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Author loan company's
GREG 1
Member
Registered: 28th Jul 00
Location: Essex
User status: Offline
14th Nov 04 at 19:25   View User's Profile U2U Member Reply With Quote
What loan company's seem the best at the moment ?
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
14th Nov 04 at 19:26   View User's Profile U2U Member Reply With Quote
What you want to borrow money for?
liamC
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Registered: 28th Feb 04
User status: Offline
14th Nov 04 at 19:26   View User's Profile U2U Member Reply With Quote
banks are best i think...their APR's are less than what the loan companies' are...
GREG 1
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Registered: 28th Jul 00
Location: Essex
User status: Offline
14th Nov 04 at 19:26   View User's Profile U2U Member Reply With Quote
Car
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
14th Nov 04 at 19:28   View User's Profile U2U Member Reply With Quote
Stick with bank if possible I would say..

But there is alot of companies out there..Search on web..
J da Silva
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Registered: 10th Apr 03
Location: The FACTory
User status: Offline
14th Nov 04 at 19:28   View User's Profile U2U Member Reply With Quote
Best bet is to not take one if it's for a car.
GREG 1
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Registered: 28th Jul 00
Location: Essex
User status: Offline
14th Nov 04 at 19:37   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by VenomTurbo
Best bet is to not take one if it's for a car.
What makes you say that then mate ?
J da Silva
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Registered: 10th Apr 03
Location: The FACTory
User status: Offline
14th Nov 04 at 19:39   View User's Profile U2U Member Reply With Quote
Only thing loans are good for, is buying land and building on it, business loans. Any other loan is a brainwash.
GREG 1
Member
Registered: 28th Jul 00
Location: Essex
User status: Offline
14th Nov 04 at 19:40   View User's Profile U2U Member Reply With Quote
but i need more money to put towards a nice normal car
J da Silva
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Registered: 10th Apr 03
Location: The FACTory
User status: Offline
14th Nov 04 at 19:42   View User's Profile U2U Member Reply With Quote
Your life mate, I was just giving an opinion
GREG 1
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Registered: 28th Jul 00
Location: Essex
User status: Offline
14th Nov 04 at 19:43   View User's Profile U2U Member Reply With Quote
Na thanks dude, i appreciate it

I could safe but would be ages

Not only that i wanna sell my car and get a nice normal car
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
14th Nov 04 at 21:42   View Garage View User's Profile U2U Member Reply With Quote
Loan just makes the car 15% more expensive. If you can live with that, have it earlier. So long as you don't want to sell within the first year or so of ownership its no bad financial move. A bit flippant and costly maybe, but no major tie.

Car loans make slightly more sense than bank loans due to the extra protection they offer, ie. gap insurance, halves and thirds rule etc.

[Edited on 14-11-2004 by Ian]
Tom N
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Registered: 4th Jun 03
Location: Bradford/Sheff (Uni) Drives: Golf GTI
User status: Offline
14th Nov 04 at 21:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by GREG 1
What loan company's seem the best at the moment ?


not student ones!!

i still dont have my student loan
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
14th Nov 04 at 21:44   View Garage View User's Profile U2U Member Reply With Quote
No student loans are great, interest rate is very low.
Dave
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Registered: 26th Feb 01
Location: Lancs
User status: Offline
14th Nov 04 at 21:47   View User's Profile U2U Member Reply With Quote
Hard to come by if you aren't a student though. Damn pikey students getting everything on the cheap

Most of the major banks are doing good interest rates at the moment, all trying to undercut each other. Alliance and Leicester seem to be among the cheapest.
KelSE2
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Registered: 12th Mar 04
Location: Wirral, Merseyside
User status: Offline
15th Nov 04 at 18:37   View User's Profile U2U Member Reply With Quote
Don't pay more than 6.00 % APR. You can get 5.9 from Alliance & Leicester at the moment!
ultra_corsa
Member
Registered: 12th Jun 04
Location: Luton
User status: Offline
15th Nov 04 at 18:45   View User's Profile U2U Member Reply With Quote
i tried sainsburys & tescos n both were absolute WANK ,i ended up goin to my bank n goin thru them n the rates are near enuff the same anyway!!! so i'd go with ur bank matey

 
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