Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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I went to the local HSBC branch earlier to pay some cash in to my account, the guy in front of me, some Kosovan or something  , tried to pay a cheque into his account but the 'To:' bit on it wasn't written out to anyone.
The clerk hands the cheque back to him saying they can't accept it because there is no-one's name written on it, so he asks her who's name has to be on the cheque  to which she replies "yours"...
So he writes his name and gives the cheque back to the clerk who promptly processes his deposit for him. 
From where I was standing, I could see his writing was much different to the handwriting on the cheque originally, so it's not like he was depositing a cheque from another of his accounts or anything.
I am worried about keeping my money with a bank like this now... 
The other week, because of some fuckup between Maestro and HSBC, I got debited twice for Maestro transactions on one particular day, so they refunded the money... TWICE. Had to phone them up AGAIN to tell them this, a few days later they took the over-credited money out of my account.
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B3KYR
Member
Registered: 5th Jan 05
Location: Wakefield
User status: Offline
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i think you should change banks
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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ye banks are gay
i forgot my pin number once, so i went intot he barclays and told them, they said come back 2moro and theyl have a new one for me (at no time did thye ask to see ID or out), i went back next day and when they gave me my number i asked how much wss in the bank and they told me and then i said can i take all of it out and even then they didnt ask to see ID
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Yes, the checks are stupid 
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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My brother (who's also with HSBC) got a loan out with them a few months ago, they haven't taken any repayments from his account so he asked why, they said "your payments don't start until a year's time", he was like WTF?! Why? and they said "we don't know"!
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by B3KYR
i think you should change banks
I am considering doing this, been with Natwest, blacklisted with Lloyds TSB so not sure who else to go with...
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Sly_SRi
Premium Member
Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline
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he might have done a job for someone and they left him the cheque but didn't know who to make it payable to hence why the name was blank....i see no problem
Corsa C Z20Let
Black Sleeper Turbo Project
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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quote:
Originally posted by Sam
quote:
Originally posted by B3KYR
i think you should change banks
I am considering doing this, been with Natwest, blacklisted with Lloyds TSB so not sure who else to go with...
get with barclays, theyl give any dickhead a loan
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by Sly_SRi
he might have done a job for someone and they left him the cheque but didn't know who to make it payable to hence why the name was blank....i see no problem
I see it as a problem, because the whole cheque is supposed to be written out by the payer! 
It's not like you're paying in cash...
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B3KYR
Member
Registered: 5th Jan 05
Location: Wakefield
User status: Offline
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quote:
Originally posted by Sam
quote:
Originally posted by B3KYR
i think you should change banks
I am considering doing this, been with Natwest, blacklisted with Lloyds TSB so not sure who else to go with...
halifax, yorkshire, barclays
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Sly_SRi
Premium Member
Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline
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doesn't have to be by law or anything, you can write the date, amount, persons name after the cheque is given, just depends on what the person paying the cheque allows!
Corsa C Z20Let
Black Sleeper Turbo Project
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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I have been with the natwest for years and there ok with me 
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Lloyds TSB will give me anything i ask for Crazy!!
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Voyto
Member
Registered: 9th Feb 03
Location: Stafford
User status: Offline
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i think its only the sig that has to be written out by the payee. lots of shops have cheques printed now and you only need to sign it
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by Andrew
Lloyds TSB will give me anything i ask for Crazy!!
Even a blowjob?
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by Sam
quote:
Originally posted by Andrew
Lloyds TSB will give me anything i ask for Crazy!!
Even a blowjob?
I'll ask one of the young girls this evening 
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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quote:
Originally posted by Sam
The other week, because of some fuckup between Maestro and HSBC, I got debited twice for Maestro transactions on one particular day, so they refunded the money... TWICE. Had to phone them up AGAIN to tell them this, a few days later they took the over-credited money out of my account.
it happened to me aswell about a week or so ago , they paid it back in the day after?
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Hubba hubba!
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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quote:
Originally posted by Nismo
quote:
Originally posted by Sam
The other week, because of some fuckup between Maestro and HSBC, I got debited twice for Maestro transactions on one particular day, so they refunded the money... TWICE. Had to phone them up AGAIN to tell them this, a few days later they took the over-credited money out of my account.
it happened to me aswell about a week or so ago , they paid it back in the day after?
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by Nismo
quote:
Originally posted by Sam
The other week, because of some fuckup between Maestro and HSBC, I got debited twice for Maestro transactions on one particular day, so they refunded the money... TWICE. Had to phone them up AGAIN to tell them this, a few days later they took the over-credited money out of my account.
it happened to me aswell about a week or so ago , they paid it back in the day after?
Yeah, they gave me dispute numbers for each transaction, and it was sorted the next working day.
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~*~*KaTiE*~*~
Member
Registered: 8th Oct 05
Location: sat in a tree
User status: Offline
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HSBC cancelled my credit card for me bless them......
just a shame they never bloody told me!!!!!
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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The world's local bank... with call centres in Wales and India...
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~*~*KaTiE*~*~
Member
Registered: 8th Oct 05
Location: sat in a tree
User status: Offline
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pmsl
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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At least we don't speak with funny accents in Wal........
Ah. Never mind.
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