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Author Quinn
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:17   View User's Profile U2U Member Reply With Quote
As some of you know I recently turned 18. I just took out a new policy with Quinn paying £75 a month in my own name, TPF&T with no ncb.

I was happy when I was told if I added a performance exhaust that it would not affect my policy. Only what really tickled my willy was the fact she said it covers me third party to drive any other private motor vehicle.

Surely a mistake?! Anyone wanna lend me there xe?
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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25th May 06 at 15:18   View User's Profile U2U Member Reply With Quote
Nope, same for me with them, can drive anyone's car
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:18   View User's Profile U2U Member Reply With Quote
REALLY!? Even a group 20 car?
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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25th May 06 at 15:20   View User's Profile U2U Member Reply With Quote
that's what it say's
JadeM
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Registered: 9th Feb 06
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25th May 06 at 15:20   View Garage View User's Profile U2U Member Reply With Quote
£75 a month though!! Im paying £15 a month
Rileysport
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Registered: 18th Jun 04
Location: West Yorkshire
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25th May 06 at 15:20   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Butler
REALLY!? Even a group 20 car?


erm no
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:22   View User's Profile U2U Member Reply With Quote
where does it say i cant drive a group 20 car

£75 a month at 18 with no ncb on a group 9 Rallye. Thats good enough I feel.
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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25th May 06 at 15:22   View Garage View User's Profile U2U Member Reply With Quote
check the small print - theres normally an attachment relating to power/engine size or value of the car in question
plus who in their right mind would lend someone an XE or any car for that matter when they were only covered third party on it
mike16v
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Registered: 20th May 02
Location: sheffield, yorkshire
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25th May 06 at 15:22   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rileysport
quote:
Originally posted by Butler
REALLY!? Even a group 20 car?


erm no


if the policy states it covers u for use of any other car i dont c y it wouldnt
Brett
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Registered: 16th Dec 02
Location: Manchester
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25th May 06 at 15:23   View Garage View User's Profile U2U Member Reply With Quote
Doesn't the owner of the car you want to drive have to name you as a driver too?

Or can you literally jump in any car with the owners consent
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:23   View User's Profile U2U Member Reply With Quote
Haha I was joking, I probably wont put it to use anyway.
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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25th May 06 at 15:23   View Garage View User's Profile U2U Member Reply With Quote
When i had my insurance through Swinton - I had the same but couldnt drive a car worth more than mine iirc
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:24   View User's Profile U2U Member Reply With Quote
Damn, I claimed the value of my car is 800 lol
Rob_Lee
Banned
Registered: 9th Dec 05
Location: Folkestone Drives: Nova 1.6 16v
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25th May 06 at 15:25   View User's Profile U2U Member Reply With Quote
normally 2 groups above yours MAX!

When we lend loan cars out we have to check!
mark_gsi
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Registered: 1st Nov 03
Location: Peterlee/darlington
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25th May 06 at 15:26   View User's Profile U2U Member Reply With Quote
im with quinn and says i can drive any car with owners consent doesnt say nothing about engine size or insurance group or nothing any car at all. but cant drive vans/commercial ones.
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:27   View User's Profile U2U Member Reply With Quote
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:27   View User's Profile U2U Member Reply With Quote
Rob can you get me your best price on trs 4 point harnesses cheers.
Brett
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Registered: 16th Dec 02
Location: Manchester
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25th May 06 at 15:33   View Garage View User's Profile U2U Member Reply With Quote
Sooo....nothing 2 groups higher, eh? Lucky for me there's no groups above mine

Shame nobody would trust me with their car. Apparantly I drive too hard
Marc
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Registered: 11th Aug 02
Location: York
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25th May 06 at 15:34   View User's Profile U2U Member Reply With Quote
I can beat you all - £166 a month

Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:40   View User's Profile U2U Member Reply With Quote
On the scooby? How old? ncb?
Marc
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Registered: 11th Aug 02
Location: York
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25th May 06 at 15:41   View User's Profile U2U Member Reply With Quote
25 0ncb
Butler
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Registered: 2nd Jun 05
Location: London
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25th May 06 at 15:42   View User's Profile U2U Member Reply With Quote
I wanna be 25
JadeM
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Registered: 9th Feb 06
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25th May 06 at 15:43   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Marc
I can beat you all - £166 a month



Thats close to what im paying for a year
Marc
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Registered: 11th Aug 02
Location: York
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25th May 06 at 15:43   View User's Profile U2U Member Reply With Quote
1st year £2400
2nd year £1400
3rd year after a bump £2000
Hoping for under 1k in august
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
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25th May 06 at 15:45   View Garage View User's Profile U2U Member Reply With Quote
My insurance is high

Hence the sale if anyone is after a nice scooby

http://83.142.229.100/board/viewthread.php?tid=283955

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