barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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my car got hit a while back in a car park when i was at work,of course the bellend who did it wasnt round to pay up when i got back
I left it to be repaired through the insurance and when going to get it back was stumped with a £350 excess, although my understanding was my excess was £100.
I think the insurance company cocked up as my statement of fact clearly says £100, i argued and fought them about it and today they rang up and said they will honour it and refund me what i am out.
It feels good when you win!
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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so the insurers accepted that they wer wrong and gave u the money back. does this make them theiving scums?
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by L33 LEG
so the insurers accepted that they wer wrong and gave u the money back. does this make them theiving scums?
Because they were adamant they were right until i produced the documentation.
I know so many people who would just accept they were right and pay the extra. Just pointing out that you shouldnt back down, ever, with these people.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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It says this on my policy too but then because of my age i have the standard £250 excess and then another £200 on top of that which is in the small print. Never told me this online when i took out the policy.
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dna23
Member
Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline
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some people have it in their nature to be a bitch, they cannot help it
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by Andrew
It says this on my policy too but then because of my age i have the standard £250 excess and then another £200 on top of that which is in the small print. Never told me this online when i took out the policy.
Thats what they tried to tell me, i cant see it anywhere.
They backed down which either tells me what they were trying was not legit (Not clearly stated and didnt inform me) or that they cocked up badly when sending out the documents
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Tell me it's not CHurchill or Lloyds TSB 
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by Andrew
Tell me it's not CHurchill or Lloyds TSB
No, its a Norn Iron company, Hughes& Company
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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They are all robbers
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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its not insurance companies fault that we have to pay so much, its the dicks who claim for every little scratch on their car and make up injuries and sue for thousands
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Siberia
Member
Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
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just wait till you renewal comes around.... buy some KY
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by Siberia
just wait till you renewal comes around.... buy some KY
Only had 2 years no claims to lose anyway, besides, i had a claim on last years quote which has now gone off the record.
Fuck them
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by L33 LEG
its not insurance companies fault that we have to pay so much, its the dicks who claim for every little scratch on their car and make up injuries and sue for thousands
It was £650 worth of work, which i basically couldnt afford to pay.
If i was happy for people to reverse into me in a carpark and drive off i would have TPFT, why would you have comprehensive if you arent going to use it
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by barry_kellett99
quote:
Originally posted by L33 LEG
its not insurance companies fault that we have to pay so much, its the dicks who claim for every little scratch on their car and make up injuries and sue for thousands
It was £650 worth of work, which i basically couldnt afford to pay.
If i was happy for people to reverse into me in a carpark and drive off i would have TPFT, why would you have comprehensive if you arent going to use it
Err... incase you hit someone too 
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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If they robbed you phone the police.
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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quote:
Originally posted by barry_kellett99
quote:
Originally posted by L33 LEG
its not insurance companies fault that we have to pay so much, its the dicks who claim for every little scratch on their car and make up injuries and sue for thousands
It was £650 worth of work, which i basically couldnt afford to pay.
If i was happy for people to reverse into me in a carpark and drive off i would have TPFT, why would you have comprehensive if you arent going to use it
wasnt having a go at u, was jst sayin that insurance is so expensive because theres lots of peeps out there who claim jst to get some money for nout. its not the insurance companies fault
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by Andrew
quote:
Originally posted by barry_kellett99
quote:
Originally posted by L33 LEG
its not insurance companies fault that we have to pay so much, its the dicks who claim for every little scratch on their car and make up injuries and sue for thousands
It was £650 worth of work, which i basically couldnt afford to pay.
If i was happy for people to reverse into me in a carpark and drive off i would have TPFT, why would you have comprehensive if you arent going to use it
Err... incase you hit someone too
If you hit someone thats what Third party is for dude!!
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