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Author NCB?
Colin
Member

Registered: 4th Apr 02
User status: Offline
12th Feb 09 at 20:53   View User's Profile U2U Member Reply With Quote

I recently took out a new insurance policy & claimed I had 6 years NCB, as thats what I should have.

Got my proof of NCB off my old insurer & it states that ive got 5yrs (maximum) NCB.

I phoned them up & they said that 5yrs is the max that they award & thats all i'll get off them.

However my new ins co's expecting me to send them my proof, which ive claimed as being 6yrs.

Will this cause any strife? Or does it not matter after 5yrs?

richc
Member

Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
12th Feb 09 at 21:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
I recently took out a new insurance policy & claimed I had 6 years NCB, as thats what I should have.

Got my proof of NCB off my old insurer & it states that ive got 5yrs (maximum) NCB.

I phoned them up & they said that 5yrs is the max that they award & thats all i'll get off them.

However my new ins co's expecting me to send them my proof, which ive claimed as being 6yrs.

Will this cause any strife? Or does it not matter after 5yrs?




I thought its 9 years then after that the price doesnt change?
_Allan_
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Registered: 24th Mar 04
User status: Offline
12th Feb 09 at 21:14   View User's Profile U2U Member Reply With Quote

5 years is the maximum they'll take into account. Maybe some places up to 7 but I've got 11 and on my last proof of no claims it stated it.
Matt L
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Registered: 17th Apr 06
User status: Offline
12th Feb 09 at 21:14   View User's Profile U2U Member Reply With Quote

Ring them and say you got it wrong you thought it was 6 years but its only 5

easy mistake to make i imagine. i thought i had 4 years but i only had 3, but with me the form told me i was able to have 4 due to my age
eddiewhiteley
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Registered: 10th Mar 05
Location: down in albion
User status: Offline
12th Feb 09 at 21:16   View User's Profile U2U Member Reply With Quote

i had this a couple of years back, cant remember who i was with, but i rang them back and explained the situation(the old company) and asked them to send a letter confirming that when i joined them i had say 4 years and had gone a further 2 years without claiming so the new company were satisfied i had 6 years, if you follow
Colin
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Registered: 4th Apr 02
User status: Offline
12th Feb 09 at 21:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
Ring them and say you got it wrong you thought it was 6 years but its only 5

easy mistake to make i imagine. i thought i had 4 years but i only had 3, but with me the form told me i was able to have 4 due to my age


But I do have 6 years, I had 5yrs & should get another for last 12 months, its the old ins co thats saying they only recognise 5yrs!?
Colin
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Registered: 4th Apr 02
User status: Offline
12th Feb 09 at 21:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by eddiewhiteley
i had this a couple of years back, cant remember who i was with, but i rang them back and explained the situation(the old company) and asked them to send a letter confirming that when i joined them i had say 4 years and had gone a further 2 years without claiming so the new company were satisfied i had 6 years, if you follow


Might phone back & ask them for something in writing then.

More hassle
Matt L
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Registered: 17th Apr 06
User status: Offline
12th Feb 09 at 21:34   View User's Profile U2U Member Reply With Quote

ahhh right sorry. thought you only had 5 but you said you had 6. ring the company before and ask for proof of five or just ring the last comany and tell them to give you proof of your 6
swill_omnibus
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Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
12th Feb 09 at 21:39   View User's Profile U2U Member Reply With Quote

Every company are diff, some maximun is 5, 6 etc Just ask if your last company can provide you for six?

And yes get them to send it too you in writing then use that etc

 
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