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Author Mortgages
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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28th Feb 05 at 23:50   View User's Profile U2U Member Reply With Quote

About How much would you have to be earning to get a 300k mortgage?

Cheers
Ian
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Registered: 28th Aug 99
Location: Liverpool
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28th Feb 05 at 23:51   View Garage View User's Profile U2U Member Reply With Quote

75k?
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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28th Feb 05 at 23:52   View User's Profile U2U Member Reply With Quote

You sure??

Isnt it 3 times your wage??
Twiggy
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Registered: 15th Oct 04
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28th Feb 05 at 23:53   View User's Profile U2U Member Reply With Quote

I work in this sort of feild and a guy was on 75k and he had a 500k morg... His wife may on been on a similar amount though....
Colin
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Registered: 4th Apr 02
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28th Feb 05 at 23:53   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sport16v
You sure??

Isnt it 3 times your wage??


Depends.....some offer you more!
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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28th Feb 05 at 23:53   View User's Profile U2U Member Reply With Quote

Woah Me house is worth 280k and me mum and dad aint on that lol.Been looking at houses in my town ,the cheapest i can find is 122k.
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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28th Feb 05 at 23:54   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antonOO2
Woah Me house is worth 280k and me mum and dad aint on that lol.Been looking at houses in my town ,the cheapest i can find is 122k.


Yes but I bet they bought that for a lot cheaper years back...

Colin
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Registered: 4th Apr 02
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28th Feb 05 at 23:55   View User's Profile U2U Member Reply With Quote

usually 3xmain (biggest) wage and 1.5x spouses wage.

Although ive seen offers of up to 5x on single lender mortgages
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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28th Feb 05 at 23:55   View User's Profile U2U Member Reply With Quote

yeah i know mate .damn shame as i would like to stay in my town but the prices are stupid.
NeilsC
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Registered: 6th Dec 00
Location: Middlesex drivin a Puma Racing on FRS 18's
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1st Mar 05 at 00:00   View User's Profile U2U Member Reply With Quote

go to a back street place, self certify yourself, pay stupid interest rates and yr laughing
Twiggy
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Registered: 15th Oct 04
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1st Mar 05 at 00:02   View User's Profile U2U Member Reply With Quote

http://www.moneysupermarket.com/Mortgages/mortgage.asp
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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1st Mar 05 at 00:02   View User's Profile U2U Member Reply With Quote

One way is to buy and rent a room i spose.I have read about the new mortgages especially for this.
NeilsC
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Registered: 6th Dec 00
Location: Middlesex drivin a Puma Racing on FRS 18's
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1st Mar 05 at 00:05   View User's Profile U2U Member Reply With Quote

try looking in to newly build homes, might sound expensive but they do pay for solicitors fees, carpets, cartains etc i no thats sounds like nothing but every little helps
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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1st Mar 05 at 00:08   View User's Profile U2U Member Reply With Quote

Dont know why im worrying yet lol have plenty more years at home.Im looking into a house outside of my town at the moment though,but not to buy but to do up and develop.My dad has done some as he owns a company which carries out building work and manufactures UPVC windows and conservatories.Im hoping this will be a good way of getting ontot the ladder whilst still living at home
antonOO2
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Registered: 17th Sep 02
Location: Midlands
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1st Mar 05 at 00:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by NeilsC
try looking in to newly build homes, might sound expensive but they do pay for solicitors fees, carpets, cartains etc i no thats sounds like nothing but every little helps


Cheers
it all matters
mav
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Registered: 19th Jun 01
Location: Scotland
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1st Mar 05 at 05:23   View User's Profile U2U Member Reply With Quote

I thought it was 2 1/2 x joint income?????

mind you works out about the same as Colin says

 
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