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Author First car help !?
Gregor
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Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
3rd Dec 03 at 20:14   View User's Profile U2U Member Reply With Quote

Hi there,

First off , cracking site and forum - plenty of wicked looking motors on here

As the topic title says , I'm looking for help/advice on my first car (which should be a corsa!)

I'm 16 at the moment , 17 in april 2004 and at the moment have been checking out insurance quotes online . The best quote I have had is £1500 , on a 1.2 Corsa Merit - that was with direct line .


I know that young drivers are quoted highly because of the risk they are on the roads - but £1500 is taking the piss innit ?

Do any of you know some good insurance companys specifically for drivers at 17?

Any help would be greatly appreciated.

Cheers
G
SXi_Tim
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Registered: 11th Mar 03
Location: South Yorkshire Drives: RS3, LET B
User status: Offline
3rd Dec 03 at 20:16   View User's Profile U2U Member Reply With Quote

that is actually quite a good price for ur age.....
Marc
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Registered: 11th Aug 02
Location: York
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3rd Dec 03 at 20:17   View User's Profile U2U Member Reply With Quote

tesco will beat that probobly.
CORSA NUT
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Registered: 3rd Aug 01
Location: Wirral
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3rd Dec 03 at 20:18   View User's Profile U2U Member Reply With Quote

Yep that's good for 17.Bend over and take it like an ermmm man
Daimo B
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Registered: 20th Mar 00
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3rd Dec 03 at 20:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by escortgti.com
I know that young drivers are quoted highly because of the risk they are on the roads - but £1500 is taking the piss innit ?


Unfortunatly, young drivers are high risk and generally drive too fast, espeically for their experience. Hence why the insurance is so high.

Give it a few years and it'll come right down.
CORSA NUT
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Registered: 3rd Aug 01
Location: Wirral
User status: Offline
3rd Dec 03 at 20:19   View User's Profile U2U Member Reply With Quote

Do what i did.Get a scooter till your 18 or 19
SXi_Tim
Member

Registered: 11th Mar 03
Location: South Yorkshire Drives: RS3, LET B
User status: Offline
3rd Dec 03 at 20:21   View User's Profile U2U Member Reply With Quote

and fall off several times...lol
CORSA NUT
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Registered: 3rd Aug 01
Location: Wirral
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3rd Dec 03 at 20:39   View User's Profile U2U Member Reply With Quote

Yep
Daimo B
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Registered: 20th Mar 00
User status: Offline
3rd Dec 03 at 20:41   View User's Profile U2U Member Reply With Quote



I've gone over the bonnet of a shogan (women bloody drivers ) and got knocked off by some twat who never stopped on my brand new (2 weeks old) bike, but touch wood, no serious ones yet.

Not bad for 4 odd years riding to london (till 2morrow when i get knocked off )

Wheres that plank of wood gone
SXi_Tim
Member

Registered: 11th Mar 03
Location: South Yorkshire Drives: RS3, LET B
User status: Offline
3rd Dec 03 at 20:49   View User's Profile U2U Member Reply With Quote

i wrote mine off when a woman in an astra hit me, think she was in more of a state than i was
stevegreetham
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Registered: 30th Oct 03
Location: Grimsby/Sheffield
User status: Offline
3rd Dec 03 at 22:56   View User's Profile U2U Member Reply With Quote

am 17 m8, gettin insurance was a right bugger. i ended up goin wiv NFU (before u ask i am not a farmer)
These are pretty good, they are allowing me to mod my car aslong as i dont touch the engine and my fee will not rise (aslong as the value doesnt exceed 30 grand lol <===== asif it would)
They also have a gd reputation 4 payin up.
Another point, they are allowing me to do a conversion when i have a years ncb.
Tesco were 2nd best tho m8
langey
Member

Registered: 7th Sep 03
Location: Wigan
User status: Offline
3rd Dec 03 at 23:14   View User's Profile U2U Member Reply With Quote

your 17 and they are letting you mod your car?? how much you paying?? and how do i contact these???
Gregor
Member

Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
4th Dec 03 at 08:08   View User's Profile U2U Member Reply With Quote

Cheers for all the replies lads

What sort of quote did they give you ?
Craig6682
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Registered: 8th Apr 03
User status: Offline
4th Dec 03 at 08:15   View User's Profile U2U Member Reply With Quote

Try Tesco mate. They do quite good insurance deals. I've done my 1st car for 1k TPFT with them.
Daimo B
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Registered: 20th Mar 00
User status: Offline
4th Dec 03 at 08:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Daimo B


I've gone over the bonnet of a shogan (women bloody drivers ) and got knocked off by some twat who never stopped on my brand new (2 weeks old) bike, but touch wood, no serious ones yet.

Not bad for 4 odd years riding to london (till 2morrow when i get knocked off )

Wheres that plank of wood gone


I DONT BLOODY BELIEVE IT

Some dizzy asian bloke in a primera pulled straight out on me today. Swerved the bike but they caught me. Scuffs down the side, but tis bent my bloody centre stand so it wont sit flat now

Knew i should have stayed quiet
Ditch
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Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
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4th Dec 03 at 11:45   View User's Profile U2U Member Reply With Quote

thats not funny

unlucky fella
Marc
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Registered: 11th Aug 02
Location: York
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4th Dec 03 at 11:47   View User's Profile U2U Member Reply With Quote

pmsl
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
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4th Dec 03 at 11:48   View User's Profile U2U Member Reply With Quote

Tesco's are great when it comes to insuring new drivers. They are harsh when it comes to modifying though, keep the 1.2 for a couple of years, build up NCB and look after your car. Then you can move insurance companies and get a nicer car
Shauny9
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Registered: 2nd Jun 03
Location: Clayhall , Essex
User status: Offline
4th Dec 03 at 11:52   View User's Profile U2U Member Reply With Quote

Im 18 witth CIS and paying over 1500 quid almost driving a year....
SuperHarry
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Registered: 26th Oct 03
User status: Offline
4th Dec 03 at 15:13   View User's Profile U2U Member Reply With Quote

Alrite m8

i was 17 in july and got me insurance on a 1.2 merit from norwich union direct. I got 3rd party fire and theft for £1120 for the 12 months. Doesnt seem too bad compared to your quote and if I dont claim in the 1st year they sed it shud come down summit like 30- 40%!!

Goto norwich union website and u can get an online quote there.

Hope this helps ya
Gregor
Member

Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
4th Dec 03 at 16:17   View User's Profile U2U Member Reply With Quote

Hi,
Unlucky about the scotter mate - you cursed yourself!!!


Thanks for all the ideas I'm having a look now

What sort of area do you all live in . I live in an area which is really good for a low crime level - yet I still get these massive quotes !?
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
4th Dec 03 at 16:19   View User's Profile U2U Member Reply With Quote

4 years ago when i first got my corsa when i was 17 is was going to cost 1700 quid fully comp to insure it, now im 20, still dont have any noclaims and i pay 740 a year fully comp, all mods listed.
you wont get anything much cheaper than that im afraid.
langey
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Registered: 7th Sep 03
Location: Wigan
User status: Offline
4th Dec 03 at 16:19   View User's Profile U2U Member Reply With Quote

well try a small engine like 1L for a year and make sure u dont have any accidendts
Mase
Premium Member

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Registered: 16th Sep 01
Location: Derbyshire
User status: Offline
4th Dec 03 at 16:23   View Garage View User's Profile U2U Member Reply With Quote

try norwich union cos they are high to start but with pass plus it knocks 52% off !!! which has bought mine down 2 £1289 fully comp with alloys declared on a 98 corsa 1.0. Pass plus is well worth it though in my opinion


Mase
Mikorsa16v
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Registered: 2nd Sep 02
Location: Burgess Hill, West Sussex
User status: Offline
4th Dec 03 at 16:48   View User's Profile U2U Member Reply With Quote

try www.endsleigh.co.uk cheaper rates for students, and other ppl

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