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Author Chirchill and more than car insurance
dean101287
Member
Registered: 22nd Jul 07
Location: Cardiff
User status: Offline
19th Jun 09 at 14:48   View User's Profile U2U Member Reply With Quote
Anybody got and experience with these companies? Do they allow modifications. Just had my insurance renewal from Adrian flux and it was £525 and to pay monthy the are charging 40% APR

Had a quote off the above two companies that are arround £400 and an extra £30-40 to pay monthly.

But want to put my 4-2-1 and exhaust on my gsi so need them to be relatively MOD friendly.
P1CK4D
Member
Registered: 19th Jun 06
Location: Around Essex Somewhere
User status: Offline
19th Jun 09 at 14:49   View User's Profile U2U Member Reply With Quote
If you got a quote from them, did you not think to ask if they allow modifications while you was on the phone?
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
19th Jun 09 at 15:00   View User's Profile U2U Member Reply With Quote
churchill tried to charge me silly prices for mods.
swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
19th Jun 09 at 15:02   View User's Profile U2U Member Reply With Quote
Think they allow UP TO three mods and they will likely rape you for the privilege.
dean101287
Member
Registered: 22nd Jul 07
Location: Cardiff
User status: Offline
19th Jun 09 at 15:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by P1CK4D
If you got a quote from them, did you not think to ask if they allow modifications while you was on the phone?


I didnt phone, Im with the 21st centry here and used a price comparison site, then went direct to their website but there was no drop down box for mod's.
Will have to phone now tho
dean101287
Member
Registered: 22nd Jul 07
Location: Cardiff
User status: Offline
19th Jun 09 at 15:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by swill_omnibus
Think they allow UP TO three mods and they will likely rape you for the privilege.


With who?
dean101287
Member
Registered: 22nd Jul 07
Location: Cardiff
User status: Offline
19th Jun 09 at 15:35   View User's Profile U2U Member Reply With Quote
SKY want £740
Calum
Member
Registered: 2nd Sep 06
Location: Edinburgh, City of Edinburgh
User status: Offline
19th Jun 09 at 15:40   View User's Profile U2U Member Reply With Quote
More Than don't allow for any mods that increase the top speed or acceleration.

I've got a policy with them and the girl on the phone said that they would cover anything that doesn't increase the speed of the car.

It didn't increase the premium, but then she didn't take a note of any of the mods so not 100% sure
dean101287
Member
Registered: 22nd Jul 07
Location: Cardiff
User status: Offline
19th Jun 09 at 16:00   View User's Profile U2U Member Reply With Quote
well an exhaust with a standard bore size and a 4-2-1...hmmm..

Got a quote of 422 with flux direct but they again want 38% APR
AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
19th Jun 09 at 16:01   View User's Profile U2U Member Reply With Quote
my brother is with churchill, and says he doesn't think they allow mods
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
19th Jun 09 at 16:08   View User's Profile U2U Member Reply With Quote
why do n't you just pay the insurance cost off in one go? i'd understand if it was over 1k but for the sake of 400-500 quid is it worth paying all that extra interest?

even if you don't have it in savings, get a 0% credit card.
dean101287
Member
Registered: 22nd Jul 07
Location: Cardiff
User status: Offline
19th Jun 09 at 16:10   View User's Profile U2U Member Reply With Quote
I dont have the savings and dont like credit cards ect.. probably wouldnt get accepted anyway
swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
19th Jun 09 at 16:15   View User's Profile U2U Member Reply With Quote
What you could do perhaps then is borrow it of your mum and pay her monthly instead without the APR

And was on about churchill but as Alan said his bro is with them so i'm now likely wrong

 
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