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Corsa Sport » Message Board » Off Day » Living to your means?!

Poll: Living to your means?!
Always in overdraft 9 (27.27%)
Only spend what I have 24 (72.73%)


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Author Living to your means?!
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
13th Feb 06 at 10:51   View User's Profile U2U Member Reply With Quote
How many off u constantly live in your overdraft? Or do you just spend what you have?

Just wondered, been trying to get out the overdraft been alright now for while, so saving to get rid loans and debt.
stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
13th Feb 06 at 10:52   View User's Profile U2U Member Reply With Quote
I got out of my overdraft in January, however then hit another car and had to pay out £800.

I'm now living in my overdraft again!
dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
13th Feb 06 at 10:52   View User's Profile U2U Member Reply With Quote
I come ouit of it when i get payed, few days later, im back into it.

I dont care really, costs fuck all to have
Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
13th Feb 06 at 10:52   View User's Profile U2U Member Reply With Quote
Occasionally dip into the overdraft not that often though
Rus
Member
Registered: 24th Jan 05
Location: SE London, Kent
User status: Offline
13th Feb 06 at 10:54   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by dave17
I come ouit of it when i get payed, few days later, im back into it.

I dont care really, costs fuck all to have
Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
13th Feb 06 at 10:55   View User's Profile U2U Member Reply With Quote
in all my years of having an overdraft i have never used it once, i do find it worrying however that at the end of the month i very rarely have much of my wages left
MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
13th Feb 06 at 10:56   View User's Profile U2U Member Reply With Quote
only use my overdraft to help fund things i havent planned for in the month like things on the car if they break or a random big night out
a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
13th Feb 06 at 11:00   View User's Profile U2U Member Reply With Quote
living on overdraft but used it to pay off all debts etc mine is interset free so cost nothing
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
13th Feb 06 at 11:02   View Garage View User's Profile U2U Member Reply With Quote
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!
Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
13th Feb 06 at 11:04   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!



excuse me i believe we havent been introduced

i'm Edd pleased to meet you
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
13th Feb 06 at 11:05   View User's Profile U2U Member Reply With Quote
not been in overdraft for about 1yr ish
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
13th Feb 06 at 11:05   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
quote:
Originally posted by JadeM
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!



excuse me i believe we havent been introduced

i'm Edd pleased to meet you
dave17
Member
Registered: 3rd Sep 02
Location: Greater London
User status: Offline
13th Feb 06 at 11:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
quote:
Originally posted by JadeM
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!



excuse me i believe we havent been introduced

i'm Edd pleased to meet you




shes got a bf called colin
Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
13th Feb 06 at 11:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
quote:
Originally posted by Edd
quote:
Originally posted by JadeM
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!



excuse me i believe we havent been introduced

i'm Edd pleased to meet you






now the formalities have been seen too,lets have some pics of you naked on your car
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
13th Feb 06 at 11:12   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by dave17
quote:
Originally posted by Edd
quote:
Originally posted by JadeM
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!



excuse me i believe we havent been introduced

i'm Edd pleased to meet you




shes got a bf called colin


Hes not on here
gianluigi
Member
Registered: 9th Mar 05
Location: Ipswich, Suffolk
User status: Offline
13th Feb 06 at 11:12   View User's Profile U2U Member Reply With Quote
colin
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
13th Feb 06 at 11:13   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
quote:
Originally posted by JadeM
quote:
Originally posted by Edd
quote:
Originally posted by JadeM
Nope I dont have an overdraft - I never borrow money....either pay outright or dont get!!



excuse me i believe we havent been introduced

i'm Edd pleased to meet you






now the formalities have been seen too,lets have some pics of you naked on your car


pm'd
Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
13th Feb 06 at 11:14   View User's Profile U2U Member Reply With Quote
recieved wow you are hot
Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
13th Feb 06 at 11:15   View User's Profile U2U Member Reply With Quote
I only spend what I have. Have been told I can have an overdraft by the bank but I just said no ta dont want to get into debt in any shape or form

[Edited on 13-02-2006 by Jamie Walby]
Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
13th Feb 06 at 11:15   View User's Profile U2U Member Reply With Quote
I'm in mine at the end of every month laterly Just going out and spending to much really.
shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
13th Feb 06 at 11:16   View User's Profile U2U Member Reply With Quote
ive learned the hard way with money, but now its all sorted i only spend what i have.
otherwise like said above, i go without.
Nick A
Member
Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
13th Feb 06 at 11:19   View User's Profile U2U Member Reply With Quote
I dont see the point in overdrafts or credit cards - i only spend what i earn, if i cannot afford it i dont buy it.
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
13th Feb 06 at 11:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Nick A
I dont see the point in overdrafts or credit cards - i only spend what i earn, if i cannot afford it i dont buy it.

They make alot of money from people that cant control money
Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
13th Feb 06 at 11:41   View User's Profile U2U Member Reply With Quote
I have a £1200 over draft and im about £1400 overdrawn its not big and it ainr cleaver, on top of my loan which still has £17'000 left to pay on it and the credit cards im pretty fooked
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
13th Feb 06 at 11:43   View User's Profile U2U Member Reply With Quote


I live by my means, however i do have a few store cards i use occasionally. I have an overdraft but have never been overdrawn by more than £30/40

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