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Author Bit stuck (insurance)
Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
29th Nov 05 at 21:04   View User's Profile U2U Member Reply With Quote
My insurance is up for renewal on the 16th December. I've been on my dads policy for the past 2 years and am looking at starting my own so have no NCB.

Im 18 at the moment, but 19 on the 27th December. Now from the quotes I've been getting, if I wait till Im 19 before I take ou the policy, I will save £200 - £400.

Trouble is, I need my car between 16th - 27th. I cant even get lifts to the bus stop of my mum and dad because they are away at that time. Thing is, I only need a car to get a couple of miles down a country road to get to the bus stop. Can't really justify spending at least £200 extra to do this.

What do I do?
Cole
Member
Registered: 11th Nov 02
Location: eastbourne Drives:zafira sold now a qashqai
User status: Offline
29th Nov 05 at 21:05   View User's Profile U2U Member Reply With Quote
walk it ffs
Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
29th Nov 05 at 21:08   View User's Profile U2U Member Reply With Quote
could badboy it and drive (jk)

or just walk/push bike
James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
29th Nov 05 at 21:09   View User's Profile U2U Member Reply With Quote
Get your car added onto your Mum or Dad's policy for their car for the 2 weeks, saves taking out a new policy and it'll be fairly cheap.

[Edited on 29-11-2005 by James_DT]
drax
Member
Registered: 5th Feb 05
Location: Sittingbourne, Kent
User status: Offline
29th Nov 05 at 21:09   View User's Profile U2U Member Reply With Quote
what about a bike / walk, or just dont go?
Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
29th Nov 05 at 21:10   View User's Profile U2U Member Reply With Quote
Fuck walking, would mean setting off at quater to 6. To get the bus at half 6, to get the train at half 7, to get to work at half 8.

Then the same for home.

Already tried getting the week off work, no luck.
Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
29th Nov 05 at 21:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by James_DT
Get your car added onto your Mum or Dad's policy for their car for the 2 weeks, saves taking out a new policy and it'll be fairly cheap.

[Edited on 29-11-2005 by James_DT]


Can this be done?
Lynny
Member
Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
29th Nov 05 at 21:12   View User's Profile U2U Member Reply With Quote
cant u ring your current insurer and ask them, to extend policy by a week, will be a small charge like. i dont know how many places do this but know my ex did it a couple of times...
ssj_kakarot
Member
Registered: 29th Apr 03
Location: hartlepool
User status: Offline
29th Nov 05 at 21:14   View User's Profile U2U Member Reply With Quote
if your parents are away cant you just be added to the policy on there cars while they are not using them so you can use there cars, obviously unless they are taking there cars away with them.

and yes i think its possible to add a car to a policy for a few weeks, sure my mam did this not so long ago when we changed cars? might be wrong though.
Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
29th Nov 05 at 21:19   View User's Profile U2U Member Reply With Quote
their car is an x5, so not really . . .
James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
29th Nov 05 at 21:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Danny H
quote:
Originally posted by James_DT
Get your car added onto your Mum or Dad's policy for their car for the 2 weeks, saves taking out a new policy and it'll be fairly cheap.

[Edited on 29-11-2005 by James_DT]


Can this be done?

Most insurance companies do it aslong as your car isn't already insured for that period, which it obviously won't be. I've had my Mum's car on my old policy, and my car's going on my Dad's over Christmas.

edit- You're allowed a second car for upto 90 days in every 12months. That's how it is for Directline, anyway.

[Edited on 29-11-2005 by James_DT]
Danny H
Member
Registered: 10th Feb 05
Location: Gilberdyke, E Riding of Yorkshire
User status: Offline
29th Nov 05 at 21:23   View User's Profile U2U Member Reply With Quote
Right, cheers, Ill look into this.
ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
29th Nov 05 at 22:51   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Danny H
Im 18 at the moment, but 19 on the 27th December.


Im 19 on the 28th December!
bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
29th Nov 05 at 23:01   View User's Profile U2U Member Reply With Quote
try insuring the x5, i was insiured on my dads scoob when i was 18 for a week, was £45 and helped me out,

and my street cred

 
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