Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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After reading the 96p insurance thread I remembered that my insurance is due next month so after having no success whatsoever with comparison sites in the past I thought I'd try again just to see what I might be looking to pay at renewal time.
So genuine quote came first.
22 years old, 5 years ncb, license 5 years, 3 points on a 1.2 16v SXi with all mods declared...
£1722.41 
That was the one quote I got, the rest couldn't quote.
So then I decided to see just how much I'm getting raped for my mods 
So same details on a standard car...
£605.18
£1100 and a bit better.
Now I wonder why there's so many people that don't declare mods
p.s. I know that first quote is nothing like what I'll actually pay but some people must use these sites to get an idea of how much extra it'll cost to add a certain mod onto their car and tbf when they see a difference like that, what are the chances of them actually declaring stuff once they've seen a hike in price like that?
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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1800 on your Corsa with all mods declared?
Fucking hell, theyshould wear stripey jumpers!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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Tell me about it
That quote is actually over a grand more than the policy I got last year with 1 years less ncb but all the same mods
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Yep, could at least have the courtesy of battering you over the head before trying to rob you!!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Im shatting my pants that the M3's going to have shot up come renewal time!! 
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Mine went up £100 this year. I was a little bit pissed off 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I refuse to pay any more than £700, so if I cant get a quote under that then i'll get shot..................simples!!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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My brother was ranting before when his come through, on direct debit the total come to £700 and something, last year it was £600ish but he turned 25 last month where everyone says it drops a fair bit when you turn 25, his has gone up £100
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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It was still half that but to me it's free money to the insurance company as i've never claimed.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I always cancel & then join as a new customer at renewal....you always get a better price.
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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I try all other companies first and see what i can get. Then phone up and moan as i can't find a better deal anywhere else and don't want to pay any money Always gets money off. Managed £70 this renewal.
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by Colin
I always cancel & then join as a new customer at renewal....you always get a better price.
I've done that once before, saved me about £50 off the renewal but even the original renewal quote was about £300 less than any other company I tried. I don't know what it was but Norwich Union smashed every other company the past 3 years for me, shame when I came to renew last year they wouldn't insure more than 3 mods
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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I still get quotes through for my first car which was an M reg 1.2 8v merit that cost £500 and they think I have 3 years no claims last quote was £1500
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sam_homepc
Premium Member
Registered: 27th Dec 08
Location: Hampshire Drives: Merc CL600, Fiesta, Corsa
User status: Offline
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quote:
Originally posted by Mike B
22 years old, 5 years ncb, license 5 years, 3 points on a 1.2 16v SXi with all mods declared...
£1722.41
Try Admiral bud:
21 years old, 2 years ncb, license 3 years, 0 points on a 1.4 16v CDX with all mods declared
£555.02
obviously you have points and I don't, but according to Parkers.co.uk CDX is a group 7 car, not sure if SXi is that high?
Arden Blue Irmscher Corsa B - Now Splitting
For Sale Thread
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jamied
Member
Registered: 27th Oct 03
Location: Marbella,Spain Drives: C63
User status: Offline
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Somebody has to pay for all those meercat adverts
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Even on a standard car your quote for a 1.2 corsa is £150 more than me (a year younger with 1 less ncb) on my 2.0l Astra
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by Colin
I always cancel & then join as a new customer at renewal....you always get a better price.
Saved £300 doing that will elephant
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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quote:
Originally posted by Mike B
quote:
Originally posted by Colin
I always cancel & then join as a new customer at renewal....you always get a better price.
I've done that once before, saved me about £50 off the renewal but even the original renewal quote was about £300 less than any other company I tried. I don't know what it was but Norwich Union smashed every other company the past 3 years for me, shame when I came to renew last year they wouldn't insure more than 3 mods
Thats the same for me, I can have uprated brakes, exhaust changes and shock abosrbers and its still over £1000 less than anyother company on a standard car!
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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quote:
Originally posted by dannymccann
Even on a standard car your quote for a 1.2 corsa is £150 more than me (a year younger with 1 less ncb) on my 2.0l Astra
I don't know why it is but I always get raped on insurance, even when I shop about. Last year I got quotes varying from 719 to a few that where over a grand then you come on hear and there's people younger than me, less no claims insuring XE's for the same as my 1.2
I suspect my location mustn't be to great in insurance companies eyes
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davcohen
Member
Registered: 1st Nov 03
Location: North London
User status: Offline
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i got charged £43 to declaring my mk4 astra had vauxhall alloys from another vauxhall model wtf? once they charge you your informed mods are not covered so why pay extra and declare them?
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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get onto churchill mike. i'm 21 with 3years NCB and i'm only paying £744 on the teg 
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Kevxx
Member
Registered: 14th May 08
Location: Forfar, Angus
User status: Offline
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compare the market swift cover : £500
Confused.com swift cover : £649
So ermm..hows that?
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