jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Right, so, my mum has got a honda cr-v (2.0 sport if you need to know)
Her and my dad are on the insurance, and as its due for renewal, she is getting quotes of arround £200/300 ish.
But ofcorse, heres the problem, she wants to put me on it (i go mountain biking alot, and my car is too low for most car parks ) Im 20, 2 years driving with 2years ncb. But because its a 4x4, its soo bloody expencive.
It goes up to £1000 on moneysupermarket for example, when i add me onto it.
Anyone know anywhere decent for this? Or is it just going to be pricey wherever i look?
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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get a drive any car policy on your cars insurance?
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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No help there i'm afriad, same story with my mums Merc A-Class.
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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Same with my mums cherokee, her and my dad on fully comp one policy, with just about everything extra £300
Add me to it 18 1yrs NCB and it jumps up to £2500
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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mattk's reply is the easiest solution
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sumner2k3
Member
Registered: 12th Jan 06
Location: South Wales Drives: Clio 172
User status: Offline
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tesco is always by far the cheapest for me mate
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crazybrightman
Member
Registered: 30th Mar 09
Location: leicestershire
User status: Offline
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realisticaly its going to cost at least £200-300 extra to put you on the policy, is it really worth it? you could go fully comp on your own insurance so your covered 3rd party on other vehicles but most insurance companies wont do it till your at least 21, infact mines not until im 25!
maybe just spend the money on airbags for your car so you can jack it up and get in the car parks? 
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John
Member
Registered: 30th Jun 03
User status: Offline
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You don't automatically get third party cover when you go fully comp.
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*JonnyG*
Member
Registered: 2nd Jun 08
Location: Lincolnshire
User status: Offline
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And on some policys, can't drive softtops ot 4x4's.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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if you insure your own car with bell you can add 'drive any car third party' on your insurance for about 25 quid.
had the option to do it when i got a quote and i'm 21.
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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quote: Originally posted by Ben G
if you insure your own car with bell you can add 'drive any car third party' on your insurance for about 25 quid.
had the option to do it when i got a quote and i'm 21.
Yup or Quinn will do it as part of the policy.
Though not to me as I'm in the "motor trade" - Bell would, but for £1500 extra
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Bell, Elephant and Admiral are the same company arent they? Elephant and Admiral wont insure me to drive any car TP and I'm 22, but your saying Bell will? If so I'm going to be changing over!
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John
Member
Registered: 30th Jun 03
User status: Offline
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Bell will yes, cost varies though from 20 quid up to a grand.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote: Originally posted by JayM
Bell, Elephant and Admiral are the same company arent they? Elephant and Admiral wont insure me to drive any car TP and I'm 22, but your saying Bell will? If so I'm going to be changing over!
yeah they are the same company, i'm with elephant and they won't allow it but bell will.
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Ill have to give my insurance a ring i guess, but was told when i took out the policy i couldnt drive any other cars.
That and it was the best quote by far for it, 650£ compared to £1000 + every other company gave me.
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Arghhhhhh, still cant find any anywhere!
Cheepest we found was arround £600, plus £45 every day i drive it 
Any help??
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K17STY
Member
Registered: 13th Dec 02
Location: West Lothian
User status: Offline
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Mine was cheapness to insure (£168)
I used gocompare
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Admiral multi car?
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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£1700 from go compare!
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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For multicar?
Try churchill too, they always tend to be cheap
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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only problem with the multicar thing is, mine is modified, and i think it would just be a stupid price!
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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quote: Originally posted by jacko198
only problem with the multicar thing is, mine is modified, and i think it would just be a stupid price!
try it, it worked out about the same as what me and my dad pay separately. Thats with mods declared on mine
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Ok will take alook 2moro then!
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