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Author NCB Question
waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
22nd Jan 05 at 15:57   View User's Profile U2U Member Reply With Quote
if i have been on two policies for a year and not made a claim on either does that count as 2 years or one ? (2 compleatly seperate policies in my name) different vehicles
Simon
Member
Registered: 24th Apr 03
Location: Oxfordshire
User status: Offline
22nd Jan 05 at 15:59   View User's Profile U2U Member Reply With Quote
well how many years have you not claimed for?
waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
22nd Jan 05 at 15:59   View User's Profile U2U Member Reply With Quote
tru ... but its 2 policies i havent claimed on
Simon
Member
Registered: 24th Apr 03
Location: Oxfordshire
User status: Offline
22nd Jan 05 at 16:02   View User's Profile U2U Member Reply With Quote
but if u had a different policy every month of the year you wouldnt have 12 years ncb at the end would u
waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
22nd Jan 05 at 16:03   View User's Profile U2U Member Reply With Quote
so i can just claim for one year even tho i havnt had a claim in either car
BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
22nd Jan 05 at 16:05   View User's Profile U2U Member Reply With Quote
well its the same year so how can you claim for two
_Allan_
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Registered: 24th Mar 04
User status: Offline
22nd Jan 05 at 16:07   View User's Profile U2U Member Reply With Quote
Only works with a bike and car etc...
waynep
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Registered: 20th Apr 02
Location: london
User status: Offline
22nd Jan 05 at 16:08   View User's Profile U2U Member Reply With Quote
this is wot im refereing to allan ones a bike ones a car
_Allan_
Member
Registered: 24th Mar 04
User status: Offline
22nd Jan 05 at 16:38   View User's Profile U2U Member Reply With Quote
yeah you'd get one year for the bike policy and one for the car. I have 5 years no claims for the bike and 3 for the car.
BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
22nd Jan 05 at 18:19   View User's Profile U2U Member Reply With Quote
You could have stated the two vehicles were a car and a bike.

Prrtty sure car companys dont take bike years into account and the other way around?

they didnt when i got quotes
timrud_
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Registered: 3rd Jul 04
Location: Sheffield
User status: Offline
22nd Jan 05 at 20:36   View User's Profile U2U Member Reply With Quote
I have 1 years NCB on both my cars, so do I only have 1 year in total (multiplied by two)... so in effect i CANNOT say I have 2 years NCB for a quote?
_Allan_
Member
Registered: 24th Mar 04
User status: Offline
22nd Jan 05 at 21:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by timrud_
I have 1 years NCB on both my cars, so do I only have 1 year in total (multiplied by two)... so in effect i CANNOT say I have 2 years NCB for a quote?


Nope
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
23rd Jan 05 at 00:14   View Garage View User's Profile U2U Member Reply With Quote
Its one year, twice.

You can't sum it and apply it to one vehicle otherwise I'd be off out tomorrow to buy 6 Pandas.

 
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