DDC
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Registered: 22nd May 03
Location: Ayrshire
User status: Offline
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One of my mates has got a redtop but its not been registered so is been insured as a 1.6 16v Sport. What insurance group are these normally classed and is the insurance expensive? I know it will vary on different circumstances just wanting to know roughly.
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johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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It's based on the car the XE or LET came out of mate.
Cav SRi, Calibra, Astra GSi etc
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dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Insurance (when legally registered) will be the car the engine came from I believe? Which is why many people prefer the engines out of the Cavaliers rather than the Calibra 
Insurance is a 'how long is a piece of string' question.
Get it registered
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sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
User status: Offline
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insurance isnt that bad on a xe, let, theres no point insuring it as a 1.6, as your just driving around with no insurance.
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DDC
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Registered: 22nd May 03
Location: Ayrshire
User status: Offline
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Yeah well its currently off the road at the moment. I think its out a Cavalier so normally about IG 14?
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johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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No need to register it as a 2.0 as the tax for the 1.6 and 2.0 are the same so you're not commiting fraud.
But...You should insure it as a 2.0.
As bad as it is, leaving it a 1.6 on the book will make it much easier to sell on in the future.
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sampayne21
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Registered: 3rd Sep 08
Location: Sidcup Kent Drives: BMW E46
User status: Offline
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of course thats commiting fraud the size of the engine will be different to what the logbook states! no matter what tax band its in.
if you dont declare it and tell your insurance company, you have invalid insurance fact,
you when you smash into joe bloggs, you'll have no insurance and could well end up in court and be really out of pocket
[Edited on 25-09-2009 by sampayne21]
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FruitBooTeR
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Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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I insured my old let as a 2.0 Turbo with Flux but was still registered as a 1.6 on the book.
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Pete_vxl
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Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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i got a quote of £1000 TPFT on a corsa xe at 19, i then went and bought my astra gsi turbo and the insurance was only £800 fully comp! best choice ive ever made.
[Edited on 25-09-2009 by Pete_vxl]
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alan-g-w
Member
Registered: 9th Nov 07
Location: Glasgow
User status: Offline
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quote:
Originally posted by dannymccann
Insurance (when legally registered) will be the car the engine came from I believe? Which is why many people prefer the engines out of the Cavaliers rather than the Calibra
I'd be telling them it came out of a Cavalier no matter what rather than sourcing a Cavalier engine specifically tbh.
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