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Author Investments
Adam
Member
Registered: 1st May 01
Location: Hurstbourne Tarrant
User status: Offline
11th Mar 05 at 11:44   View User's Profile U2U Member Reply With Quote
Any Finance people on here?

I've been left ~£50,000 by my grandma in her will but I'm not allowed to use it untill I am 25, what is the best way to invest it that's going to get the best interest returns?

ISA's?
Stocks?
Savings accounts?
Melville
Member
Registered: 4th Jun 03
Location: Newcastle upon Tyne
User status: Offline
11th Mar 05 at 11:45   View User's Profile U2U Member Reply With Quote
property if you have the time
Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
11th Mar 05 at 11:46   View User's Profile U2U Member Reply With Quote
a bond
Adam
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Registered: 1st May 01
Location: Hurstbourne Tarrant
User status: Offline
11th Mar 05 at 11:46   View User's Profile U2U Member Reply With Quote
not going to be able to get much property for 50k tho
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
11th Mar 05 at 11:47   View User's Profile U2U Member Reply With Quote
ISA: you can only put 7k a year in tax free.

High intrest savings maybe?
Adam
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Registered: 1st May 01
Location: Hurstbourne Tarrant
User status: Offline
11th Mar 05 at 11:47   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ally
a bond


Tell me more? u2u?
CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
11th Mar 05 at 11:48   View User's Profile U2U Member Reply With Quote
Put it into premium bonds or as a deposit for a property
3CorsaMeal
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Registered: 11th Apr 02
User status: Offline
11th Mar 05 at 11:56   View User's Profile U2U Member Reply With Quote
put it into drugs and sell them
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
11th Mar 05 at 11:58   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
put it into drugs and sell them


The man speaks the truth!

No tax involved this way!
Adam
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Registered: 1st May 01
Location: Hurstbourne Tarrant
User status: Offline
11th Mar 05 at 11:59   View User's Profile U2U Member Reply With Quote
Don't think that this will go down with the family,
Half Pint
Member
Registered: 25th Mar 02
User status: Offline
11th Mar 05 at 11:59   View User's Profile U2U Member Reply With Quote
Buy a property and rent it out to pay for the mortgage
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
11th Mar 05 at 12:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Adam
Don't think that this will go down with the family,


Pah! Forget them! maybe not!

What ever way the tax man will insert his penis in you!

Go to your bank and tell them you have 50k and what can you do with it because you can spend it for 3 years or what ever
Colin
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Registered: 4th Apr 02
User status: Offline
11th Mar 05 at 12:07   View User's Profile U2U Member Reply With Quote
I got left some money ages ago and put it into BP Shares (worked for them at the time got a great deal 2 for 1 at special rate!) Halifax bank shares and a pep with Newcastle building society and rest into premium bonds (these are good because you can win some big money and withdraw them whenever you want). All investment plans have matured now and been re-invested.

Going to use it as a deposit on my first house which im looking to buy soon!

[Edited on 11-03-2005 by Colin]
Colin
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Registered: 4th Apr 02
User status: Offline
11th Mar 05 at 12:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
put it into drugs and sell them


Good business if you can get away with it
willay
Moderator
Organiser: South East, National Events
Premium Member

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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
11th Mar 05 at 12:21   View Garage View User's Profile U2U Member Reply With Quote
build the ultimate turbo diesel corsa?
Half Pint
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Registered: 25th Mar 02
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11th Mar 05 at 12:22   View User's Profile U2U Member Reply With Quote
Just give it to mee i'll look after it
cargraphics4u.com
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Registered: 4th Feb 04
Location: Tonbridge, Kent Drives : J7 00RSA
User status: Offline
11th Mar 05 at 12:23   View User's Profile U2U Member Reply With Quote
If you want a safe option then just put in a 5% interest ING savings account. Another option would be someting like an Index tracker I suppose but that is more risky.
life_cooler
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Registered: 21st Oct 02
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23rd Mar 05 at 13:18   View User's Profile U2U Member Reply With Quote
what you can do is stop discussing your private life with the rest of the world.
3CorsaMeal
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Registered: 11th Apr 02
User status: Offline
23rd Mar 05 at 13:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by life_cooler
what you can do is stop discussing your private life with the rest of the world.


thats a crap reply iirc tbh imho
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
23rd Mar 05 at 13:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by life_cooler
what you can do is stop discussing your private life with the rest of the world.


Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
23rd Mar 05 at 13:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by life_cooler
what you can do is stop discussing your private life with the rest of the world.


You went looking for it.

Twat

[Edited on 23-03-2005 by Ally]
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
23rd Mar 05 at 13:53   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by life_cooler
what you can do is stop discussing your private life with the rest of the world.


who the fuck is this homo?
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
23rd Mar 05 at 13:54   View User's Profile U2U Member Reply With Quote
it's probably his nan actually
James
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Registered: 1st Jun 02
Location: Surrey
User status: Offline
23rd Mar 05 at 13:56   View User's Profile U2U Member Reply With Quote
Ill look after it
Carr
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Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
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23rd Mar 05 at 13:58   View User's Profile U2U Member Reply With Quote
Stocks can be risky but cna also pay off. When ever get a lot of money (for me £200 when i was 15) I put it into somemore preium bonds as like Col says you can win money on them and you don't lose any money. Don't know if you get taxed on them though as I'm under 18 so I didn't

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