Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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Just had my renewal through from Admiral, the quote was £873. I phoned them up to tell them about my carbon bonnet exhaust and lights.
Policy went upto £921. Thats best price I have had so gave them the go ahead to renew at the start of march when my new policy would come into play.
Put the phone down, then realised it still had my old job on the policy and I also do less miles a year now as I walk to work. So I phone back, this time im on hold for 10 minutes but didnt care so much when an english person answered the phone. I explained I was now a partner in a business, they title this job a shop proprietor, and that because I walk to work I would do roughly 2,000 miles a year less. The Lady puts me on hold, then comes back and says my renewal will now be £1,030 and that I also need to give them £21 because my jobs higher risk.
So I cancelled the renewal as I refuse to pay over £1,000 but still owe them £21. 
Seems a bit of a joke to me how I have taken on more responsibility, use my car less but this pushes the premium up more than a carbon fibre bonnet, cat-back exhaust, morettes and MHW rear lights does 
Sorry about the essay/rant
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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lol thats harsh bet you were like "balls, that didnt really help" 
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Dan B
Member
Registered: 25th Feb 01
User status: Offline
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With my old insurance policy, I added Morettes, a downpipe-back s/steel exhaust, smoked side repeaters, aftermarket rear lights, and a BFO cone-filter......total addition from insurance company? £16
I then moved house a few months later, from my parents house (where the car was parked on the driveway), to my own house (where the car was locked in a garage)......total addition to policy (for the remaining half-year)? £65
I guess moving from a B rated postcode to an F* rated postcode makes quite a difference!
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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There's one thing I hate more than paying insurance, its paying to change details.
I got stung for £38 to move 3 miles down the road within the same post code sector.
[Edited on 15-02-2006 by Ian]
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John
Member
Registered: 30th Jun 03
User status: Offline
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What was your old job?
Partner must be higher risk.
Although I hate insurance companies.
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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My old job was in a solicitors, my job title there was Legal Assistant though I was technically a trainee Legal Executive as I was doing a college course. I jacked that in to become a partner in my families business,
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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maybe they think you are going to use the car for business purposes?
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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Possibly Kerry, although I dont and wont, and they shouldnt assume I will be.
The lady on end of phone said it was because what I do now was higher risk. But I still fail to see how my job puts premium up more than modifications.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Its all statistical - more claims off people in that occupation. Plus there's risk with parking by commercial premises etc.
Doesn't reflect the risk at all of course.
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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insurance companies
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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I understand that Ian. They tar everyone with the same brush though. I walk to work and my car stays in my driveway all day.
Nevermind though. I am going to ring around and hopefully get it cheaper 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i had an insurance hike from moving out the town centre to the middle of nowhere i reckon theyre on the blag, my theory is they reckon rich people will live in the middle of nowhere so will be willing and wont notice if they bump up these "richer" areas premiums
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I managed to get an excellent quote off www.easymoney.co.uk
I pay £50 a month now...
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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That was from an inital renewal premium from Norwich Union of £103 a month TPFT which is pathetic...
My £50 a month cover with easymoney is FC too...
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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Your Insurance quote
In view of the information provided we regret that we are unable to offer you a premium.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by Ian
Your Insurance quote
In view of the information provided we regret that we are unable to offer you a premium.
Annoying that
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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quote:
Originally posted by MarkM
I managed to get an excellent quote off www.easymoney.co.uk
I pay £50 a month now...
gotta be over 24 apparently to get a quote from them
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by jake
quote:
Originally posted by MarkM
I managed to get an excellent quote off www.easymoney.co.uk
I pay £50 a month now...
gotta be over 24 apparently to get a quote from them
Thats incorrect...I am under the age of 24
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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I'm 27 - what am I doing wrong apart from driving a convertible in Liverpool
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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quote:
Originally posted by MarkM
quote:
Originally posted by jake
quote:
Originally posted by MarkM
I managed to get an excellent quote off www.easymoney.co.uk
I pay £50 a month now...
gotta be over 24 apparently to get a quote from them
Thats incorrect...I am under the age of 24
i tried getting a quote via confused, they tried easymoney and their excuse was, that i was under 24
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Do a quote on there website....
Simple
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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they wouldnt give me a quote online.
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