Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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As many of you will know - I got nicked for speeding at 101.4 mph, I had to go to court and got 6 points.
Just rang up my insurance to renew and tell them about the points.
They had sent me a quote of £836. So I rang up, said I'd like to renew but I have points to declare. He said 'Ok, Sp30?' I was like 'nope Sp50'. he said ok, 3 points? I said 'nope 6 points'.
He said, ok 2 seconds...
Came back and said 'ok, that's fine. No change to your premium. £836 please'
Eh? So I just added 6 points for doing over a ton on the motorway and it's not even going to make my premium rise a bit?
Weird - but cool 
Paul J
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Ry_B
Banned
Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
User status: Offline
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Insurance works in weird ways 
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Born_corsa02
Member
Registered: 20th Dec 02
Location: Essex
User status: Offline
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So many people have points now think insurance see it as the norm
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I didn't have anything added to my premium when I told them I had 3 points. Would of thought 6 points would of bumped it up but then again who hasn't got points on their license these days. Its becoming the normal!
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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get that new covernote as soon as then
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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what company is this please?
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SAZ198
Member
Registered: 6th Jun 05
Location: Penicuik, Midlothian, Scotland
User status: Offline
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you jammy person
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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quote:
Originally posted by Matty G
I didn't have anything added to my premium when I told them I had 3 points. Would of thought 6 points would of bumped it up but then again who hasn't got points on their license these days. Its becoming the normal!
i dont have any..... 
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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quote:
Originally posted by 3CorsaMeal
what company is this please?
Adrian Flux.
I was tempted to phone around and get it cheaper, but it was cheaper than last year so.
I think it's under the people called NIG insurance though.
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schoey
Member
Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
User status: Offline
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MY MATE GOT BANNED FOR THAT!
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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never chnaghed my premium for an SP30 3 points either..
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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I got a SP30 my insurance company immediately must have thought speeding in a 30 zone 3 points, so didnt even ask how many points, i actually got 6 and no change to my policy either.
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dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
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mine didnt change for 6 points eithe
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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Probably because with camera's points are common as muck these days. they're possibly only bothered about bans or worse (like dangerous driving / drink driving)
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I find on some roads it feels like I spend more time looking for speed cameras than watching the road and my speedo
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Jas
Member
Registered: 13th Oct 04
Location: Mid Wales
User status: Offline
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same here matty....
i thought if you exceed the limit by 30mph its an instant ban
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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Yeh - these days going through camera's i watch my speedo - like barely look at the road... though sometimes I go through them at like 26 mph (which is probably about 23 mph in reality) and it pisses off all the traffic behind.
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Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
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was same when i declared 9 with them
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Rachel H
Member
Registered: 12th Nov 03
Location: Berks
User status: Offline
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Unless you have a DD or DR then you will find your insurance won't increase a serious amount nowdays due to how common points are.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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On the contrary, mine went up when I declared an SP30 with 3 points.
Corsa from 420 to 770
Astra from 880 to 1360
Expensive day out. Surprised me as well.
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Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
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i am dreading my renewal! got 9 points to add to my policy  , any1 know any good company that like drivers with points?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by Ian
On the contrary, mine went up when I declared an SP30 with 3 points.
Corsa from 420 to 770
Astra from 880 to 1360
Expensive day out. Surprised me as well.
I would of changed insurance company.
When I declared my sp30 it didnt increase at all, this was on a Golf TDi.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Best quote for the Corsa elsewhere was over 600, but that was assuming that I can move all my NCB which I can't as its on a second car thing and they matched the Astra bonus, which I'll surrender if I leave Admiral.
Its TPFT instead now at 420.
Astra policy is still running until June.
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