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Author insurance
koolkorsa
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Registered: 15th Jun 03
User status: Offline
18th Apr 06 at 22:08   View User's Profile U2U Member Reply With Quote
I'm halfway through my policy , so i've got 3 and a half years no claims.

If I buy a new car, and I change insurer now, will I still keep that half year bonus I've gained?

Thanks, hope I've made it clear what i mean!
ALAN_MACAULAY
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Registered: 9th Nov 02
Location: Irvine
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18th Apr 06 at 22:16   View User's Profile U2U Member Reply With Quote
Don't think so, I think it only works for full years.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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18th Apr 06 at 22:22   View Garage View User's Profile U2U Member Reply With Quote
No they will generally only award you the last full year.
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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18th Apr 06 at 22:23   View Garage View User's Profile U2U Member Reply With Quote
best off insuring with them again, on the new car, and keeping your NCB
koolkorsa
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Registered: 15th Jun 03
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18th Apr 06 at 22:23   View User's Profile U2U Member Reply With Quote
Cheers, so I'd be better off waiting 6 months to change cars I guess.

Thanks.
koolkorsa
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Registered: 15th Jun 03
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18th Apr 06 at 22:23   View User's Profile U2U Member Reply With Quote
Yer Norwich Union (who I'm with at the moment) won't quote me on cars above group 13 until I'm 21 for some reason.
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
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18th Apr 06 at 22:29   View User's Profile U2U Member Reply With Quote
another question if your on bonus acclerator does that mena if you change insures after 10 months only that company will reconise it?
Karen
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Registered: 9th Jul 03
Location: Edinburgh
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18th Apr 06 at 22:59   View User's Profile U2U Member Reply With Quote
Some people say it does but Iv always had bonus accelerator and been with 3 different companies now and its not made a difference
koolkorsa
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Registered: 15th Jun 03
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19th Apr 06 at 18:50   View User's Profile U2U Member Reply With Quote
Right cheers guys, one more question. I want my Norwich Union policy to be kept on until september so i get an extra years no claims. I'll have sold my car by then and will be insuring my car with a different company cos norwich union won't cover me!

So is it possible to keep my Norwich Union policy on until September even though i don't have the car? Can i be insured on nothing so to speak?
Karen
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Registered: 9th Jul 03
Location: Edinburgh
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19th Apr 06 at 18:54   View User's Profile U2U Member Reply With Quote
I dont think u can do that tbh
MikeE
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Registered: 7th Mar 03
Location: Milton Keynes
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19th Apr 06 at 19:00   View User's Profile U2U Member Reply With Quote
as Karen says id not have thought u can do this due to, the new owner insuring the car u have insured. so to speak it don't work like that lol
Karen
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Registered: 9th Jul 03
Location: Edinburgh
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19th Apr 06 at 19:08   View User's Profile U2U Member Reply With Quote
I think if it was possable then everyone would be doing that just to build up NCB
John
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Registered: 30th Jun 03
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19th Apr 06 at 19:22   View User's Profile U2U Member Reply With Quote
Just leave the policy running unless anybody says anything about it.
I've had a policy running on a car thats been sold to get to the end of the policy for no claims and didn't have any problems.
koolkorsa
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Registered: 15th Jun 03
User status: Offline
19th Apr 06 at 19:41   View User's Profile U2U Member Reply With Quote
Yer that's what im hoping to do. It's not like the insurance company should care - no risk to them - cos I can't possibly make a claim for a car i don't have!

 
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