dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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now that my leon has been found n is in pretty good shape do i have the choice to take it back or get paid out for it from the insurance company??either way im gonna loose my no claims discount due to the fact the car will need all new locks keys and ecu and any other bits of damage that it has!! id prefer to just get paid out for it but i dont know yet what the insurance company will say! plus stolen n recovered cars are worth alot less and r hard to sell!!???
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Chris F
Show Staff
Organiser: East Anglia
Premium Member
Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
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get paid out as long as u get the cars worth mate!
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jr
Member
Registered: 20th May 02
Location: Kent
User status: Offline
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get paid out IMO
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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as long as the valuation is good get payed out...
I bought a stolen and recovered escort years back, i didn't know it at the time though.
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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plus its a cat D already so im best getting paid out!
do i have the option to get paid out or take it back????
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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not sure on that one Danny...???
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Chris F
Show Staff
Organiser: East Anglia
Premium Member
Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
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wouldnt think they would pay out if you have got ur car back and its in one peace well in some way anyway
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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il find out 2moz off the insurance!! all these theiving twats have caused is alot of bloody inconvenience and stress for me n my family i cud kill them!!!!
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Think you will have to take it back!!!
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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I wouldnt want it back. Its been sat in, abused, and driven by some horrible car thief. It'd make me feel wierd everytime I drove it.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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But if its found in sufficient time & in a repairable condition you might not have a choice is what im saying!!
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by JadeM
But if its found in sufficient time & in a repairable condition you might not have a choice is what im saying!!
If that was the case then fair enough. If I had the choice i'd rather the payout.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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It will be included in the terms & conditions of your policy which of course everyone reads 
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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quote:
Originally posted by Nath
quote:
Originally posted by JadeM
But if its found in sufficient time & in a repairable condition you might not have a choice is what im saying!!
If that was the case then fair enough. If I had the choice i'd rather the payout.
Of course, wouldnt everybody in those circumstances!! Unless somehow emotionally attached to it
Im about 95% sure he will get it back once its been assessed & deemed repairable. I distantly remember this happening to someone at school, parents car got nicked & found few days later - light body damage, think basically joyriders had broke in took keys, thrashed it about a bit, crashed into something & bailed out, they got it fixed & given back!!
[Edited on 20-06-2006 by JadeM]
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John
Member
Registered: 30th Jun 03
User status: Offline
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If its not written off it'll be given back.
The insurance aren't gonae be any more out of pocket than they have to.
IMO it'll only be worth pennies now too with being written off before and now stolen.
Although there will no doubt always be people who dodn't mind.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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I dont think it will be classed stolen/recovered as its not been paid out on!!
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John
Member
Registered: 30th Jun 03
User status: Offline
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Ahh, not sure.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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iirc stolen/recovered (Cat D) only applies if the insurance have paid out & the car is found afterwards. The insurance company now own the car thus classing it as a cat D stolen/recovered write off & selling it on to recoup some money!!
If its found straight away & fixed its not tracable that its been nicked!!
I think thats how it works anyway
[Edited on 21-06-2006 by JadeM]
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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looks like im getting it back im gonna get them to sort every little scratch out!! the theives dumped it after a robberey but the police said it seems in good condition and my alpine headunit is still in it aswell so theres a bonus.
and im only loosing 2 yrs ncb so it will leave me with 3 yrs no claims wich has made me a little happier
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jamesvalver
Member
Registered: 21st Feb 03
Location: Bury St Edmunds, Suffolk
User status: Offline
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hope everythin gets sorted out mate. it was shit luck that it was stolen but ateast its in one piece. when my old corsa gsi was stolen, it was found burnt out
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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get it to a friendly body shop to assess then beat it with a big metal stick, therefore its not worth repairing.... job done.....
obviously i dont condone such behaviour at all.........
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dannycorsa c
Member
Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
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police allready have it so i cant beat the fuk out ov it now!! direct line will pick it up from the police!
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