Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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A friend of my hubbys has had a crash in their modded car (own fault)
quotes are in progress but is there a set percentage of how much insurers will pay to repair the car
eg if agreed value is £10k is their a point when they will say write it off don't repair
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Mattb
Member
Registered: 2nd Feb 03
Location: Under your sisters bed
User status: Offline
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1/3 the value of the car iirc (and thats not often  )
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Greg_M
Member
Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
User status: Offline
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half
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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quote:
Originally posted by Mattb
1/3 the value of the car iirc (and thats not often )
whats iirc mean..sorry
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Mattb
Member
Registered: 2nd Feb 03
Location: Under your sisters bed
User status: Offline
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if i remember correctly
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Greg_M
Member
Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
User status: Offline
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internal irrigation reticulum cuircumferance
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Tim
Site Administrator
Registered: 21st Apr 00
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Thought it was 60% of market value actually
There you go -- three different answers -- pick one 
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Your car also gets written off if you drive round the corner too fast at the end of my driveway because me and my dad embeded large boulders into the tarmac to crack your oil sump and dent your bulkhead. It will probably snap your suspension if you are unlucky. Had them a few years, claimed a few victims
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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You seem pretty smug that because your dad and you put boulders in the tarmac which consiquently killed somone,
Fair enough, the possibly should not of been speeding around the corner, however i dont think its funny putting boulders in place to break a car which could indanger lives....
[Edited on 04-01-2005 by PainZ]
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Mattb
Member
Registered: 2nd Feb 03
Location: Under your sisters bed
User status: Offline
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no ones died pete he means cars... and tbh if the boulders werent there they would end up in a big feck off wall... more painful i feel
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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Well victims to me mean animals/humans,
Not machines
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Lisa
Member
Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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quote:
Originally posted by 1800ed
Your car also gets written off if you drive round the corner too fast at the end of my driveway because me and my dad embeded large boulders into the tarmac to crack your oil sump and dent your bulkhead. It will probably snap your suspension if you are unlucky. Had them a few years, claimed a few victims
i think you should get a life cos if it hapened to my car you'd be drinking the oil of the road
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Mattb
Member
Registered: 2nd Feb 03
Location: Under your sisters bed
User status: Offline
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you need to see the end of his drive to understand..
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jr
Member
Registered: 20th May 02
Location: Kent
User status: Offline
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its around 60%, but there are alot of differing factors
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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I just think its a little out of line,
Even if he did not intend for the boulders to hurt people...
Say if an ambulance was on its way to a 999 call, a car has to pull over to let it past,
or there is an accident because of ice,
a child runs infront of the road before a car,
I dont think its personally needed to install boulders to harm things,
Be it people or machines.
Maybe im the only one thinking this... The concept just seems alien to me.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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 Pete what are you talking about. My Grandpa had to do same measures to stop vehicles going too fast landing in his garden/living room after a car almost killed him.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Oh and im sure its 60% of cars value.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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If people would drive safely and not attempt a blind corner at 50mph on a single track country road then they wouldn't understeer into our bloody wall and consiquently have fucking huge pile of bricks fall on top of them. We had the wall re-built 6 tims in one year. Kinda
takes the piss.
Ambulances don't come down my road unless they need too. There is no way they would fit down parts of it.
If it is icy then people should drive slower and adapt to the road condtitions.
How is having boulders in front of our wall going to affect a child running out into the road. Why would the child run out into the raod in fact? It's a single track lane
The boulders are to protect our property not to harm things.
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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You said in your post above the boulders were there to "crack your oil sump and dent your bulkhead"
This is out of spite rather than to protect a property?
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ed
Member
Registered: 10th Sep 03
User status: Offline
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That is the consiquence of driving over a perfectly visable white boulder embeded in the tarmac by our wall.
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PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
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Well i wont say anymore, i could moan on for ages,
I dont personally think its correct
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ed
Member
Registered: 10th Sep 03
User status: Offline
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I'll go take pictures now if you like, if you think it is acceptable to drive down single track lanes like a tit then  to you....
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I can see why there there, not nice sitting in your living room watching the footy highlights then next minute theres a car comming crashing thru your window...............poor sod (RIP Grandfather) thought it was a UFO one night some cunt span a car through his front garden
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mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
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Just asked missus she used to work for car insurance company..
If she remembers correctly about 60%.
when a quote goes into insurance company it is only for labour from garage..As insurance companies know value of parts.....
Say you have a car worth 5k and labour costs come in at 1500 max before parts they probably will write it off............Work it out...
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Mistamist
Member
Registered: 16th Jul 03
Location: Gillingham, Kent
User status: Offline
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Have been reading into this lately as im having one of my cars written off, lots of useful information here:
Click here
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