply With Quote

Stick it on the house insurance if its never going to leave it
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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8th Jul 06 at 20:31   View Garage View User's Profile U2U Member Reply With Quote

limited mileage doesnt really do much from what i've encountered.
ed
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Registered: 10th Sep 03
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8th Jul 06 at 20:32   View User's Profile U2U Member Reply With Quote

Yea, they were a bit shocked when I phone up saying th car will do <1000 miles a year
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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8th Jul 06 at 20:43   View Garage View User's Profile U2U Member Reply With Quote

i tried that the other day, and they laughed at me. they also told me i cant have a second car til im 25
ed
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Registered: 10th Sep 03
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8th Jul 06 at 20:47   View User's Profile U2U Member Reply With Quote

Think I might change the docs to say my dad is the registered keeper as it costs him about £5/year to get insured on the thing then I'm covered with my DOC policy from my car... Not ideal, but it might have to be done. Damn me for taking an interest in something and using my skills to create something with my fair hands.
cossie_corsa
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Registered: 15th Nov 03
Location: Newport
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9th Jul 06 at 10:30   View User's Profile U2U Member Reply With Quote

redline insurance is part of hic but they cover everything like for like, will allow you to insure it for 1000 miles if you want. its a show car scheme. agreed value too.
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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9th Jul 06 at 11:21   View Garage View User's Profile U2U Member Reply With Quote

HIC do limited mileage upto 5000 miles per year with divisions therein (1000, 2000 etc) plus an agreed valuatuation

 
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