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Author Bored so I thought I'd try something
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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13th Apr 09 at 22:30   View Garage View User's Profile U2U Member Reply With Quote
Just got an insurance quote for my brother's MR2.

I told him a while back that I want it when he gets bored with it so just thought I'd see how much more I'd be looking at paying.

My premium this year was £719 for me (21 at the time) on my 1.2 16v SXi with all mods declared, 4 years ncb, 1 TS10 and had a license for 4 years.

The quote I just got on the Mister was £758 for me (now 22) 2ltr NA, T-bar, 10th Anniversary Edition, no mods, same no claims, same points.

How can they justify that? A 79bhp front wheel drive hatchback vs a 170ish bhp mid engine, rear wheel drive, coupe and a difference of less than 50 quid

Ever get the feeling you're being done?
flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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13th Apr 09 at 22:32   View User's Profile U2U Member Reply With Quote
you have been done, now bin the corsa and get the mr2
Adam_B
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Registered: 13th Dec 00
Location: Lancashire
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13th Apr 09 at 22:37   View User's Profile U2U Member Reply With Quote
mods for the rip off insurance!
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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13th Apr 09 at 22:37   View Garage View User's Profile U2U Member Reply With Quote
Slight problem with that plan, it's my brother's and he's still quite happy with it

And as much as you'd like it to happen, the Corsa isn't getting binned

Adam, that's exactly what it is, Norwich Union won't insure more than 3 mods but they've always smashed everyone elses quotes so I'm with HIC atm, but the MR2 quote was with Norwich. I can pretty much guarantee if I got a quote from somewhere else I'd be talking at least £900, Norwich give me a quote of £517 for the Corsa but I couldn't declare all the mods so I had to use someone else

[Edited on 13-04-2009 by Mike B]
Eck
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Registered: 17th Apr 06
Location: Lundin Links, Fife
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13th Apr 09 at 22:37   View Garage View User's Profile U2U Member Reply With Quote
That's a bit harsh Can I ask what a TS10 is? Because £719 seems a lot for an SXi
Butler
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Registered: 2nd Jun 05
Location: London
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13th Apr 09 at 22:40   View User's Profile U2U Member Reply With Quote
Holy crap, your paying WAY too much. I was paying 700 on my rallye at 20 with 2 years no claims, looooads of mods declared including 1.6 engine conversion. Got a quote of 1100 this morning on a 172 cup, thats a group 16 car.
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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13th Apr 09 at 22:41   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Eck
That's a bit harsh Can I ask what a TS10 is? Because £719 seems a lot for an SXi


Traffic lights. It does seem a stupid amount but I phoned round quite a few and the only thing close to that was Brentacre with £840 most others wanted over a grand

[Edited on 13-04-2009 by Mike B]
Luke
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Registered: 9th Dec 05
Location: Oxford Drives:Corsa B C20LET
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13th Apr 09 at 22:43   View User's Profile U2U Member Reply With Quote
That seems really expensive. I'm 22, 1ncb, been driving 3 years & i pay £747 a year on my let. every single mod declaired aswell.
lil_g
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Registered: 29th Oct 06
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13th Apr 09 at 23:45   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Luke
That seems really expensive. I'm 22, 1ncb, been driving 3 years & i pay £747 a year on my let. every single mod declaired aswell.




Who with btw?
Luke
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Registered: 9th Dec 05
Location: Oxford Drives:Corsa B C20LET
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13th Apr 09 at 23:50   View User's Profile U2U Member Reply With Quote
Adrian flux.
Butler
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Registered: 2nd Jun 05
Location: London
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13th Apr 09 at 23:52   View User's Profile U2U Member Reply With Quote
Same here
lil_g
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Registered: 29th Oct 06
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13th Apr 09 at 23:55   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Luke
Adrian flux.


Need to give them a call tbh
Richardhhha
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Registered: 29th Sep 07
Location: Croydon, Greater London
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14th Apr 09 at 00:39   View User's Profile U2U Member Reply With Quote
was 22 mechanic, 1 years ncb on my xe it was only 800 with flux

Been getting quotes on gts liners for £1600 im 23 now and have 3y ncb.. Got accelerated ncb lol.
davcohen
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Registered: 1st Nov 03
Location: North London
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14th Apr 09 at 01:16   View User's Profile U2U Member Reply With Quote
really depends who your with i paid £700 for a fully modded cally turbo with everything declared (23) while a mate paid something like £1400 to insure a civic lol.
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
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14th Apr 09 at 02:07   View User's Profile U2U Member Reply With Quote
I paid just over that on a 1.4 SRi at 18, 0 years NCB...
andy1868
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Registered: 22nd Jun 06
Location: Burscough, Lancashire
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14th Apr 09 at 08:01   View User's Profile U2U Member Reply With Quote
mike get it sorted
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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14th Apr 09 at 08:08   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by davcohen
really depends who your with i paid £700 for a fully modded cally turbo with everything declared (23) while a mate paid something like £1400 to insure a civic lol.


At 19 with 0 ncb i was paying £850 for my Cally Turbo.


[Edited on 14-04-2009 by Corsa_Sport21]
t_benn_1
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Registered: 28th Sep 04
Location: Shropshire
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14th Apr 09 at 11:47   View User's Profile U2U Member Reply With Quote
I'm 21 SP30 DR40 CD10 1 Years no claims
4 years driving.
1100 on a golf 1.8t

With brentcare

All visual mods covered free of charge.
And will cover any mods.

 
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