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Author good insurers at 21
Johnyboy18
Member
Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
30th Nov 05 at 11:39   View User's Profile U2U Member Reply With Quote
rights at the moment im paying around 900 on a 106 gti on admiral at 20 in my dads name. Looking into starting my own insurance when im 21 also, but does anyone know any insurers which give quotes when under a parents name, atm elephant and admiral are ok. Thanks in advance John
p4uls corsa
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Registered: 2nd May 05
Location: BRADFORD
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30th Nov 05 at 11:46   View User's Profile U2U Member Reply With Quote
if its the first time ur getting insurance in ur own name it will still be a fair price try more-than i think they still give a years ncb for free when u start up with them so at the end of the year u have two years
L33 LEG
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Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
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30th Nov 05 at 11:47   View User's Profile U2U Member Reply With Quote
elephant
vibrio
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Registered: 28th Feb 01
Location: POAH
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30th Nov 05 at 11:49   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Johnyboy18
rights at the moment im paying around 900 on a 106 gti on admiral at 20 in my dads name. Looking into starting my own insurance when im 21 also, but does anyone know any insurers which give quotes when under a parents name, atm elephant and admiral are ok. Thanks in advance John


you should buy a crap car, insure it for a couple of years to build up your no claims
Johnyboy18
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Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
30th Nov 05 at 11:52   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by vibrio
quote:
Originally posted by Johnyboy18
rights at the moment im paying around 900 on a 106 gti on admiral at 20 in my dads name. Looking into starting my own insurance when im 21 also, but does anyone know any insurers which give quotes when under a parents name, atm elephant and admiral are ok. Thanks in advance John


you should buy a crap car, insure it for a couple of years to build up your no claims


I dont want a crap car, my dad dosen't need/own a car - so i may as well make use of his ncb. I will check out more than, so far CIS are the best
vibrio
Banned
Registered: 28th Feb 01
Location: POAH
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30th Nov 05 at 11:53   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Johnyboy18
quote:
Originally posted by vibrio
quote:
Originally posted by Johnyboy18
rights at the moment im paying around 900 on a 106 gti on admiral at 20 in my dads name. Looking into starting my own insurance when im 21 also, but does anyone know any insurers which give quotes when under a parents name, atm elephant and admiral are ok. Thanks in advance John


you should buy a crap car, insure it for a couple of years to build up your no claims


I dont want a crap car, my dad dosen't need/own a car - so i may as well make use of his ncb. I will check out more than, so far CIS are the best

I don't mean drive it/use it etc. just have it to build up no claims. driving in your dads name is illegal as he is ment to be the main driver.
Johnyboy18
Member
Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
30th Nov 05 at 11:57   View User's Profile U2U Member Reply With Quote
Yeah your right, but I hardly use the car. Once a week to uni, couple of times to gfs, I like a nice car
ssj_kakarot
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Registered: 29th Apr 03
Location: hartlepool
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30th Nov 05 at 12:36   View User's Profile U2U Member Reply With Quote
yeah mate was gonna say cis im with them and they are amazingly cheap, im 20 atm so may think about going for my own car insurance next year.

already been checking on some quotestwo and they much different to what im paying on me dads whitch is good
ed
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Registered: 10th Sep 03
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30th Nov 05 at 12:39   View User's Profile U2U Member Reply With Quote
Yea, but then you end up in the situation I'm in. H ave no NCB so I cannot insure my 2.0 when others the same age as me can as they have a years NCB. If your happy driving in a 106 forever then go for it.
N90ATH
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Registered: 10th Sep 03
Location: Boreham, Essex
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30th Nov 05 at 12:42   View User's Profile U2U Member Reply With Quote
aye cis are greta i'm 20 my own insurance with dad a named driver (still my policy) with a few accidents and its 900 fully comp on my corsa with all mods declared
jaffa
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Registered: 27th Mar 00
Location: Stoke-on-Trent
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30th Nov 05 at 12:43   View User's Profile U2U Member Reply With Quote
24 with 106 gti paying 400 quid with direct line, although do have full no claims

worth a go tho
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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30th Nov 05 at 12:45   View User's Profile U2U Member Reply With Quote
I've gone with Bell direct as I had 0 ncb, and am paying £540 fully comp with all mods declared in a not so great postcode.

