Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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bit random but...
how the hell are we supposed to afford somewhere to live when we wanna move out of living with parental units?!
im fed up of living at home
i wanna buy a caravan and live like a pikie on a proper camp site like my mate, its probably the only thing i could afford at the mo 
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S1MON
Member
Registered: 9th Nov 01
Location: Woodley, Berkshire
User status: Offline
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work harder 
or become a successful crim 
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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i cant work any harder, i am now doing the work of 5 people
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S1MON
Member
Registered: 9th Nov 01
Location: Woodley, Berkshire
User status: Offline
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well get paid for doing all that work and all will be fine
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Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
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Too expenisve, get parents to pay for deposite 
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Jason Iles
Member
Registered: 19th Jun 01
Location: Bristol
User status: Offline
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I'm not buying a house untill I have my Ferrari, by then I may be left the family home in a will 
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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aye....its the problem of today houses/flats are a complete rip off and new house buyers struggle to get anything
best bet would be to wait a little while and keep an eye on house/flat prices and the market and see when its the lowest. They recon in a few months to a year prices will start to fall...because of new house buyers etc etc and thats the time to buy buy buy 
also, have a chat with your bank and morgage companies and see what they will offer you with your income, and then go from that
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Natalie
Member
Registered: 5th Nov 03
Location: Oxfordshire Drives: Vauxhall Tigra 1.8
User status: Offline
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Me and Robbo got a house 
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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my mates just bought a small terrace (massive garage tho) and its cost him 90k, needs doing up a bit too like rewiring, damp proofing, back of house needs sorting out. a basic mortgage is £470 a month without insurance or anything... 
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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tis stupid
mortgage is what... 2 & half times your yearly gross income...
how the fook ya supposed to afford to BUY a house for around £40k  even renting is stupid money - £400+ pm... thats like half my wages gone straight away!
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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can get a posh flat for 400pm here, above the wine bar next to sainsburys and a pub across the road
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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round here - £400 is a 2 bed terrace with a rat infestation out the back & pikey cnuts spraying pictures of penis's on your door/windows
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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400 smaker-roos a month here get you a so so flat, but nothing special...you need about 500-600pm for some decent and then for that price you can get a so so house and it contiues lol all i know, is that the rent houses near the river are something stupid like 1000pm+...then again there like 600k-800k houses, but its stupid
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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that doesnt sound good
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wayne hiscock
Member
Registered: 20th Jan 01
Location: wiltshire, trowbridge
User status: Offline
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i earn bout 1k a month on a poor month
gf earns 400 at the month (apprentice)
but then wont go up much more when she qualified (hairdresser)
were never gonna afford a house
i will get a paid house in my parents will but thats a good 30-40 years
average house price round here is 120k or summin
we got a 3 bed semi with off road parking
we got it for 73k 4 yrs ago
had it valued few months ago 130k
nearly doubled value in 4 yrs
government has fucked up this time
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Work damn hard for it like most people 
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morrisdaboss
Member
Registered: 11th Jun 03
Location: Feltham, have you?
User status: Offline
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some mortgage companies can offer up to 4x you annual wages - may need a fat deposit though.
oh and NEVER rent - dead money
[Edited on 19-07-2004 by MORRIS69]
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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quote:
Originally posted by PaulW
tis stupid
mortgage is what... 2 & half times your yearly gross income...
how the fook ya supposed to afford to BUY a house for around £40k even renting is stupid money - £400+ pm... thats like half my wages gone straight away!
2 & 1/2 like 5 years back... its more judged on circumstance now... as u say & 1/2 buys jack shit
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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I think easiest way out for me is to get a council house or something then its what, £200+ a month council tax & just bills, etc.
yeah ok can't get planning permission with ease, but least its a proper house & cheap(ish)
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Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
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Our mortgage is approx 4 times our combined salaries (£40k+) so that shows how much they are willing to lend - we got £156k reasonably easily mind
[Edited on 19-07-2004 by Robbo]
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S1MON
Member
Registered: 9th Nov 01
Location: Woodley, Berkshire
User status: Offline
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even look at council insentive schemes sometimes they offer 50/50 deals with housing associations, you get a 50% mortage and rent the other half, you can purchase the other half at a later date.
Or look at old council properties that they sell at auction.
I cant see house prices coming down for a while as long as there is a demand for new housing (as there is a housing storage) they will remain to expensive for first time buyers.
And renting gets you no were because what do you end up with in the end.
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Shelly
Premium Member
Registered: 15th Nov 00
Location: Lancashire Drives: Astra H VXR
User status: Offline
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I need to find myself a dark haired chunky rich young man then dont I
Or live it pikie style in a caravan with my mate
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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quote:
Originally posted by Shelly
I need to find myself a dark haired chunky rich young man then dont I
Or live it pikie style in a caravan with my mate
what about buying a house with a friend or something? put money together etc and get something decent
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Natalie
Member
Registered: 5th Nov 03
Location: Oxfordshire Drives: Vauxhall Tigra 1.8
User status: Offline
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quote:
Originally posted by Robbo
Work damn hard for it like most people
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S1MON
Member
Registered: 9th Nov 01
Location: Woodley, Berkshire
User status: Offline
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by the sound of it caravan and a dog is the way forward........ need a shotgun to
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