Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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renewal come in for the corsa (still declared as fully modded with throttle bodies etc etc)
last year at 19, 1year ncb - £900 with breakdown cover
this year, 20, 2year ncb, renewal price - £816 
so ring up, get a new quote for a standard 1.4, £545 
but the best bit, for my new car with 400 more cc (1.8) is only about £750, cheaper than orginal quote of a 1.4!!
and he said, that because they dont use that insureance company anymore, so thats why its cheaper 
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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Flux are shit. Fact.
Marcy Marc 
White Sport Progress Thread
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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Well he can't even justify that, if their gone then it should be up!
Im looking around this year then if not happies!
Was that F/C or TPFT Warren?
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John
Member
Registered: 30th Jun 03
User status: Offline
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Because it has a bigger engine doesn't mean it has to cost more to insure.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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I'm not clear - are you complaining that it's cheaper?
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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yes but a standard fitment engine compared to a 1.8 out of a vecta ls i said!
if i said its out of a corsa c sri, would of been more even though same engine!!
third party fire and theft only
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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quote:
Originally posted by Ian
I'm not clear - are you complaining that it's cheaper?
no, the fact that they quoted me £816 for a 1.4 on throttle bodies
then only want about £700-£750 for a 1.8 on throttle bodies with alot higher spec
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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lol Endsleigh were smililar.
Got my renewal quote through, saved about £50 on last year. Went onto the Endsleigh website, did a quote. £100 cheaper  they then rounded to £600.
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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BRENTACHE FTW
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Bell FTW
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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I'm with Sky insurance on the 1.8.. Could not fault them! Every modification is listed and insured.
Great company and great staff!
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drbeansri
Member
Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
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quote:
Originally posted by pow
Bell FTW
this man has sense.
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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theyre alright to get insured with, your bolloxed if you need to change your car or anything as i found out 
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Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
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because they go through different insurance companies warrenz, they all do diffent deals.
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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quote:
Originally posted by Gaz
BRENTACHE FTW
Amen! Set a bhp limit and as long as you dont go over that you can mod it as much as you want 
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Rob_Lee
Banned
Registered: 9th Dec 05
Location: Folkestone Drives: Nova 1.6 16v
User status: Offline
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haha i had same as you warren.
I had a shitty runaround Rover 416 insured 3rd party only with value of £100 and my insurance was £480.
Bought the AStra... 5k value, full comp blah blah £200!
JOKE!
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gavin18787
Premium Member
Registered: 22nd Feb 05
Location: Basildon, Essex
User status: Offline
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I had this with them their renewal was rubbish so i looked elsewhere.
Told them a price some £350 cheaper and said im leaving they then dropped their origional quote £400 no questions asked
end of the day if you dont shop around and just accept your renewal you are going to be mugged off 
Drives supercharged Tec with torque 
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Lol beat this then.When i was insured with Flux my XE Corsa was just over £1k with all convictions and mods declared.I sold the car and got a fiesta as a runabout.Called up to switch it over.It was only £2 a month cheaper for the fiesta.I was like,how is that possible when the Corsa was modified,and had about 3 times more power than the 1.3 fiesta.They said it was because the company only specialised in modified cars and because the fiesta was standard,theyr price was crazy.
So when i got my Mk3 Golf,i phoned up for a quick quote.The best that came back was about £1k more than the Corsa,and it was with the same company who insured the Corsa.Yet the Golf was standard(so much for them only insuring modified cars eh).I then asked why it was so expensive and the woman was like "its because it has a 2.0 engine"
I couldnt be arsed explaining about the Corsa and that it was cheaper so i just said OK and hung up.
Fuked up or what.
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stoner_corsa
Member
Registered: 19th Jul 05
Location: Wrexham, North Wales
User status: Offline
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i got a quote through the post for my 1.6 sport im 21 4yrncb and they wanted £790, phoned up to complain and they quoted me £400. changed insurance over for my c20let corsa and was £720......work that one out???
[Edited on 22-01-2009 by stoner_corsa]
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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i use flux and have done for years, they are a BROKER not an ins. Company. Therefore they obtain a list from their partners of prices and give you the best. The deals arent theirs, they are highway, sun alliance etc.
A cars engine size is not the only factor in insurance pricing. Many older cars are more expensive to insure due to more of them likely to be involved in claims and payouts etc over the years since launch. They will have no prev data with new cars and no risk trends/patterns. Also the older the car the harder it is to get parts? Might be another reason but thats speculation.
Flux have my upmost support, always helpfull brilliant in advising me in my claim 3yrs ago etc. Cheaper for me than anywhere else constantly.
Left them to go with Elephant on my Z3 (£1.4k diff in price) but straight back with them for my M3.
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Phi
Member
Registered: 8th Jan 07
Location: South
User status: Offline
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the reason why they will be different is you need to take into fact they wil use different insurers for your quotes, each insurer have there own rules and regs, and thats is what it goes by.
credit crunch wil not help with the problems either.
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