jonnysri
Member
Registered: 16th Jun 05
Location: Leeds (Ilkley)
User status: Offline
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answer me an honest question, because i went on confused.com and got a quote for my 1.2 with minimal mods. and i got one result at £2553 a year. way too much
so how many people on here actually declare there mods to the corsas. im talking subtle mods. bodykits i would of thought would have been declared but im thinking if you guys say you get low premiums your either older or lucky lol.
cheers
JH
[Edited on 19-01-2006 by jonnycash]
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I've declared all my mods. Insurance isn't valid if your mods aren't declared
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Karen
Member
Registered: 9th Jul 03
Location: Edinburgh
User status: Offline
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How old are u???
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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i declared my mods (suspension, filter, exhaust, even the stripped interior)
price came to £2500 fully comp with 3 points (MS90) as the cops are idiots and loose paperwork left right & centre...
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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you have to declare stripped interior?
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Corsalad87
Member
Registered: 17th Jan 04
Location: Trimdon Vill near Durham
User status: Offline
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I declared mine! Why insure a car if you dont declare , The insurance is then Void so you'd be paying £2000+ for void insurance!
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jonnysri
Member
Registered: 16th Jun 05
Location: Leeds (Ilkley)
User status: Offline
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im 18. but matty g is 21. whats the age that makes all the difference?? there must be loads of people that havent declared anything
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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What mods were they?
1st year I got my 2.0 Corsa I told them it was a 2.0 16V engine with an "air filtration mod", 2nd year I decided to be honest & tell them that it had TB's fitted 
[Edited on 19-01-2006 by Matt H]
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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All mods declared
was 19 0NCB
£700ish
Fully comp
Just got a quote from adrian flux
20 1NCB
C20XE
£825
TPTF...... need see about FC
Think your being had...... shop around
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by jake
you have to declare stripped interior?
the car is no longer a 5-seater, as it is now only 2 seater, and this has been declared on the V5 so I had to inform the insurance company about it...
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cunningham
Member
Registered: 25th May 05
Location: Lochore, Fife
User status: Offline
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just got a qoute for ma 1.4 sport with all mods declared adn ma bird on the insurance to who has only been driving since november 770 fully comp
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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quote:
Originally posted by jake
you have to declare stripped interior?
wouldnt think so its not a mod as such
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by Daniel_Corsa
All mods declared
was 19 0NCB
£700ish
Fully comp
Just got a quote from adrian flux
20 1NCB
C20XE
£825
TPTF...... need see about FC
Think your being had...... shop around
Thats cheap
Why? Dads name? Limited mileage? Kept garaged?
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Corsalad87
Member
Registered: 17th Jan 04
Location: Trimdon Vill near Durham
User status: Offline
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im £1500 fully comp all mods declared on my own policy! Ie 18yr old with a 1.2 with suspension , 17s , Gsi kit etc
[Edited on 19-01-2006 by corsaboy87]
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jonnysri
Member
Registered: 16th Jun 05
Location: Leeds (Ilkley)
User status: Offline
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well ive only got alloys at the moment. and the mods i want are subtle ones. front grille, side skirts. back box, maybe gsi spoiler. i just dont know if its worth the risk or not
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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quote:
Originally posted by Matt H
Thats cheap
Why? Dads name? Limited mileage? Kept garaged?
Own Name, 10k a yr, Kept Drive way, Cat1 Alarm
Expecting bit of a jump if i ask for Fully Comp
April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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I didn't have a modded car till I turned 19. No one would insure me for a decent price if it was modified. Then I tried HIC who let me modify it and were still cheaper than all the other insurance companies that would only insure me as a standard car!
My insurance was £1600 1st year on a 1.2 8v no mods (17 years old), £999 2nd year again 1.2 8v no mods, £650 3rd year on 1.2 16v all mods declared, £550 4th year 1.2 16v all mods declared and now £350 5th year 1.2 16v all mods declared with an SP30 too.
All fully comp in my own name 
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by Daniel_Corsa
quote:
Originally posted by Matt H
Thats cheap
Why? Dads name? Limited mileage? Kept garaged?
Own Name, 10k a yr, Kept Drive way, Cat1 Alarm
Expecting bit of a jump if i ask for Fully Comp
That is very cheap!
I payed £1100 @ 19 for a 2.0 Corsa on the driveway, Cat 1 alarm. That was with Flux
Had other mods too, plus my conversion was done by a company who they recognised so it went down a little more.
I'd double check those prices if I were you before doing the conversion!
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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always delclared all my mods...
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Corsalad87
Member
Registered: 17th Jan 04
Location: Trimdon Vill near Durham
User status: Offline
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quote:
Originally posted by jonnycash
well ive only got alloys at the moment. and the mods i want are subtle ones. front grille, side skirts. back box, maybe gsi spoiler. i just dont know if its worth the risk or not
I hope you dont crash into me or id take your ass to court and sue you american styleee! + cuz your insurance would be void id suggest you get a bank loan to fix your car back up!
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prelude_2004
Banned
Registered: 7th Jul 05
User status: Offline
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i got a psg2 kitted corsa runing a xe chipped aswell and camed, all mods declaried with pics take inside and out for insurnce company i am 21 with 4 years ncb now and i was paying 900 quid i am now paying 500 lol
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jonnysri
Member
Registered: 16th Jun 05
Location: Leeds (Ilkley)
User status: Offline
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lol. shit. thanks for the input guys. im guna have to decide either to mod or declare
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Corsalad87
Member
Registered: 17th Jan 04
Location: Trimdon Vill near Durham
User status: Offline
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quote:
Originally posted by jonnycash
lol. shit. thanks for the input guys. im guna have to decide either to mod or declare
Correct
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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wise to declare but tbh the insurance will only ever find out if the accident is your fault and its serious for an inspector to come and view the car.
Most of the time for small prangs the insurance dont view the car, if your confident in your driving abilities are are pretty sure your not gonna sumthing daft like rear end sumone then you'l probably be ok.
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prelude_2004
Banned
Registered: 7th Jul 05
User status: Offline
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with sum insurence companys dont ask bout body mods tht is how i got away with it when i was 17 i just told them about wheels stereo exhaust and lowering as body work is nothing to most companys mate so there is always tht
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