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Author Crash Day
corsa - gus
Member
Registered: 8th Jan 07
Location: Aberdeen, Scotland
User status: Offline
15th Dec 08 at 10:49   View User's Profile U2U Member Reply With Quote
Just a quick question, I had a minor crash on Friday and I have just spoken to the garage my insurance company sent my car to and they have said the cost of repairing the damage will be £4000 from checking Parkers my car is valued at £6000.

Basically does that mean the car will be written off or not? I do quite a lot of miles and from driving the Corsa to work today I want a new car asap if my car won't be getting fixed. Cheers
AndyKent
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Registered: 3rd Sep 05
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15th Dec 08 at 11:10   View User's Profile U2U Member Reply With Quote
If it is going to be written off they will tell you pretty quickly.

Mine was written off but bit of an odd situation. Parkers value was £5000, repair damage was £4000, they paid out £6500

Don't know how you work that one out but I'm not complaining. They'd told it would be written off within 3 working days of my accident.
Matt L
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Registered: 17th Apr 06
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15th Dec 08 at 11:10   View User's Profile U2U Member Reply With Quote
think its 70% of car value anything above will be written off. dont really know though


but minor + 4k damage dont really go together
corsa - gus
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Registered: 8th Jan 07
Location: Aberdeen, Scotland
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15th Dec 08 at 11:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matt L
think its 70% of car value anything above will be written off. dont really know though


but minor + 4k damage dont really go together


Yeh, I know. The reason its so expensive is because the airbag went off. According to the garage that means a new dash which is £2500 It really was minor, I never even made it off the road
Eck
Premium Member

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Registered: 17th Apr 06
Location: Lundin Links, Fife
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15th Dec 08 at 15:23   View Garage View User's Profile U2U Member Reply With Quote
Like Matt, I thought it was 70% of cars' value and above would be written off. So it may not be a write aff!
joes_1.4_16v_sport
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Registered: 15th Mar 07
Location: Preston, LANCS
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15th Dec 08 at 15:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matt L

but minor + 4k damage dont really go together




LMAO
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
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15th Dec 08 at 15:27   View User's Profile U2U Member Reply With Quote
i thought it was 60%
Haimsey
Premium Member

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Registered: 8th May 05
Location: Nottingham Drives: Corsa B
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15th Dec 08 at 15:27   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by aPk
If it is going to be written off they will tell you pretty quickly.


Mines been 2 weeks tomorrow and they still dont know for certain whether it is a w/o or not.

Marcy Marc

White Sport Progress Thread
AndyKent
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Registered: 3rd Sep 05
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15th Dec 08 at 15:34   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Haimsey
quote:
Originally posted by aPk
If it is going to be written off they will tell you pretty quickly.


Mines been 2 weeks tomorrow and they still dont know for certain whether it is a w/o or not.


Don't see what the hold up can be - they either authorise a repair or don't - not rocket science.

I'd be going mental at them TBH.
Haimsey
Premium Member

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Registered: 8th May 05
Location: Nottingham Drives: Corsa B
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15th Dec 08 at 15:35   View Garage View User's Profile U2U Member Reply With Quote
Probably stripping all the good parts off it

Marcy Marc

White Sport Progress Thread
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
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15th Dec 08 at 15:39   View User's Profile U2U Member Reply With Quote
when i took mine in the guy told me there and then it will most likely be writen off and the insurance phoned me 2 days later
Gez G
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Registered: 12th May 04
Location: Glasgow
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15th Dec 08 at 16:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by aPk
quote:
Originally posted by Haimsey
quote:
Originally posted by aPk
If it is going to be written off they will tell you pretty quickly.


Mines been 2 weeks tomorrow and they still dont know for certain whether it is a w/o or not.


Don't see what the hold up can be - they either authorise a repair or don't - not rocket science.

I'd be going mental at them TBH.


I work in Commercial Motor Trade Insurance and sometimes the hold up can be sending an engineer out to inspect the vehicle - he does, its his call whether its an economic repair and if it isnt he also provides us with the salvage category.
AndyKent
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Registered: 3rd Sep 05
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15th Dec 08 at 16:30   View User's Profile U2U Member Reply With Quote
I know, but two weeks?

Thats a long time for the customer to be without a car (assuming they don't have a courtesy car)

 
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