corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » Credit History?


New Topic
New Poll 		  Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author Credit History?
Sims
Member
Registered: 15th Aug 03
Location: Bath/Bristol area Drove: 1994 Corsa SRi Now: VTR
User status: Offline
21st Jul 04 at 22:10   View User's Profile U2U Member Reply With Quote
How can you find out your credit history? can you just call somewhere to find it out or do you have to pay a website to find it out?

I had a look online and some places charge £20+ to get it for you. Surely if it is information stored about you, then you are allowed access to any information stored about you due to data protection acts.

Any info much appriciated, due to hunt for a loan
koolkorsa
Member
Registered: 15th Jun 03
User status: Offline
21st Jul 04 at 22:13   View User's Profile U2U Member Reply With Quote
companies house will tell you, but i think you have to pay. Not sure if you can find out for free, sorry!
Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
21st Jul 04 at 22:15   View User's Profile U2U Member Reply With Quote
there is a company you send a letter to and £2 and they will tell ya ya credit history, outstanding debts etc, carnt remember who they are, but do a search, not helpfull i know, remember if ya never got credit before or ow any money to anyone it aint nessesarely a good thing, ya credit rating will be crap cos you havnt proved you can make regular payments etc, its bollox i know
nickyboy01
Member
Registered: 10th Sep 03
Location: Oxford-ish
User status: Offline
21st Jul 04 at 22:16   View User's Profile U2U Member Reply With Quote
www.experian.co.uk

Send em a cheque for £2 or do it online and they'll send your full credit history.

Mine made interestong reading, hadf 8 points against me from my brother bad credit whilst we were still living at home.
Sims
Member
Registered: 15th Aug 03
Location: Bath/Bristol area Drove: 1994 Corsa SRi Now: VTR
User status: Offline
21st Jul 04 at 22:19   View User's Profile U2U Member Reply With Quote
thanks for the info guys. i'm gonna try that site
Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
21st Jul 04 at 22:24   View User's Profile U2U Member Reply With Quote
you could also try ringing a company called equifax

there no is on yellow pages (you need your local branch's no) & they send you out a breakdown of your credit scoring
gazpeters
Member
Registered: 4th Sep 03
Location: Cheshire
User status: Offline
21st Jul 04 at 22:24   View User's Profile U2U Member Reply With Quote
there are 3 credit reference agencies in the country so depends on which if any your bank/creditor subscribes to
CorsaLad16v
Member
Registered: 5th Mar 03
Location: Sheffield UK Drives: Volvo V60
User status: Offline
21st Jul 04 at 22:57   View User's Profile U2U Member Reply With Quote
i do credit searches at work using the equifax program

[Edited on 21-07-2004 by CorsaLad16v]
ed
Member
Registered: 10th Sep 03
User status: Offline
21st Jul 04 at 23:19   View User's Profile U2U Member Reply With Quote
Does a bank overdraft count as credit at all? I have been using mine for about 6 months now - just £20 worth cos I thought it might count....
gazpeters
Member
Registered: 4th Sep 03
Location: Cheshire
User status: Offline
21st Jul 04 at 23:24   View User's Profile U2U Member Reply With Quote
an overdraft is credit but its not going to help get your rating up like a credit card or loan

 
New Topic
New Poll

Corsa Sport » Message Board » General Chat » Credit History? 23 database queries in 0.0145242 seconds