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Author consolodating debt's
RichACS
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Registered: 20th Jul 05
Location: Leeds, West Yorkshire
User status: Offline
22nd Feb 06 at 20:54   View User's Profile U2U Member Reply With Quote
does anyone know a good place where i can get a loan so that i can consolodate a large debt which is tieing me down!
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
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22nd Feb 06 at 20:56   View User's Profile U2U Member Reply With Quote
how much debt? get it transfered to credit card on 0% or is it alot and gona take a few years to sort
mav
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Registered: 19th Jun 01
Location: Scotland
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22nd Feb 06 at 21:09   View User's Profile U2U Member Reply With Quote
think he will want more than a credit card can give him if he wants to consolidate...
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
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22nd Feb 06 at 21:17   View User's Profile U2U Member Reply With Quote
There was a post on mig about this, worth looking for.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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22nd Feb 06 at 21:23   View Garage View User's Profile U2U Member Reply With Quote
Depends on the exact circumstance. Getting the monthly payments down sounds lovely but you normally end up paying more.

You also need to know whether your score is good enough to try certain things as well. If its not then you'll be stuck at higher rates. If its good then as Paul suggested get it on 0% credit cards and move around as those offers end.

Or consider a longer term option of a low rate loan from someone like Northern Rock or Cahoot.

If you have a breakdown of what you owe and what the rates are that will help.

 
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