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Author Astra GSI turbo, insurance for a 20 yr old
stubbsy05
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Registered: 23rd Oct 02
User status: Offline
16th Apr 04 at 13:48   View User's Profile U2U Member Reply With Quote

Really want one for my next car!! They are mint! Gonna see if I can get a test drive in one at the weekend just to see how they drive.
I'm 19 at the moment. Gonna do some quotes in a minute, cos I'd love one when I'm 20.

20yr old
1 years no claims
3 years driving experience

What do people think? Do I have a chance at insuring it!!

Arden Blue or Silver
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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16th Apr 04 at 13:50   View User's Profile U2U Member Reply With Quote

yeah u could but yo willpay through your nose for it

what group are they? 16-17?
Colin
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Registered: 4th Apr 02
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16th Apr 04 at 13:50   View User's Profile U2U Member Reply With Quote

What group and hows your area???

Id say about £2k
t44rnt
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Registered: 6th Mar 03
Location: London/Essex
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16th Apr 04 at 13:51   View User's Profile U2U Member Reply With Quote

atleast 4k
stubbsy05
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Registered: 23rd Oct 02
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16th Apr 04 at 13:58   View User's Profile U2U Member Reply With Quote

Norfolk, very low post code I think. I practically live in a field, and my neighbours like tractors

Insurance is a joke really! I mean at 20 am I really gonna be as stupid driving as I was at 17. Hardly gonna drive dangerously in a lovely mk4 gsi!
Colin
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Registered: 4th Apr 02
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16th Apr 04 at 13:59   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Alex.S
Norfolk, very low post code I think. I practically live in a field, and my neighbours like tractors

Insurance is a joke really! I mean at 20 am I really gonna be as stupid driving as I was at 17. Hardly gonna drive dangerously in a lovely mk4 gsi!


Shutup of course your gonna drive fast, Why get a turbo if your not

Your still considered young and foolish untill your 25 - Apparently

[Edited on 16-04-2004 by Colin J]
Daimo B
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Registered: 20th Mar 00
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16th Apr 04 at 14:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin J

Your still considered young and foolish untill your 25 -




U been reading mig?
stubbsy05
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Registered: 23rd Oct 02
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16th Apr 04 at 14:02   View User's Profile U2U Member Reply With Quote

Gonna drive quite yesh, but not dangerously

Colin
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Registered: 4th Apr 02
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16th Apr 04 at 14:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Daimo B
quote:
Originally posted by Colin J

Your still considered young and foolish untill your 25 -




U been reading mig?



No
Marc
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Registered: 11th Aug 02
Location: York
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16th Apr 04 at 14:09   View User's Profile U2U Member Reply With Quote

Youll just drive faster, i know i do
Corsa E-Tec
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Registered: 4th Feb 04
Location: Stevenage Drives: Leon Cupra
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16th Apr 04 at 14:12   View User's Profile U2U Member Reply With Quote

its hard to tell, it depends on what band your post code is in.

if i change my postcode from mine to my birds who live a 10 min drive away. i'd get 750 off my insurance

but i'd say 2-2500

[Edited on 16-04-2004 by Corsa E-Tec]
Phil321
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Registered: 10th Mar 01
Location: Manchester
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16th Apr 04 at 14:20   View User's Profile U2U Member Reply With Quote

I'd say spending 20k on a car and insurance at the age of 20 is not wise unless you have a hugely well paid job or someone else is paying it for you.
Patrick
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Registered: 25th Apr 02
Location: SE London
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16th Apr 04 at 14:40   View User's Profile U2U Member Reply With Quote

22, 3 years no claims, £1434 fully comp on Astra Coupé Turbo. You'll be looking at at least £2-£2.5k
dannycorsa c
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Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
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16th Apr 04 at 14:42   View User's Profile U2U Member Reply With Quote

well its gonna cost me 1600 fully comp on a ibiza 1.8t cupra when im 21 in 2 months thats with 3yrs ncb and 6 points from tesco
dannycorsa c
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Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
16th Apr 04 at 14:43   View User's Profile U2U Member Reply With Quote

no1 will insure him most say over 21 for a car like that! id leave it another year mate n get some more no claims behind ya
Happy_2008
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Registered: 13th Mar 01
Location: Kent
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16th Apr 04 at 14:47   View User's Profile U2U Member Reply With Quote

Well i am 22 now with 0 NCB and for me to insure myself on a CTR it will cost a grand total of £1570

I think it was cheaper if i insured myself on a Astra GSI
dannycorsa c
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Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
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16th Apr 04 at 14:50   View User's Profile U2U Member Reply With Quote

all depends on ur area aswell! manchester is a high rate so we get charged shit loads!!!
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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16th Apr 04 at 15:25   View User's Profile U2U Member Reply With Quote

Gotta be fully comp, gonna pay thru the nose.

Get a cally turbo for a year or 2 and insure it 3rd party
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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16th Apr 04 at 17:16   View User's Profile U2U Member Reply With Quote

cally turbo is group 18, at 21 with loads of no claims i got quoted in excess of 2.5 k and i live in a low crime area.
paul_spurrell
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Registered: 14th Sep 01
Location: Bath Avon
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16th Apr 04 at 18:54   View User's Profile U2U Member Reply With Quote

i'm 22 and got quoted £750 a year on a astra gsi turbo. I want one cause that is cheap
Marc
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Registered: 11th Aug 02
Location: York
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16th Apr 04 at 18:58   View User's Profile U2U Member Reply With Quote

That is cheap.
chris_lee100
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Registered: 14th Jul 02
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16th Apr 04 at 19:15   View User's Profile U2U Member Reply With Quote

i aint bein funny but if youve crashed a corsa at least once in three years of driving you are massive risk to the insurers pocket, 2k is good if u can get it. I live in cheshire have 3yrs no claims no points/convictions/accidents and pay 1k TPFT on my cally 16v which I consider reasonable @ 21. The words turbo and 19 dont mix, even at 20 + turbo with accidents = HIGH premium
J da Silva
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Registered: 10th Apr 03
Location: The FACTory
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16th Apr 04 at 19:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin J
quote:
Originally posted by Alex.S
Norfolk, very low post code I think. I practically live in a field, and my neighbours like tractors

Insurance is a joke really! I mean at 20 am I really gonna be as stupid driving as I was at 17. Hardly gonna drive dangerously in a lovely mk4 gsi!


Shutup of course your gonna drive fast, Why get a turbo if your not

Your still considered young and foolish untill your 25 - Apparently

[Edited on 16-04-2004 by Colin J]


i dont break speed limits unless i really need to overtake and get in lane and i cant just drop back and sneak in, however on my local isolated land .......
Craig6682
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Registered: 8th Apr 03
User status: Offline
16th Apr 04 at 21:16   View User's Profile U2U Member Reply With Quote

oooooooooooowwwwwwwwww, Astra GSI, nice!

 
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