Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Anybody with Lloyds TSB for their insurance on here?
In the policy document thing it says you have to "tell them immediately if you make a change that makes your car more appealing to thieves", and I want to put alloys on, so I was wondering what they'd say about it, in short.
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
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Well depends on their T&C's to be honest as every company is different.
Id say ring them up first and enquire about it so if and what the price change would be and take it from there 
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Cheers mate, I was going to ring them earlier but didn't have time so I wondered if anyone on here was with them and had asked them about this before.
Here's the link to the policy wording:
https://uk4.u-k-i.com/lloydstsb/Policy_documents/LTSB_motor_policy_wording.pdf
Take a look at page 18, point 8.
quote:
8 Changes which may affect Your cover
You must tell Us as soon as possible if any of the following happens.
You make changes to Your Car which improve its value, performance or attractiveness to thieves;
[Edited on 28-08-2008 by Daveskater]
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
|
John
Member
Registered: 30th Jun 03
User status: Offline
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Do you really have to ask?
They want you to tell them and they'll most likely want to increase the premium, not rocket science.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Fair enough, just hope it doesn't shoot up too much 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
|
ali_corsa
Member
Registered: 30th Jun 07
Location: Tamworth Drives: Focus st
User status: Offline
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tbh they will either give you a really stupid price for it or they will turn around and say we can't cover you for these modifications if you add them to you're car
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~Corsa~
Member
Registered: 18th Aug 08
Location: Hertfordshire
User status: Offline
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to be honest mate your best off not telling them. very rarely to people insurance become void becuase of a mod that hasnt been listed....
one of my close mates owns his own light repairs and modifying garage and regulary insurance people come round to check the viecle and often dont even look under the bonnet
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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Cheers guys, I'll give them a ring and say I was thinking about it and see what they say.
I did a quote on gocompare.com with and without alloys, and some company's quotes didn't even change, but then again they were different companies to who I'm with.
Like you said, swill_omnibus, it depends on the company
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
|
