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Poll: What do you all think?
  Option One
  Option Two


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Author What do you all think?
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
23rd Jan 06 at 15:12   View User's Profile U2U Member Reply With Quote
Option One?

Is it better to continue witha loan already have (29more payments) and save some money.

Option Two?

Or save a considerably smaller amount and pay off the loan in 12months instead?!

What would you do?
Edd
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Registered: 8th Nov 04
Location: Glasgow
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23rd Jan 06 at 15:14   View User's Profile U2U Member Reply With Quote
pay it off as soon as
Brett
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Registered: 16th Dec 02
Location: Manchester
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23rd Jan 06 at 15:15   View Garage View User's Profile U2U Member Reply With Quote
either way you'll save roughly the same amount, surely?
Heather
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Registered: 1st Aug 02
Location: Ellesmere Port
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23rd Jan 06 at 15:16   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
pay it off as soon as
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
23rd Jan 06 at 15:17   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by loafofbrett
either way you'll save roughly the same amount, surely?
Id save more money paying it off soon as possible as interest rate is alot lower etc
Karen
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Registered: 9th Jul 03
Location: Edinburgh
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23rd Jan 06 at 15:18   View User's Profile U2U Member Reply With Quote
Put some of your wages away every month and pay it off as soon as you can
Brett
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Registered: 16th Dec 02
Location: Manchester
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23rd Jan 06 at 15:23   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Pablo
quote:
Originally posted by loafofbrett
either way you'll save roughly the same amount, surely?
Id save more money paying it off soon as possible as interest rate is alot lower etc


Think you've just answered your question then mate
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
23rd Jan 06 at 15:24   View User's Profile U2U Member Reply With Quote
Yes but I want to buy a new car as well, and cant pay it off as well as buy new car
Brett
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Registered: 16th Dec 02
Location: Manchester
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23rd Jan 06 at 15:36   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Pablo
Yes but I want to buy a new car as well, and cant pay it off as well as buy new car


Well as long as you have a secure job, you could buy the car and carry on paying off the loan over the next 29 payments (seems a bit shitty )
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
24th Jan 06 at 14:10   View User's Profile U2U Member Reply With Quote
Yes tis shitty I want a ferrari
bree
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Registered: 16th Jan 04
User status: Offline
24th Jan 06 at 14:12   View User's Profile U2U Member Reply With Quote
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