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Author My car insurance advice please
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 09:23   View User's Profile U2U Member Reply With Quote

Right, you all know i had my accident in the middle of August. My insurance was due for renewal on the 1st Sept. As it is i have no car at all and didn't have at the end of August and they knew this. Should they have took a premium payment out today for a car i no longer have?? Or is it because of the accident they took the payment??

Just thourght i would ask before i make a tit of myself shouting as to why they have took £147 out of my account for a car i don't own.

Thanks in advance

[Edited on 03-10-2008 by Iain M]
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
3rd Oct 08 at 09:26   View Garage View User's Profile U2U Member Reply With Quote

I had to ring my insurance company and tell them to stop taking money out.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
3rd Oct 08 at 09:34   View Garage View User's Profile U2U Member Reply With Quote

Which company?
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 09:36   View User's Profile U2U Member Reply With Quote

More Than. Its not the first time this has happened either
corsa_wes
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Registered: 7th May 07
Location: birmingham
User status: Offline
3rd Oct 08 at 09:37   View User's Profile U2U Member Reply With Quote

there wankers. they've took out two payments at onc with me before. phoned up to get it back and the fuckers aint give it me
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 09:40   View User's Profile U2U Member Reply With Quote

Well i managed to get the first back which was for a car i never had
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
3rd Oct 08 at 09:44   View Garage View User's Profile U2U Member Reply With Quote

Some companies let the policy run on after an at fault claim, some don't.

Norwich union let it run on, without telling me.
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 09:45   View User's Profile U2U Member Reply With Quote

I may give them a ring now and see whats what??
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
3rd Oct 08 at 09:45   View Garage View User's Profile U2U Member Reply With Quote

Yeah, ask them first without giving your policy number IMO.

Norwich Union told me that the policy was null and viod after a crash, so I forked out £1600 for a new policy with a different company. It came to light I had 2 insurance policies on the national police database, so I rung them and asked. I got a refund (always pay my policies in full) from the date that the claim was settled to the day that I cancelled the policy.

£1000 odd I got back form them

[Edited on 03-10-2008 by pow]
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 10:03   View User's Profile U2U Member Reply With Quote

SCORE!! i just phoned them and shall get a full refund. He cancelled the policy and backdated the cancelation to the renewal date and are going to give me a full refund.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
3rd Oct 08 at 10:04   View Garage View User's Profile U2U Member Reply With Quote

Result
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 10:09   View User's Profile U2U Member Reply With Quote

Indeed, they wasn't arsey or anything was nice to speak to someone in this country as well who could understand me.

[Edited on 03-10-2008 by Iain M]
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
3rd Oct 08 at 10:10   View Garage View User's Profile U2U Member Reply With Quote

Amen
Iain M
Member

Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
3rd Oct 08 at 10:10   View User's Profile U2U Member Reply With Quote

Amen brother!!

 
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