21 yr old btw.
Stu
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Registered: 3rd May 00
Location: Madchester UK Drives: 2014 BMW M135i
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30th Nov 05 at 12:52   View User's Profile U2U Member Reply With Quote
Youve just got to bite the bullet I reckon and get your own insurance!

Worth trying tesco, they insure me on the P1 for well under a grand!

Stu
CorsAsh
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Registered: 19th Apr 02
Location: Munich
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30th Nov 05 at 12:55   View User's Profile U2U Member Reply With Quote
Aren't you like, 40?
jaffa
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Registered: 27th Mar 00
Location: Stoke-on-Trent
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30th Nov 05 at 12:55   View User's Profile U2U Member Reply With Quote
yes tesco were good with my FTO
Johnyboy18
Member
Registered: 17th Feb 04
Location: Chelmsford Drives: ibiza cupra
User status: Offline
30th Nov 05 at 14:04   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by ed
Yea, but then you end up in the situation I'm in. H ave no NCB so I cannot insure my 2.0 when others the same age as me can as they have a years NCB. If your happy driving in a 106 forever then go for it.


Ed - Once I finish uni and i get a proper job i will definately start my own insurance, dont want high insurance while im a student tbh. Nath, cis are the best so far, pretty good.
NovaGTE
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Registered: 16th Dec 02
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30th Nov 05 at 14:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by L33 LEG
elephant


with your mum on the policy; knocked £300 my rallye quote
Jay
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Registered: 26th Sep 04
Location: Liverpool
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30th Nov 05 at 15:06   View User's Profile U2U Member Reply With Quote
www.insuresupermarket.co.uk
L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
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30th Nov 05 at 15:08   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by NovaGTE
quote:
Originally posted by L33 LEG
elephant


with your mum on the policy; knocked £300 my rallye quote


so u finally got it insured then?

im 21 next year so i use elephant to get quotes for then, they insure u on anything and i mean anything , but im sure ul find some cheaper elsewer
mwg
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Registered: 19th Feb 04
Location: South Lakes
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30th Nov 05 at 15:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Johnyboy18
Yeah your right, but I hardly use the car. Once a week to uni, couple of times to gfs, I like a nice car


If you hardly use the car then it makes sense to buy something small engined to get your insurance down. No point having something thats costing alot of money on insurance if you hardly ever use it
Neshol
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Registered: 10th Jul 02
Location: Midlands
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30th Nov 05 at 18:59   View User's Profile U2U Member Reply With Quote
Exactly
Murga
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Registered: 1st Feb 03
Location: West Yorkshire, Drives: Silver Lupo GTi
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30th Nov 05 at 19:00   View User's Profile U2U Member Reply With Quote
Swift Cover
c20let
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Registered: 25th Jun 05
Location: Aberdeenshire Drives: VXR Astravan,Evo 9GT,mr2 tbo
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30th Nov 05 at 19:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by NovaGTE
quote:
Originally posted by L33 LEG
elephant


with your mum on the policy; knocked £300 my rallye quote


same happened to me when i added my mum to my rallye insurance, 300 off
geordiecorsa
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Registered: 26th Mar 05
Location: South Tyneside or deepest darkest cumbria!
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2nd Dec 05 at 00:23   View User's Profile U2U Member Reply With Quote
I'm making the most of student insurance through endsleigh - £600 fully comp on the 1.2i...
Though my postcode makes a massive difference!
Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
2nd Dec 05 at 00:33   View User's Profile U2U Member Reply With Quote
elephant have been mint with me and im only 18

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