Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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If I do a insurance quote as a Uni Student My premium's are fucking high!
If I say I'm a self employed computer programmer, they're quite a bit lower (£400+)...
Whats to stop me doing this? How will they know what my profession is?
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RCoughtrie
Member
Registered: 31st Oct 04
Location: East Ayrshire Scotland
User status: Offline
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they have spy elfs
dont they some times do checks ?
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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quote:
Originally posted by CoughtrieCorsa
they have spy elfs
dont they some times do checks ?
very rarely.. just say retail or sumat even if its part time
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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How can they check? it's not like I have an employer? - they'd have to ring me up and go 'Hello Paul, do you have a staff member called... erm - yourself... working as a computer programmer?'
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Sly_SRi
Premium Member
Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline
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it's unlikely they'll find out, but its a risk...
Corsa C Z20Let
Black Sleeper Turbo Project
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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as i said rarely, they ask for proof etc..
only the strange insurance companies do
job shudnt make more then £100 difference
if it does go elswhere
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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It's definately a way out for them paying in the event of a claim.
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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Oh also its Third Party Fire and Theft... so it wouldn't be a risk of me crashing my car and not getting any money for it (as I'll already have that risk lol)...
Ok it's a risk if I hit someone else though...
Paul J
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jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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if you have an accident then they ask you where you were going to/from
if the accident happened at uni questions may be asked why you were there etc, maybe easy blag but digging a deeper hole for yourself?
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RCoughtrie
Member
Registered: 31st Oct 04
Location: East Ayrshire Scotland
User status: Offline
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quote:
Originally posted by Nath
It's definately a way out for them paying in the event of a claim.
defo
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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btt
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Say you work in a theme park as a ride operator. That might work 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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My insurance policy has my car garaged, 5k mile/year limit both of which are little lies
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RCoughtrie
Member
Registered: 31st Oct 04
Location: East Ayrshire Scotland
User status: Offline
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just say u decided to go to uni and study if it ever comes to having to explane your self
[Edited on 14-12-2004 by CoughtrieCorsa]
[Edited on 14-12-2004 by CoughtrieCorsa]
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Sly_SRi
Premium Member
Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline
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quote:
Originally posted by Kolin
My insurance policy has my car garaged, 5k mile/year limit both of which are little lies
trouble with the mileage one is they just have to check one years MOT against the next years one.....
Corsa C Z20Let
Black Sleeper Turbo Project
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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quote:
Originally posted by 1800ed
Say you work in a theme park as a ride operator. That might work
that would also work - but would they care that I forgot to say about studentness
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Sly_SRi
quote:
Originally posted by Kolin
My insurance policy has my car garaged, 5k mile/year limit both of which are little lies
trouble with the mileage one is they just have to check one years MOT against the next years one.....
Not if you dont keep cars long enough, change companies and only get 10 month policys
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leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
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Your cat is watching you and will report you
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ed
Member
Registered: 10th Sep 03
User status: Offline
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quote:
Originally posted by Paul_J
quote:
Originally posted by 1800ed
Say you work in a theme park as a ride operator. That might work
that would also work - but would they care that I forgot to say about studentness
Depends on if you want to park on the Universitys property. The reason why the insurance is high is because of all the chav idiots and teenage girls who can't seem to drive ther car properly and either try a handbrake turn in the uni carpark and destroy thier car, or just don't look where they are going and drive into their car.
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Paul_J
Member
Registered: 6th Jun 02
Location: London
User status: Offline
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quote:
Originally posted by 1800ed
quote:
Originally posted by Paul_J
quote:
Originally posted by 1800ed
Say you work in a theme park as a ride operator. That might work
that would also work - but would they care that I forgot to say about studentness
Depends on if you want to park on the Universitys property. The reason why the insurance is high is because of all the chav idiots and teenage girls who can't seem to drive ther car properly and either try a handbrake turn in the uni carpark and destroy thier car, or just don't look where they are going and drive into their car.
Yes yes... but even with my profession set as student I will claim I've left my car at home on my drive way So I'd be just as fucked with that anyway.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Well, when I drove my car to school officially I wasn't insured because I never told them I was parking on school property. I also never told them I had a job or anything like that....
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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They might phone you up and ask you about referential integrity and when you're like 'uuummm....' they'll know.
[Edited on 14-12-2004 by Ian]
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by Nath
It's definately a way out for them paying in the event of a claim.
Yes
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