Macca_G
Member
Registered: 15th Jan 03
Location: Stockport, Manchester
User status: Offline
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Who has got a mortgage and house what are you paying monthly? How much was the house?  I am looking into it you see and need help! anyone got any advise etc...
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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335 for the morgage, thats a fixed rate 57K, we pay 50 a month for insurance which covers noth me and lynne for death, illness and unemployment. then there is the 28 a month house insurance.
I would go to the mortgage advice people and go to at least 2 other advisers. buying a house in England is different from Scotland but the mortgages are the same.
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Macca_G
Member
Registered: 15th Jan 03
Location: Stockport, Manchester
User status: Offline
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 £57K would get you feck all where I live! Whats the house like? is it big? Thats pretty cool, I think I'm moving into Scotland! 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Im thinking of doing this aswell, maybe not untill next year tho. Might mean selling the car but I dont really use it. Works a 5min walk and usually pished most weekends so dont use it then
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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£57k would get you a full street in some parts of scotland
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Kerry
Member
Registered: 5th Oct 01
Location: Norwich
User status: Offline
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i have a mortgage for 57k its 360 a month and that includes my house insurance and life insurance. mines fixed for another year. sometimes i wish it was variable kus rates are quite good at min but then the advantage is it doesnt go up either. get an indendant adviser. 
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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someone
Member
Registered: 13th Aug 02
Location: Surrey
User status: Offline
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I know some bloke that paid 100k for a small bedsit near me
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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quote:
Originally posted by Macca_G
£57K would get you feck all where I live! Whats the house like? is it big? Thats pretty cool, I think I'm moving into Scotland!
it's actually 60K we had a 5% deposit. I advise you gettign a 3% deposit at least
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corsa_sport_white
Member
Registered: 9th Dec 02
User status: Offline
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decent lil house, shame bout the cars outside
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JayC
Member
Registered: 17th Jan 03
Location: Whitefield, Greater Manchester
User status: Offline
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Our morgage was 56K but the house was 59,995, was up for more but thats wot we offered so we didn't have to pay stampduty. We pay bout £350 but all of our bills come to bout £800. The house is a 2 bedroom barretts house.
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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yes we did not pay stamp duty. if your house is over 60K you need to pay 1% tax
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Macca_G
Member
Registered: 15th Jan 03
Location: Stockport, Manchester
User status: Offline
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nice house that, have ben looking at around £89,000 with 5% deposit. You can get cheap houses round here they just aren't on very good streets...so i'm trying to compromise (£100K nice street too expensive) (£50/60K horrible area V.affordable) going to go for 80-90K in a decent area.......just affordable!!
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Gower
Member
Registered: 18th Mar 01
Location: So close.....yet so far
User status: Offline
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In my area you pay 100k for a 1 bedroom flat!!!
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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What part of Scotland do you live in vibrio?
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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Darnely, south of the river clyde, couple of miles from paisley and glasgow
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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quote:
Originally posted by vibrio
Darnely, south of the river clyde, couple of miles from paisley and glasgow
Ahh right. Is that a nice area?
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