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Author i've just
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 16:39   View User's Profile U2U Member Reply With Quote
applied for my 2nd loan.

This time to pay 2 credit cards off

Abbey card is at 1800, Halifax stands at 400.

borrowed 2250 over 12 months, fixed repayments of 200. Total interest charged is £140

Thought I got quite a good offer there so took it, now just gotta wait for the postman

Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
11th Jan 05 at 16:40   View User's Profile U2U Member Reply With Quote
Slippery slope don't do it again and again really
purple_corsa_gls
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Registered: 25th May 04
Location: Near Sunderland
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11th Jan 05 at 16:41   View User's Profile U2U Member Reply With Quote
loans to cover loans
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 16:42   View User's Profile U2U Member Reply With Quote
every month roled around and i was never able to pay them off. Interest is now about £50 a month and is getting outta hand.

Gonna pay them off, cut them up and have done with it. At least i have no control over the money coming out of my account every month so that's good

Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
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11th Jan 05 at 16:43   View User's Profile U2U Member Reply With Quote
I regret gettin my 1st loan, I went down hill very fast
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 16:44   View User's Profile U2U Member Reply With Quote
how much was it for?

as long as you get fixed loans you're ok, it's when they start changing repayment rates it get's a bit shitty.

other loan (for the car) is for £5k, currently paying that off £116 a month. I kept the monthly repayments down so that i can afford somewhere to live in the near future.
shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
11th Jan 05 at 16:45   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by P4UL
I regret gettin my 1st loan, I went down hill very fast


same here, worst thing i ever did.
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 16:45   View User's Profile U2U Member Reply With Quote
why what happened?
shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
11th Jan 05 at 16:55   View User's Profile U2U Member Reply With Quote
u2u sent
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 16:56   View User's Profile U2U Member Reply With Quote
u2u read !!!!!!
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
11th Jan 05 at 16:56   View User's Profile U2U Member Reply With Quote
i got a £6000 loan to pay off credit card, now credit card is back to £3000

am terrible

but thats only about £6000 i owe at the moment, which is 4 months wages, have got a whole life to pay em off, so not fussed.

enjoy money while ur young
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 16:58   View User's Profile U2U Member Reply With Quote
i do spend quite a bit but the temptation to put it on my debit card is less because it means i have to go skint till the end of the month. Whereas with a credit card its just buy now pay later sorta thing.
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
11th Jan 05 at 16:59   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 3CorsaMeal
i got a £6000 loan to pay off credit card, now credit card is back to £3000

am terrible

but thats only about £6000 i owe at the moment, which is 4 months wages, have got a whole life to pay em off, so not fussed.

enjoy money while ur young
im that crap with money as well
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 17:01   View User's Profile U2U Member Reply With Quote
i want a go on Dave17's girlfriend
Carly
Member
Registered: 21st Aug 03
Location: sheffield
User status: Offline
11th Jan 05 at 17:02   View User's Profile U2U Member Reply With Quote
ive got a credit card with 400 quid on it, but that s just from christmas, its tempting when your skint or really fancy something to get a loan,but so far im resisting
Patrick
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Registered: 25th Apr 02
Location: SE London
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11th Jan 05 at 17:07   View User's Profile U2U Member Reply With Quote
I started off with a £6000 loan.

Paid that off then went to a £3500 loan (not paid until April 2006)

Most recently got a £14,000 loan (6 years left on that)

And a credit card which is currently at £900.



[Edited on 11-01-2005 by Patrick]
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
11th Jan 05 at 22:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Patrick
I started off with a £6000 loan.

Paid that off then went to a £3500 loan (not paid until April 2006)

Most recently got a £14,000 loan (6 years left on that)

And a credit card which is currently at £900.



[Edited on 11-01-2005 by Patrick]



 
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