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Author car loans...
AndyW
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Registered: 28th Oct 02
Location: Greater London
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30th Aug 05 at 19:05   View User's Profile U2U Member Reply With Quote
good idea or bad?
better than finance?

say paying over three years???
willay
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Organiser: South East, National Events
Premium Member

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Registered: 10th Nov 02
Location: Roydon, Essex
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30th Aug 05 at 19:11   View Garage View User's Profile U2U Member Reply With Quote
depends what rate matey,

I wouldnt take a loan for a car myself, perhaps go into a 0% APR finance deal but noting else. I just don't like debt and paying the stupid rates.
AndyW
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Registered: 28th Oct 02
Location: Greater London
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30th Aug 05 at 19:35   View User's Profile U2U Member Reply With Quote
yer i see what u mean, just feeling its time to move on from my litle corsa
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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30th Aug 05 at 19:37   View User's Profile U2U Member Reply With Quote
Depends what car you're planning to buy.
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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30th Aug 05 at 19:38   View Garage View User's Profile U2U Member Reply With Quote
can't beat good old fashion saving! Cut your outgoings for a few months and see how much you can rustle together!
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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30th Aug 05 at 19:43   View Garage View User's Profile U2U Member Reply With Quote
NOOOOOOOOO

i regret having my loan every time i have to repay some

i'd have een able to do most of the stuff i've down now anyway, just by saving up
AndyW
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Registered: 28th Oct 02
Location: Greater London
User status: Offline
30th Aug 05 at 19:49   View User's Profile U2U Member Reply With Quote
just cant see me saving up enough for a new car... summat like a fabia Vrs or looked at astra coupe's 1.8

a few around GRP 8 to 9 insurance...

want summat classy looking and bigger than my corsa.
Rebrabuk
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Registered: 28th Mar 04
Location: North East
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30th Aug 05 at 19:57   View User's Profile U2U Member Reply With Quote
Don't do it. After 1 or 2 years you'll want a new car but still be paying off your loan as your car will depreciate too much.
sxi16vjoe
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Registered: 16th Dec 02
Location: Kent
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30th Aug 05 at 19:57   View User's Profile U2U Member Reply With Quote
Astra coupe

AndyW
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Registered: 28th Oct 02
Location: Greater London
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30th Aug 05 at 20:00   View User's Profile U2U Member Reply With Quote
i cant see how any1 can buy a 5-6k car outright though without sum VERY good job! or having to save for years! only way i cud see id a car loan etc...

aa do quite good rates, or maybe 0%finance from a dealer would be better
sxi16vjoe
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Registered: 16th Dec 02
Location: Kent
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30th Aug 05 at 20:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by AndyW
i cant see how any1 can buy a 5-6k car outright though without sum VERY good job! or having to save for years! only way i cud see id a car loan etc...

aa do quite good rates, or maybe 0%finance from a dealer would be better


8% finance my local dealer did me.
AndyW
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Registered: 28th Oct 02
Location: Greater London
User status: Offline
30th Aug 05 at 20:22   View User's Profile U2U Member Reply With Quote
hmmm ill pop down my local dealers one evening see what people have on offer
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
30th Aug 05 at 20:39   View Garage View User's Profile U2U Member Reply With Quote
i got a loan, now i'm stuck with the corsa, or the bill for the loan til i'm 22, i cant afford to have another car til then

 
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