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Corsa Sport » Message Board » General Chat » Best insurance company - 18yrold, named driver in mums insurance with mods under 500 quid ?


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Author Best insurance company - 18yrold, named driver in mums insurance with mods under 500 quid ?
Go3asy
Member
Registered: 11th Jan 04
Location: Scotland,Alloa(Stirlingshire)
User status: Offline
11th Mar 04 at 00:51   View User's Profile U2U Member Reply With Quote
best insurance company in Uk with premium unde 500, me (18) insured under mums anem, me as names driver , 6 years no claims(protected) with all mods declared (body kit, 17s, lowerd, b'box, ICE, no engine mods maybe induction kit but not at mo) Third party fire and theft, as i wont want to make a claim for accidents because the premium would go up.

1.2 8v 1994 corsa, that cat1 alarm also fitted

[Edited on 11-03-2004 by Go3asy]
waynep
Member
Registered: 20th Apr 02
Location: london
User status: Offline
11th Mar 04 at 00:53   View User's Profile U2U Member Reply With Quote
well u cant claim two protected claims bonus its illegal so the car ur mum is using either had the NCB protected or u hav it as a named driver on the corsa
PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
11th Mar 04 at 00:56   View User's Profile U2U Member Reply With Quote
not only that but while your insured as a named driver and go under your mums NCB, you wont gain any yourself, so when you do insure a car yourself, you will be starting from 0 years NCB.

Best advice, if you've just passed your test, get your Pass-Plus done, this will knock some off the insurance in your own name, plus most insurance companies also run a no-claims accelerator, where you get 1 years NCB if you have pass plus (is what I did)...

but insurance when I first started driving at 18 was £1100 Fully Comp on a 1.4 Corsa! This was nearly 5 years ago though!
Go3asy
Member
Registered: 11th Jan 04
Location: Scotland,Alloa(Stirlingshire)
User status: Offline
11th Mar 04 at 01:00   View User's Profile U2U Member Reply With Quote
also a thatcham cat 1 alarm

i cant afford that though afetr a year or 2 i will get my own policy
LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
11th Mar 04 at 01:01   View User's Profile U2U Member Reply With Quote
^^^ spot on advice!!! i 2 learnt the hard way!! could have had 3 years ncb by now
Go3asy
Member
Registered: 11th Jan 04
Location: Scotland,Alloa(Stirlingshire)
User status: Offline
11th Mar 04 at 01:02   View User's Profile U2U Member Reply With Quote
dont have the cash to pay for it just now, at college, by then ill have a job and wil be able to, and after spending near 3000 modding the car 2
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
11th Mar 04 at 01:32   View User's Profile U2U Member Reply With Quote
buy a shitter n get fc for that but dont actually drive it, jus to build ur ncb
Go3asy
Member
Registered: 11th Jan 04
Location: Scotland,Alloa(Stirlingshire)
User status: Offline
11th Mar 04 at 13:53   View User's Profile U2U Member Reply With Quote
fc?
Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
11th Mar 04 at 13:59   View User's Profile U2U Member Reply With Quote
fully comp

icys rite..
Donna Corsa GSi
Registered: 1st Jan 70
User status: Offline
11th Mar 04 at 14:00   View User's Profile U2U Member Reply With Quote
You're an adult, be responcible for your own insurance, it will be more beneficial in the long run

Cost me more to insure my AX GT when I was 17 then it did to buy the car but im 23 now with 6years NCB and insurance isn't so much of a killer.
vibrio
Banned
Registered: 28th Feb 01
Location: POAH
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11th Mar 04 at 14:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Icy
buy a shitter n get fc for that but dont actually drive it, jus to build ur ncb


its a 1.2 8v ICY FFS
vibrio
Banned
Registered: 28th Feb 01
Location: POAH
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11th Mar 04 at 14:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Donna Corsa GSi
You're an adult, be responcible for your own insurance, it will be more beneficial in the long run

Cost me more to insure my AX GT when I was 17 then it did to buy the car but im 23 now with 6years NCB and insurance isn't so much of a killer.



or wait till your 27 to get yur first car like me
Donna Corsa GSi
Registered: 1st Jan 70
User status: Offline
11th Mar 04 at 14:06   View User's Profile U2U Member Reply With Quote
Yeah insurance is also cheap when you're old

 
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