moka
Member
Registered: 11th Mar 06
User status: Offline
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What are the penalties if...
You and two of your friends take your car to the other side of the country *about 250 miles* and you take it in turns to get there. Obviously i will have insurance but my two friends (who have insurance of there own and have been driving 3+ years) will not have insurance on my car.
Im just weighing the risks and getting some opinions as im sure after a long drive (we are coming back same day) we would get extremely tired and it would be *safer* to it in turns.
Oh and people... its just a question. 
[Edited on 20-04-2009 by moka]
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Jonny P
Member
Registered: 11th Dec 04
Location: Merseyside Drives: Civic Type R EP3
User status: Offline
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ive done 500 miles in one day, not that hard.
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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You'd be done for letting them drive with no insurnce, you would get points and they would aswell. Aswell as fines, maybe disqualification if something bad happened.
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Nick A
Member
Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
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Illegal if they don't have the benfit of DOC (Driving Other Cars Third Party) on their OWN policies.
Alternativley get them added to your policy as named drivers.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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I can't remember if it's 6 or 8 points for the driver, and you'll get buggered too for letting them drive your car without insurance. In essence, it really isn't worth it. If need be split a room at a travel inn.
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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do their policies not cover driving other vehicles?
if it aint insured, its not insured. you and the person driving will get points, i think you letting them drive means you get a larger fine.
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fir3vip3r
Member
Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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if you crash while not insured on the vehicle its a big fine etc.
if you get pulled and they dont have insurance its 6 points+ fine. and youll be in trouble for knowingly letting someone use your car uninsured
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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3 points and a fine for no insurance isn't it?
as an alternative, how old are you and your mates? is it worth getting them on day insurance or something?
also, on a side note, is it 250 miles each way or in total?
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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how old are they? cant they get day insurance to drive your car? or you add them to your insurance if you want to do it properly
April 08 feature car
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Rab
Member
Registered: 10th Jun 07
Location: Alloa, Scotland Drives: Subaru Hawkeye STi
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Just get them added for a few days. Wont be that much and keeps you safe.
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Nick A
Member
Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
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I'm not sure what the police would convict you of (code conviction wise) but they will both recieve IN10's (driving uninsured if they do not have DOC on their polciy) and depending what you'll get on your license it would prob me a minium of 4 pts and up to them (police) on fine.
[Edited on 20-04-2009 by Nick A]
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Leighton
Member
Registered: 21st Feb 01
Location: Liverpool
User status: Offline
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Man up and drive yourself, i have done Ramsgate and back in one day from Liverpool!
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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I'll be doing 403 miles to PVS, each way.
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moka
Member
Registered: 11th Mar 06
User status: Offline
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to answer the questions :
we will all be 21..
fuck getting them insured for a day i dont think it will be worth it - ill drive and save us all £50+ quid (or whatever) could spend that on fuel ffs! lol
looks like its not worth risking it
it would be 250 there and 250 back so about 500.
fair enough lads cheers for the info
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I would get a price for adding them before ruling it out.
As you quite correctly say, it'll be safer with more drivers.
The offence code for allowing someone to drive if you know they are not insured is IN24. Carries the same penalties.
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JonnyJ
Member
Registered: 23rd Sep 05
Location: Scotchland
User status: Offline
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quote: Originally posted by DannyB
I'll be doing 403 miles to PVS, each way.
With Eck in your van i hear too 
That makes it 1million times harder!
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dan-sport
Member
Registered: 9th Oct 07
Location: Bushbury, West Midlands
User status: Offline
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if their 21+ you could get them insured for nothing on
dayinsure.com
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DannyB
Premium Member
Registered: 6th Feb 08
User status: Offline
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quote: Originally posted by JonnyJ
quote: Originally posted by DannyB
I'll be doing 403 miles to PVS, each way.
With Eck in your van i hear too 
That makes it 1million times harder!
Eck and his wife, going to be a fucking laugh
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Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
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quote: Originally posted by dan-sport
if their 21+ you could get them insured for nothing on
dayinsure.com
day insure dont insure under 23 now. Try doing a quote.
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Gazdaman
Member
Registered: 30th Aug 07
Location: Leicester
User status: Offline
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quote: Originally posted by DannyB
You'd be done for letting them drive with no insurnce, you would get points and they would aswell. Aswell as fines, maybe disqualification if something bad happened.
Wise words! You can get done for using, causing or permitting driving with no insurance.
So they'd get done and so would you if there's no insurance.
It's one of those finite offences. You either have insurance or you don't. Doesn't matter why, and doesn't matter if you didn't know.
So either drive it yourself, taking regular brakes/red bull. Or get them insured either via their own insurance or as a day on yours.
I got insured on my girlfriend's mum's car for a day. Was only a tenner.
Gaz
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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My bro got me added to his policy for 3 weeks while i looked after his home.
I was 20 at the time and it only cost £30.
Day insurance or add a mate to your policy, otherwise it's not worth the risk.
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