Colin
Member
Registered: 4th Apr 02
User status: Offline
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Been 'playing about' with online quotes as my renewals not far off.
Deciding that insurers dont like my occupation as they seem to have some warped idea that the 1st thing we do once home after falling out the pub is give death to & crashing performance cars
So with that in mind I changed my occupation on the online computer-bob thing to..................'stuntman'. Yes honestly, a stunt man - as in rolling about on fire & jumping out of speeding trains person......& I shit you not that it was very VERY reasonable quote, much less than stating my 'real' job!!
Now this got me thinking, I dont use my car to commute, so whats the chances of them finding out that an unemployed stuntman between jobs atm is actually employed elsewhere??
Go on humour me!! Im being serious btw 
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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I doubt they would ever chase up your job if you claimed anyway? Just get your boss to lie for you?
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Jamie_Hastings1
Member
Registered: 14th Aug 08
Location: Sanquhar, Dumfries and Galloway
User status: Offline
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The guy a work with couldn't get insured with one company for his Astra because he was a labourer. He told them he doesn't use his car for work. He gets picked up in a work van and dropped off. Still wouldn't insure him.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Reason its cheap is probably because you can count the amount of stunt men in the UK on one hand. So accidents will be few and far!!
I would actually piss my pants if my renewal came through saying im a stunt man 
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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iv my occupation was down as working for a garage which technically i do, my insurance would be a lot more and id lose my drive other vehicles thing. if i put it down as a storeman, which is part of my job, its a lot cheaper and i keep drive other vehicles.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Mental isnt it, probably more 'garage workers' smashing performance cars than 'storemen'.
Do you think I could argue that My full time employment is stuntman but im out of work just now & that my 2nd job is working offshore??
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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wtf? its not like you can drive to work anyways fucking muppets
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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Nic's situation is same as mine, but I can't avoid it as there is only 1 title for me lol. Reason for premium in that case being higher and loss of drive other cars is because it's motor trade and they don't want to run the risk of you using that insurance to cover business use. For that you need a traders policy etc etc.
Not sure how you stand tbh Colin - I can't see why not risk it, but at the same time I have that niggle that somehow they'd find out and use it as an excuse not to pay out should you need it - insurance companies will always try to wriggle out of of paying however they can!
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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My insurance wanted to double my premium when I went from being a student to employed full time. So yeah, apparently students are less of a risk!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Probably cos they're too busy getting bladdered all the time so don't bother much with driving 
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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i put down that i worked as a sales assistant full time, cheaper than being a student
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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sorry part time, which isnt a lie really
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Might not work for you Colin but give it a go, only takes 10 seconds
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Cmoputer - Technician seems to be a very safe bet tbh
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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Baptist Minister works out cheapest for me 
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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my job makes my insurance cheaper, they see me as driving more performance cars than your average joe so they did a little reduction on it. the online quote things never do a good deal for me, always prefer to speak to someone. got my m5 with royal sunaliance (spelling) they do a very good "performance" car policy with alot of extras thrown in.
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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quote:
Originally posted by Nic Barnes
iv my occupation was down as working for a garage which technically i do, my insurance would be a lot more and id lose my drive other vehicles thing. if i put it down as a storeman, which is part of my job, its a lot cheaper and i keep drive other vehicles.
as a garage worker most insurancre policys wont cover for 3rd party on other vehicles as you have access to too many vehicles.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Your not far off my age, how much was your M5 to insure?
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Aviva don't ask your job 
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